EFSI insider transfer: 9,467 shares moved to revocable trust

Rhea-AI Filing Summary

Eagle Financial Services, Inc. (EFSI) reported an insider transaction by director Scott M. Hamberger. On 11/12/2025, he transferred 9,467 shares of common stock to the Megan McMullen Hamberger Revocable Living Trust as a gift for no consideration. He is the trustee and remains the beneficial owner of the trust-held shares.

Following the transaction, 874.716 shares were listed as directly owned, and 9,467 shares were held indirectly by the trust. The filing notes that holdings include shares acquired through the Company’s Dividend Investment Plan.

Insider Trade Summary

9,467 shares gifted

Mixed 2 txns

Insider HAMBERGER SCOTT M

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock, $2.50 Par Value	9,467	$0.00	--
holding	Common Stock, $2.50 Par Value	--	--	--

Holdings After Transaction: Common Stock, $2.50 Par Value — 874.716 shares (Direct); Common Stock, $2.50 Par Value — 9,467 shares (Indirect, BY MEGAN MCMULLEN HAMBERGER REVOCABLE LIVING TRUST)

Footnotes (1)

1. Includes shares of common stock which have been acquired through the Company's Dividend Investment Plan. On November 12, 2025, the reporting person transferred 9,467 shares of EFSI common stock to the Megan McMullen Hamberger Revocable Living Trust for no consideration. The reporting person is trustee of the trust and remains the beneficial owner of the securities held by the trust.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HAMBERGER SCOTT M

(Last) (First) (Middle)

2 E MAIN ST

(Street)

BERRYVILLE VA 22611

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EAGLE FINANCIAL SERVICES INC [ EFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, $2.50 Par Value	11/12/2025		G		9,467	D	$0	874.716(1)	D(2)
Common Stock, $2.50 Par Value								9,467	I(2)	BY MEGAN MCMULLEN HAMBERGER REVOCABLE LIVING TRUST

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares of common stock which have been acquired through the Company's Dividend Investment Plan.

2. On November 12, 2025, the reporting person transferred 9,467 shares of EFSI common stock to the Megan McMullen Hamberger Revocable Living Trust for no consideration. The reporting person is trustee of the trust and remains the beneficial owner of the securities held by the trust.

	Scott M Hamberger	11/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did EFSI disclose in this Form 4?

A director, Scott M. Hamberger, reported gifting 9,467 shares of EFSI common stock to a revocable living trust on 11/12/2025.

How many EFSI shares were transferred and at what price?

The filing shows 9,467 shares transferred with a transaction price of $0, indicating a gift.

Who holds the transferred EFSI shares after the transaction?

The Megan McMullen Hamberger Revocable Living Trust holds 9,467 shares indirectly for the reporting person.

Does the reporting person remain the beneficial owner?

Yes. As trustee, the reporting person remains the beneficial owner of the trust-held shares.

What are the reporting person’s direct EFSI holdings after the transaction?

The filing lists 874.716 shares as directly owned following the reported transaction.

Does the filing mention dividend plan shares?

Yes. It notes that holdings include shares acquired through the Company’s Dividend Investment Plan.