Welcome to our dedicated page for Esquire Finl Hldgs SEC filings (Ticker: ESQ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Esquire Financial Holdings, Inc. (NASDAQ: ESQ) SEC filings page provides access to the company’s official regulatory disclosures as a Maryland-incorporated financial holding company. Esquire’s common stock is registered under Section 12(b) of the Securities Exchange Act of 1934 and trades on The Nasdaq Stock Market LLC under the symbol ESQ. Through these filings, investors can review how Esquire reports its financial condition, operating results, capital position, and material corporate events.
Esquire uses current reports on Form 8-K to announce key developments such as quarterly earnings results, regular quarterly dividends for common stockholders, and significant corporate actions like its new headquarters lease in Jericho, New York. These 8-K filings often reference attached press releases and investor presentations that provide additional detail on net income, returns on average assets and equity, net interest margin, loan and deposit growth, credit quality, and noninterest income from its payment processing platform.
In addition to 8-Ks, investors can consult Esquire’s annual reports on Form 10-K and quarterly reports on Form 10-Q (when available in the broader SEC record) for comprehensive discussions of its business model as a full-service commercial bank focused on the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. These periodic reports typically include information on segment performance, securities and loan portfolios, funding through core deposits, and risk management practices.
Stock Titan’s filings page is designed to surface ESQ filings as they are posted to the SEC’s EDGAR system and to pair them with AI-powered summaries. These summaries can help explain complex sections of lengthy documents, highlight key changes from prior periods, and point out items such as dividend declarations, capital ratios, and developments in Esquire’s national litigation platform and payment processing operations. Users can also track insider and executive share transactions through Form 4 filings when they are available, gaining additional context on equity ownership and incentives.
Melohn Joseph, a director of Esquire Financial Holdings, Inc. (ESQ), reported multiple dispositions of common stock on 08/22/2025 and 08/25/2025. The Form 4 shows a series of sales (transaction code S) at prices ranging from $99 to $100.0043. Following the reported transactions, the filing records 136,531 shares beneficially owned indirectly through an LLC, plus separately disclosed indirect holdings of 9,786 shares (LLC) and 6,000 shares (mother). The filing includes restricted stock schedules that vest in three equal annual installments beginning in December 2026 and December 2027 for certain grants. The Form 4 was signed by Gary A. Lax under power of attorney on 08/26/2025.
Zises Selig, a director of Esquire Financial Holdings, Inc. (ESQ), reported multiple dispositions of Common Stock on 08/22/2025. The Form 4 lists repeated sales (transaction code S) in blocks of 1,500 and 1,000 shares at prices ranging approximately from $99.4494 to $100.00. The entries show these sales were from a profit sharing plan, from shares held by trust, and disposals by the reporting person as trustee and via an LP. The filing records various post-transaction beneficial ownership figures (examples shown include 28,001, 26,501, 86,533, and 25,500). Explanatory notes state several lots include restricted stock vesting in three equal annual installments on specified dates.
Wasatch Advisors LP reports beneficial ownership of 366,186 shares of Esquire Financial Holdings, Inc., representing 4.3% of the company's common stock, via a Schedule 13G/A (Amendment No. 5). The filing shows Wasatch has sole voting power for 352,814 shares and sole dispositive power for 366,186 shares, with no shared voting or dispositive powers reported. The filing includes a certification that the securities were acquired and are held in the ordinary course of business and are not intended to change or influence control of the issuer. The statement identifies Wasatch as an investment adviser organized in Delaware and lists the firm’s principal business address.
Esquire Financial Holdings reported stronger core results for the three and six months ended June 30, 2025. Net income for the quarter was $11,890 thousand, up from $10,487 thousand a year earlier, and six-month net income was $23,297 thousand versus $20,545 thousand. Net interest income rose to $29,254 thousand for the quarter from $24,322 thousand, driven by higher interest on loans of $28,762 thousand compared with $24,216 thousand.
The balance sheet expanded: total loans held for investment increased to $1,494,599 thousand from $1,397,021 thousand and total deposits grew to $1,782,328 thousand from $1,642,236 thousand, helping total assets reach $2,059,977 thousand. Provision for credit losses increased to $3,525 thousand for the quarter (six months $5,025 thousand), while the allowance for credit losses was $19,407 thousand at period end. Noninterest expense rose to $17,062 thousand for the quarter and noninterest income was $6,577 thousand.
Securities available-for-sale had a fair value of $257,375 thousand and unrealized losses were attributed to interest-rate movements, not credit, and therefore were not considered credit impairments. Stockholders' equity increased to $263,556 thousand and diluted EPS for the quarter was $1.38.
On August 8, 2025, Esquire Financial Holdings, Inc. (NASDAQ: ESQ) filed a Form 8-K (Item 8.01) announcing execution of a new headquarters lease at 300 Jericho Quadrangle, Jericho, NY, adjacent to its existing offices. The facility totals 50,000 sq ft across two floors, offers a private entrance, and includes 16,000 sq ft of outdoor space for employees, clients and corporate events. A related press release was furnished as Exhibit 99.1. No information on lease cost, duration, or funding requirements was provided, and the filing contained no other material events or financial data.
Esquire Financial Holdings (ESQ) – Form 4
On 07/24/2025 director Todd Deutsch exercised 20,000 stock options granted 10/01/2016 at an exercise price of $12.50 (Code M), receiving an equal number of ESQ common shares. To cover withholding taxes, he disposed of 2,385 shares at $104.78 (Code F). Net result is an increase of 17,615 shares.
Deutsch now directly owns 71,648 shares, which include multiple restricted-stock awards vesting between 2023-2027. All options from the 2016 grant are fully exercised; remaining derivative holdings comprise:
- 2,000 options at $20.85, expiring 12/16/2030
- 1,750 options at $31.04, expiring 12/09/2031
No indirect ownership or additional transactions were reported.
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