Eve Holding (NYSE: EVEX) adds $150M syndicated credit facility

Rhea-AI Filing Summary

Eve Holding, Inc. entered into a new syndicated credit agreement through its wholly owned subsidiary EVE UAM, LLC, under which several international banks provided an advance of $150 million.

The lenders include Banco do Brasil S.A. New York Branch, Citibank, N.A., Itaú Unibanco S.A. Miami Branch, and MUFG Bank, Ltd., with Banco Itaú Chile acting as administrative agent. The funds will be used for EVE UAM’s core business activities, such as paying suppliers and financing the costs of producing and selling its goods.

The borrowing bears interest at Term SOFR plus 3.10% per year. One-half of the advance must be repaid four years from the closing of the advance, and the remaining half must be repaid five years from the signing of the credit agreement. Eve Holding has guaranteed EVE UAM’s obligations under this facility.

Insights

Corporate credit analyst

Eve Holding adds a sizeable term loan to fund core operations.

Eve Holding, via subsidiary EVE UAM, obtained a syndicated advance of $150 million from a group of international banks led by Banco Itaú Chile as administrative agent. The facility is intended to support core business activities, including supplier payments and financing production and sales costs, which ties the new debt directly to ongoing operations.

The loan carries an interest rate of Term SOFR plus 3.10% per annum, meaning overall borrowing costs will vary with benchmark rates. Repayment is structured with half of the principal due four years from the closing of the advance and the remainder due five years from the signing date, providing a medium‑term maturity profile rather than short‑term refinancing pressure.

The parent company has guaranteed EVE UAM’s obligations, so the credit exposure ultimately rests with Eve Holding. Future disclosures in company filings may provide additional context on how this borrowing interacts with existing debt levels and cash generation.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): December 29, 2025

EVE HOLDING, INC.
(Exact name of registrant as specified in its charter)

Delaware	001-39704	85-2549808
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

1400 General Aviation Drive Melbourne, FL	32935
(Address of principal executive offices)	(Zip Code)

(321) 751-5050

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.001 per share		EVEX		The New York Stock Exchange
Warrants, each whole warrant exercisable for one share of Common Stock		EVEXW		The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 1.01 Entry into a Material Definitive Agreement.

EVE UAM, LLC (“EVE UAM”), a Delaware limited liability company and wholly owned subsidiary of Eve Holding, Inc., a Delaware corporation (the “Company”), and the Company entered into a syndicated credit agreement (the “Credit Agreement”) with Banco do Brasil S.A. New York Branch (“BB”), Citibank, N.A. (“Citibank”), Itaú Unibanco S.A. Miami Branch (“Itaú”), MUFG Bank, Ltd. (“MUFG”, and, together with BB, Citibank and Itaú, the “Lenders” and each a “Lender”), and Banco Itaú Chile as administrative agent (in such capacity the “Administrative Agent”), dated as of January 13, 2026, pursuant to which the Lenders agreed, subject to certain conditions set forth in the Credit Agreement, to provide an advance to EVE UAM of an aggregate amount of U.S.$150 million. On January 15, 2026, the conditions set forth in the Credit Agreement were satisfied and the Lenders provided an advance in an aggregate amount of U.S.$150 million to EVE UAM. The advance is to be used for EVE UAM’s core business activities, including, but not limited to, payments to the suppliers and/or to finance the prepayment of its costs of producing and selling its goods. The Company agreed to guaranty EVE UAM’s obligations under the Credit Agreement. 

The advance under the Credit Agreement is subject to an interest rate of Term SOFR plus 3.10% per annum for the applicable Interest Period (as such terms are defined in the Credit Agreement). One-half of the advance under the Credit Agreement is subject to mandatory repayment on the date that is four years from the closing of the advance and the remainder is subject to mandatory repayment on the date that is five years from the signing of the Credit Agreement. 

The foregoing summary of the Credit Agreement does not purport to be complete and is qualified in its entirety by the Credit Agreement, which is attached hereto as Exhibit 10.1 and is incorporated by reference herein.

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.		Description
10.1		Credit Agreement, dated as of January 13, 2026, by and among EVE UAM, LLC, Eve Holding, Inc., Itaú Unibanco S.A. Miami Branch, Citibank, N.A., Banco do Brasil S.A. New York Branch, MUFG Bank, Ltd.and Banco Itaú Chile.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.

	EVE HOLDING, INC.
Date: January 16, 2026	By:		/s/ Eduardo Siffert Couto
			Name: Eduardo Siffert Couto
			Title: Chief Financial Officer

FAQ

What new financing did Eve Holding (EVEX) secure?

Eve Holding’s subsidiary EVE UAM, LLC entered into a syndicated credit agreement under which lenders advanced U.S.$150 million to support its core business activities.

What is the interest rate on Eve Holding’s new $150 million credit facility?

The advance under the credit agreement bears interest at Term SOFR plus 3.10% per annum for each applicable interest period.

How will Eve Holding (EVEX) use the $150 million advance?

The funds are to be used for EVE UAM’s core business activities, including payments to suppliers and financing the prepayment of costs of producing and selling its goods.

What are the repayment terms of Eve Holding’s new credit agreement?

Under the agreement, one-half of the advance must be repaid four years from the closing of the advance, and the remaining half must be repaid five years from the signing of the credit agreement.

Who are the lenders in Eve Holding’s syndicated credit agreement?

The lenders are Banco do Brasil S.A. New York Branch, Citibank, N.A., Itaú Unibanco S.A. Miami Branch, and MUFG Bank, Ltd., with Banco Itaú Chile as administrative agent.

Does Eve Holding guarantee the obligations under the new credit facility?

Yes. Eve Holding, Inc. agreed to guaranty EVE UAM’s obligations under the syndicated credit agreement.