Director Gray’s family trusts sell 19,999 Enova (ENVA) shares at prices above $171

Rhea-AI Filing Summary

Enova International director James A. Gray reported indirect sales of company stock through family trusts. On February 2, 2026, the JG 2002 Delta Trust sold 10,000 shares of Enova common stock at a weighted average price of $171.8632 per share. On the same date, the James Gray Revocable Trust sold 9,999 shares at a weighted average price of $172.2169 per share, leaving it holding 10,001 shares. Separately, Gray is shown as directly owning 68,709 shares of Enova common stock following these reported transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gray James A

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share								68,709	D
Common stock, par value $0.00001 per share	02/02/2026		S		10,000	D	$171.8632(1)	0	I	JG 2002 Delta Trust
Common stock, par value $0.00001 per share	02/02/2026		S		9,999	D	$172.2169(2)	10,001	I	James Gray Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was executed in multiple trades at prices ranging from $171.8537 to $171.8726. The price reported above reflects the weighted average sale price. The Reporting Person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a stockholder of the Issuer full information regarding the number of shares and the prices at which the transaction was effected.

2. This transaction was executed in multiple trades at prices ranging from $172.00 to $172.3101. The price reported above reflects the weighted average sale price. The Reporting Person hereby undertakes to provide upon request to the SEC staff, the Issuer, or a stockholder of the Issuer full information regarding the number of shares and the prices at which the transaction was effected.

	Sean Rahilly, attorney in fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Enova (ENVA) report for James A. Gray?

Enova director James A. Gray reported indirect sales of company stock on February 2, 2026. Family trusts associated with him sold a combined 19,999 shares of Enova common stock at weighted average prices above $171 per share, according to the Form 4 filing.

Which entities sold Enova (ENVA) shares in this Form 4 filing?

The filing shows sales by the JG 2002 Delta Trust and the James Gray Revocable Trust. These entities, associated with director James A. Gray, executed separate transactions in Enova common stock on February 2, 2026, as detailed in the Form 4 report.

How many Enova (ENVA) shares did each trust sell on February 2, 2026?

The JG 2002 Delta Trust sold 10,000 shares of Enova common stock. The James Gray Revocable Trust sold 9,999 shares. Both transactions occurred on February 2, 2026 and were reported as open-market sales in the Form 4 filing.

What prices were received for the Enova (ENVA) shares sold by the trusts?

The JG 2002 Delta Trust sales had a weighted average price of $171.8632 per share. The James Gray Revocable Trust sales had a weighted average price of $172.2169. Each transaction was executed in multiple trades within disclosed price ranges.

How many Enova (ENVA) shares does the James Gray Revocable Trust hold after the sale?

After selling 9,999 shares, the James Gray Revocable Trust is reported as holding 10,001 shares of Enova common stock. This remaining balance is shown as indirect beneficial ownership associated with director James A. Gray in the Form 4.

What is James A. Gray’s direct Enova (ENVA) share ownership after these transactions?

The Form 4 lists 68,709 shares of Enova common stock as directly owned by James A. Gray following the reported transactions. This figure is separate from the indirect holdings reported through the JG 2002 Delta Trust and the James Gray Revocable Trust.