STOCK TITAN

Elk Insurance affiliates (NYSE: EIC) disclose 3.83M-share stake

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Eagle Point Income Co Inc. received an initial ownership report from entities associated with Jennifer Gordon and Anthony Michael Muscolino, who are ten percent owners. The filing shows 3,827,212 shares of Common Stock held indirectly through insurance subsidiaries now indirectly controlled by Elk Insurance Holdings.

The filing states that this status change on June 25, 2026 reflects a shift in control, not a new purchase or sale of Eagle Point Income shares by the reporting persons or Elk Insurance Holdings. It also notes that 7,556 shares were previously acquired via broker-administered dividend reinvestments. The reporting persons disclaim beneficial ownership of these securities except to the extent of any pecuniary interest.

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Insider Gordon Jennifer, Muscolino Anthony Michael
Role null | null
Type Security Shares Price Value
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 3,827,212 shares (Indirect, See footnote)
Footnotes (1)
  1. Subsequent to the Form 3 filed by Elk Insurance Holdings, LLC ("Elk Insurance Holdings") on September 29, 2025, an aggregate 7,556 shares of Common Stock of the Issuer were acquired through broker-administered reinvestments with terms similar to the Issuer's dividend reinvestment plan, which are reported on this Form 3 in addition to the securities reported on the Elk Insurance Holdings Form 3. The Reporting Persons are managing members of Elk Insurance Holdings. Effective as of June 25, 2026, the third managing member of Elk Insurance Holdings resigned. Therefore, as of June 25, 2026, the Reporting Persons may be deemed to have become the beneficial owners of Issuer securities beneficially owned by Elk Insurance Holdings. This filing is not a result of any purchase or sale of any Issuer securities by the Reporting Persons or Elk Insurance Holdings. These shares are owned directly by (i) Clarendon National Insurance Company, (ii) Enstar Holdings (US) LLC, (iii) Yosemite Insurance Company and (iv) Cavello Bay Reinsurance Limited ((i) through (iv), collectively, the "Holders"), each of which is a wholly-owned indirect subsidiary of Enstar Group Limited ("EGL"), which, as a result of a series of mergers that closed on July 2, 2025, is now indirectly controlled by Elk Insurance Holdings. The sole shareholder of EGL is Elk Bidco Limited. The sole owner of the ordinary shares of Elk Bidco Limited is Elk Parent Limited, which is wholly owned by Elk Intermediate Holdings, LLC, which is in turn wholly owned by Elk Topco, LLC ("Elk Topco"). Elk Insurance Holdings owns 100% of the voting non-economic interests in Elk Topco. (Continued from footnote 3) The Reporting Persons disclaim beneficial ownership over the reported securities herein for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, except to the extent of their pecuniary interest therein.
Indirect common shares held 3,827,212 shares Indirectly owned through insurance subsidiaries associated with Elk Insurance Holdings
Dividend reinvestment acquisitions 7,556 shares Acquired through broker-administered reinvestments similar to dividend reinvestment plan
Ownership status date June 25, 2026 Date from which reporting persons may be deemed beneficial owners
beneficial owners financial
"the Reporting Persons may be deemed to have become the beneficial owners of Issuer securities"
Beneficial owners are the people or entities that actually enjoy the economic benefits and control of shares or other assets, even when legal title is held by someone else such as a broker, custodian or trustee. Investors pay attention because beneficial owners hold the real voting power, receive dividends and can influence strategy and takeover outcomes — like the driver of a car who uses and maintains it while the bank holds the title — so disclosure shows who truly controls and benefits.
dividend reinvestment plan financial
"acquired through broker-administered reinvestments with terms similar to the Issuer's dividend reinvestment plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
wholly-owned indirect subsidiary financial
"each of which is a wholly-owned indirect subsidiary of Enstar Group Limited"
pecuniary interest financial
"disclaim beneficial ownership ... except to the extent of their pecuniary interest therein"
Section 16 of the Securities Exchange Act of 1934 regulatory
"for purposes of Section 16 of the Securities Exchange Act of 1934, as amended"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.
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FAQ

What does the Eagle Point Income (EIC) Form 3 filed by Gordon and Muscolino report?

The Form 3 reports an indirect stake of 3,827,212 Eagle Point Income common shares held through insurance subsidiaries indirectly controlled by Elk Insurance Holdings, with Gordon and Muscolino identified as ten percent owners and managing members of Elk Insurance Holdings.

