Essent Group Insider Trade: CFO Offloads 2,500 Shares Near $59

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) – Form 4 insider transaction

On 06/16/2025, Chief Financial Officer David B. Weinstock reported the sale of 2,500 common shares of Essent Group Ltd. at a weighted-average price of $58.79 (individual trades ranged between $58.68 and $59.04). Following the transaction, the executive directly owns 27,365 shares.

The filing confirms the transaction code “S,” indicating an open-market sale rather than the exercise of a derivative security or a 10b5-1 planned trade (the related checkbox is blank). Based on the disclosed figures, Mr. Weinstock’s ownership declined by roughly 8.4%, from an estimated 29,865 shares before the sale to the current 27,365 shares.

No derivative transactions, option exercises, or additional purchases were reported, and the filing does not reference any Rule 10b5-1 trading plan. The Form 4 was signed on 06/18/2025.

Positive

• None.

Negative

• CFO insider sale: Open-market disposal of 2,500 shares (~8% of his direct stake) could be perceived as a mild negative sentiment signal.

Insights

Securities Analyst

TL;DR: CFO sells 2,500 ESNT shares; modest size, mildly negative sentiment.

The CFO’s open-market sale removes ~8% of his direct holdings, signalling limited but notable profit-taking at the $59 level. While the absolute value is small relative to Essent’s float, insider sales—especially by senior finance officers—tend to be viewed cautiously because they can hint that management sees less near-term upside. The absence of a disclosed 10b5-1 plan suggests the trade was discretionary. However, remaining ownership of 27,365 shares demonstrates continued alignment. Overall impact on valuation should be minimal unless followed by additional insider sales.

Corporate Governance Expert

TL;DR: Routine Form 4; governance posture unchanged.

This single, small transaction does not raise governance red flags. The filing was timely, fully detailed, and complies with Section 16 reporting standards. The CFO retains a meaningful stake, preserving incentive alignment with shareholders. Unless further insider selling emerges, the event is best interpreted as normal liquidity management rather than a signal of strategic change.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WEINSTOCK DAVID B

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	06/16/2025		S		2,500	D	$58.79(1)	27,365	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $58.68 to $59.04, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.

Remarks:

	/s/ David B. Weinstock	06/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many Essent Group (ESNT) shares did the CFO sell?

The Form 4 reports a sale of 2,500 common shares.

At what price were the ESNT shares sold?

The weighted-average sale price was $58.79, with trades between $58.68 and $59.04.

How many ESNT shares does the CFO still own after the sale?

Following the transaction, Mr. Weinstock owns 27,365 shares directly.

Was the transaction executed under a Rule 10b5-1 trading plan?

The filing does not indicate that the sale was made under a Rule 10b5-1 plan.

Does the Form 4 disclose any derivative security transactions?

No derivative securities were acquired or disposed of in this filing.