Welcome to our dedicated page for Evertec SEC filings (Ticker: EVTC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Processing millions of card swipes across the ATH debit network, Evertec’s SEC reports are packed with cross-border settlement data, revenue from merchant acquiring, and regional regulatory footnotes. Yet the 10-K alone spans hundreds of pages, making it tough to spot how new cloud-based processing contracts affect margins or where currency swings hit cash flow.
Stock Titan solves that problem with AI-powered summaries that turn dense disclosures into clear takeaways. Need the "Evertec quarterly earnings report 10-Q filing" before the market opens? We post it in real time, highlight segment revenue, and link directly to management’s discussion. Tracking director purchases? Our alerts surface "Evertec insider trading Form 4 transactions" within minutes, plus an easy chart of "Evertec executive stock transactions Form 4".
- 10-K: "Evertec annual report 10-K simplified" shows ATH network volumes, merchant acquiring yields, and technology outsourcing backlog, all explained in-line.
- 10-Q: Compare quarter-over-quarter growth with "Evertec earnings report filing analysis" and export key tables.
- 8-K: Get "Evertec 8-K material events explained" the moment a new processing partnership is announced.
- DEF 14A: Review "Evertec proxy statement executive compensation" to see how transaction volume targets drive bonuses.
- Form 4: "Evertec Form 4 insider transactions real-time" lets you monitor buying before material events.
Looking for "Evertec SEC filings explained simply"? Whether you’re a portfolio manager "understanding Evertec SEC documents with AI" or an analyst modeling cross-border fees, our platform keeps every filing organized, searchable, and delivered as soon as EDGAR publishes. No more digging through PDFs—just the insights that matter to Evertec’s payment ecosystem.
Evertec announced leadership changes effective November 1, 2025. Joaquín A. Castrillo is promoted to Senior Executive Vice President and Chief Operating Officer and will continue reporting to CEO Morgan M. Schuessler, Jr. Castrillo’s base salary is $500,000 and he is eligible for annual cash incentives up to 100% of base pay; he will remain in the company’s long-term incentive program and the Evertec Group, LLC Executive Severance Policy. Karla M. Cruz-Jusino is named Executive Vice President and Chief Financial Officer and Treasurer with a $360,000 base salary and eligibility for annual cash incentives up to 85% of base pay; she will join the Severance Policy and remain in LTIP. Diego Viglianco is appointed Executive Vice President and Chief Information Officer, retaining a $463,500 base salary and eligibility for incentives up to 85% of base pay. The filing states there are no family relationships or related-party transactions requiring disclosure.
EVERTEC disclosed a cybersecurity incident affecting Sinqia's Pix transaction environment in Brazil that processed approximately R$710 million in unauthorized Business-to-Business transactions on August 29, 2025. The company says a portion of the amount has been recovered and additional recovery efforts are ongoing. Preliminary forensics indicate the transactions were introduced using legitimate credentials of Sinqia IT vendors, and those credentials have been terminated.
The issue appears limited to Sinqia's Pix environment; no unauthorized activity has been identified in other Sinqia systems and there is no indication of personal data compromise. Sinqia provided analyses to BCB and the two impacted customers. EVERTEC cautions the financial and reputational impact, potential liability, insurance applicability, and effect on internal controls are not yet determined and could be material.
EVERTEC (EVTC) posted solid second-quarter results. Revenue rose 8.3% YoY to $229.6 million, led by double-digit gains in Latin America Payments & Solutions (+14.6%) and steady growth in all other segments. Operating income climbed 29% to $56.1 million as cost discipline and lower depreciation drove the operating margin to 24.5% (vs. 20.4%). Net income attributable to common shareholders advanced 27% to $40.5 million; diluted EPS increased to $0.62 from $0.49.
For the first six months, revenue reached $458.4 million (+9.9%), with net income up 52.8% to $73.2 million and diluted EPS of $1.13 (+55%). Cash from operations was $86.1 million; capex and software investments totaled $42.3 million, producing $43.4 million of FCF.
Balance sheet highlights: cash & equivalents increased to $290.6 million, while net debt fell 2% to $648.3 million, lowering leverage to ~2.9× EBITDA (company-calculated). Stockholders’ equity expanded to $612.3 million, helped by $73 million of OCI gains from currency translation. Goodwill rose $44 million, reflecting the Grandata and Nubity acquisitions.
Strategic & risk items:
- Popular Inc. remains the largest customer (31% of revenue).
- Three interest-rate swaps hedge $550 million of variable-rate debt through 2027.
- Contracted backlog (performance obligations) totals $734.8 million over five years.
- Share count declined to 63.98 million after repurchases.
Form 4 Filing Details: EVERTEC director Aldo J. Polak reported the sale of 2,243 shares of common stock on June 20, 2025, at a weighted average price of $35.7194 per share. The transaction prices ranged from $35.575 to $35.920 per share.
Following this disposition, Polak retains direct beneficial ownership of 11,946 shares of EVERTEC common stock. The transaction was executed as a standard sale (transaction code 'S') and was reported within the required filing deadline.
Key Transaction Points:
- Transaction Type: Open market sale
- Transaction Value: Approximately $80,118 (based on average price)
- Position Impact: Reduced direct holdings by 15.8%
- Filing Status: Timely filed within SEC requirements
Evertec, Inc. (EVTC) — Form 144 filing overview
An unidentified insider has filed a Form 144 indicating an intent to sell up to 2,243 shares of Evertec common stock through J.P. Morgan Securities LLC. The planned sale represents an aggregate market value of $80,703 based on the market price at the time of filing and equates to roughly 0.0035 % of the 63,614,077 shares outstanding. The filer expects the transaction to occur on or about 20 June 2025 on the NYSE.
The securities were originally acquired on 3 June 2025 via the vesting of 4,350 restricted stock units (RSUs) received as compensation. No other sales have been reported by the filer within the past three months, and there are no remarks suggesting unusual circumstances or undisclosed material information.
Because Form 144 is merely a notice of a proposed sale, the transaction may or may not ultimately occur, and the size is de-minimis relative to Evertec’s float. Nonetheless, the filing provides transparency about potential insider activity, allowing investors to monitor any future disposition of shares.