Did Gordon and Muscolino buy or sell Eagle Point Income (EIC) shares in this Form 3?

The filing states it is not the result of any purchase or sale of Eagle Point Income securities by the reporting persons or Elk Insurance Holdings. It instead reflects a change in control that caused them to be deemed beneficial owners as of June 25, 2026.

How many Eagle Point Income (EIC) shares are reported as indirectly owned?

The Form 3 reports 3,827,212 Eagle Point Income common shares indirectly owned through Clarendon National Insurance Company, Enstar Holdings (US) LLC, Yosemite Insurance Company, and Cavello Bay Reinsurance Limited, each a wholly-owned indirect subsidiary of Enstar Group Limited.

What is the role of Elk Insurance Holdings in the Eagle Point Income (EIC) ownership structure?

Elk Insurance Holdings indirectly controls Enstar Group Limited following mergers that closed on July 2, 2025, and owns all voting non-economic interests in Elk Topco. As managing members of Elk Insurance Holdings, the reporting persons may be deemed beneficial owners of the Eagle Point Income securities.

Why were 7,556 Eagle Point Income (EIC) shares mentioned in the Form 3 footnotes?

The footnotes explain that 7,556 Eagle Point Income shares were acquired through broker-administered reinvestments with terms similar to the company’s dividend reinvestment plan, and these shares are included in the holdings reported in this Form 3 in addition to a prior Elk Insurance Holdings Form 3.

Do the reporting persons fully accept beneficial ownership of the Eagle Point Income (EIC) shares?

The reporting persons expressly disclaim beneficial ownership of the reported Eagle Point Income securities for Section 16 purposes, except to the extent of their pecuniary interest, meaning they acknowledge only the economic stake they directly enjoy in these indirectly held shares.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Gordon Jennifer

(Last)(First)(Middle)
2100 MCKINNEY AVENUE, SUITE 1500

(Street)
DALLAS TEXAS 75201

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
06/25/2026
3. Issuer Name and Ticker or Trading Symbol
Eagle Point Income Co Inc. [ EIC ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
XForm filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock3,827,212(1)ISee footnote(2)(3)(4)
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
1. Name and Address of Reporting Person*
Gordon Jennifer

(Last)(First)(Middle)
2100 MCKINNEY AVENUE, SUITE 1500

(Street)
DALLAS TEXAS 75201

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
1. Name and Address of Reporting Person*
Muscolino Anthony Michael

(Last)(First)(Middle)
2100 MCKINNEY AVENUE, SUITE

(Street)
DALLAS TEXAS 75201

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
Explanation of Responses:
1. Subsequent to the Form 3 filed by Elk Insurance Holdings, LLC ("Elk Insurance Holdings") on September 29, 2025, an aggregate 7,556 shares of Common Stock of the Issuer were acquired through broker-administered reinvestments with terms similar to the Issuer's dividend reinvestment plan, which are reported on this Form 3 in addition to the securities reported on the Elk Insurance Holdings Form 3.
2. The Reporting Persons are managing members of Elk Insurance Holdings. Effective as of June 25, 2026, the third managing member of Elk Insurance Holdings resigned. Therefore, as of June 25, 2026, the Reporting Persons may be deemed to have become the beneficial owners of Issuer securities beneficially owned by Elk Insurance Holdings. This filing is not a result of any purchase or sale of any Issuer securities by the Reporting Persons or Elk Insurance Holdings.
3. These shares are owned directly by (i) Clarendon National Insurance Company, (ii) Enstar Holdings (US) LLC, (iii) Yosemite Insurance Company and (iv) Cavello Bay Reinsurance Limited ((i) through (iv), collectively, the "Holders"), each of which is a wholly-owned indirect subsidiary of Enstar Group Limited ("EGL"), which, as a result of a series of mergers that closed on July 2, 2025, is now indirectly controlled by Elk Insurance Holdings. The sole shareholder of EGL is Elk Bidco Limited. The sole owner of the ordinary shares of Elk Bidco Limited is Elk Parent Limited, which is wholly owned by Elk Intermediate Holdings, LLC, which is in turn wholly owned by Elk Topco, LLC ("Elk Topco"). Elk Insurance Holdings owns 100% of the voting non-economic interests in Elk Topco.
4. (Continued from footnote 3) The Reporting Persons disclaim beneficial ownership over the reported securities herein for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, except to the extent of their pecuniary interest therein.
/s/ Jennifer Gordon07/06/2026
/s/ A. Michael Muscolino07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)