[144] Enova International, Inc. SEC Filing

Rhea-AI Filing Summary

Enova International (ENVA) reported a proposed insider sale of 17,000 common shares, with an aggregate market value of $1,849,549. The shares were acquired and paid for by the seller on 08/12/2025 through a stock option exercise, with payment made in cash. The intended sale is to be executed the same day through Morgan Stanley Smith Barney LLC on the NYSE. The filing lists 25,012,613 shares outstanding for the issuer and shows no sales in the past three months by the selling person. The notice includes the seller's representation that they do not possess undisclosed material information. Several filer identification fields (CIK and filer name) are left blank in this document.

Positive

• Transaction routed through a registered broker (Morgan Stanley Smith Barney LLC) and listed on the NYSE
• Payment in cash for shares acquired via a same-day stock option exercise, indicating completed consideration

Negative

• Insider sale of 17,000 shares valued at $1,849,549 may be perceived negatively by some market participants
• Filer identification fields (CIK/name) are not provided, reducing transparency about the selling party

Insights

Securities Analyst

TL;DR: A routine insider sale following a stock option exercise: 17,000 shares worth $1.85M executed through a large broker on the NYSE.

This Form 144 documents a same-day sale of shares acquired by option exercise, highlighting liquidity realization by the option holder. The transaction was routed through Morgan Stanley Smith Barney LLC and the seller paid cash on acquisition. The filing records no other dispositions in the prior three months, which limits signs of ongoing selling pressure. Missing filer identification reduces transparency for contextual ownership analysis.

Corporate Governance Expert

TL;DR: Disclosure is compliant for a Rule 144 sale, but omitted filer identification fields lessen the filing's informational completeness.

The notice includes the required insider representation about non-possession of material nonpublic information and specifies the sale mechanics (broker, exchange, date, and cash payment). From a governance standpoint, documented adherence to procedural disclosures is positive; however, absent filer CIK/name details in the form limit traceability and auditorability of insider activity.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	17000	1849549.00	25012613	08/12/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	08/12/2025	Stock Option Exercise	Issuer			17000	08/12/2025	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What did ENVA disclose in the Form 144?

ENVA disclosed a proposed sale of 17,000 common shares acquired via stock option exercise, with an aggregate market value of $1,849,549.

When were the shares acquired and when is the sale proposed for ENVA?

The shares were acquired on 08/12/2025 by stock option exercise, and the proposed sale date listed is 08/12/2025.

Through which broker will the ENVA shares be sold?

The sale is to be executed through Morgan Stanley Smith Barney LLC on the NYSE.

How many ENVA shares are outstanding according to the filing?

The filing lists 25,012,613 shares outstanding for the issuer.

Were there any other ENVA securities sold by the person in the past three months?

No. The filing states 'Nothing to Report' for securities sold during the past three months.