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[Form 4] EQUIFAX INC Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Negative)
Form Type
4
Rhea-AI Filing Summary

Equifax Inc. executive files Form 4 reporting tax withholding on vested stock units. The company's EVP and Chief Legal Officer reported that on 11/14/2025, 260 shares of Equifax common stock were withheld at a price of $204.86 per share to cover taxes due when an equal number of restricted stock units vested early as the executive became retirement eligible. After this withholding transaction, the reporting person beneficially owned 15,927 shares of Equifax common stock, which include dividend equivalent units that were reinvested in corresponding restricted stock units through the company's most recent dividend payment date.

Positive
  • None.
Negative
  • None.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Houston Julia A

(Last) (First) (Middle)
1550 PEACHTREE STREET, N.W.

(Street)
ATLANTA GA 30309

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
EQUIFAX INC [ EFX ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, Chief Legal Officer
3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 11/14/2025 F 260(1) D $204.86 15,927(2) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. The reported transaction involved the withholding of 260 shares of stock issuable upon the early vesting of an equal number of restricted stock units to pay taxes associated with the reporting person becoming retirement eligible.
2. Includes accrued dividend equivalent units for dividends reinvested in corresponding restricted stock units through the Company's last dividend payment date.
/s/Lisa Stockard as Attorney-in-Fact 11/18/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Equifax (EFX) report on this Form 4?

The filing reports that 260 shares of Equifax Inc. common stock were withheld on 11/14/2025 to pay taxes related to the early vesting of an equal number of restricted stock units when the executive became retirement eligible.

Who is the reporting person in this Equifax (EFX) Form 4 filing?

The reporting person is an officer of Equifax Inc., serving as EVP, Chief Legal Officer, and the form is filed for one reporting person.

How many Equifax (EFX) shares does the executive own after the reported transaction?

Following the reported tax-withholding transaction, the executive beneficially owned 15,927 shares of Equifax common stock, including accrued dividend equivalent units tied to restricted stock units through the company’s last dividend payment date.

What was the price used for the Equifax (EFX) tax withholding shares?

The 260 Equifax shares withheld for taxes were valued at a price of $204.86 per share on the transaction date.

Does this Equifax (EFX) Form 4 represent an open-market sale by the executive?

No. The filing explains that the 260 shares represent withholding of stock issuable upon early vesting of restricted stock units to pay associated taxes, rather than an open-market sale initiated by the executive.

Why did the restricted stock units for the Equifax (EFX) executive vest early?

The restricted stock units vested early because the reporting person became retirement eligible, which triggered the early vesting and the associated tax-withholding transaction.

Equifax Inc

NYSE:EFX

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Consulting Services
Services-consumer Credit Reporting, Collection Agencies
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United States
ATLANTA