Welcome to our dedicated page for First Business Finl Svcs W SEC filings (Ticker: FBIZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Parsing a bank’s regulatory paperwork can feel like forensic accounting. First Business Financial Services’ 300-plus page annual reports bury credit-risk tables, capital ratios, and loan portfolio details investors need. If you have ever wondered where to track First Business Financial Services insider trading Form 4 transactions or how to spot shifts in deposit costs across quarters, you know the challenge.
Stock Titan solves it. Our AI reads every First Business Financial Services quarterly earnings report 10-Q filing, flagging changes in net-interest margin and loan loss provisions in plain English. You’ll receive First Business Financial Services Form 4 insider transactions real-time alerts, plus concise digests so you can focus on decisions, not page counts. From the First Business Financial Services annual report 10-K simplified to the latest 8-K material events, we cover every form—including the First Business Financial Services proxy statement executive compensation—the moment they hit EDGAR.
The result? Faster insights into commercial lending exposure, SBA loan performance, and executive stock sales. Use our platform to:
- Track credit quality trends without combing through footnotes
- Monitor First Business Financial Services executive stock transactions Form 4 before key announcements
- Compare quarter-over-quarter segment performance using AI-generated charts
Form 144 filing: A security holder of Northern Trust Corp. (NTRS) intends to sell up to 23,559 common shares through Northern Trust Securities on or about 25 Jul 2025 on NASDAQ. The proposed sale carries an aggregate market value of $3.03 million and represents only ≈0.012 % of the 194.54 million shares outstanding, indicating limited dilution risk.
The shares derive from four prior vesting events: 3,447 shares (22 Jan 2018), 5,156 (20 Jan 2021), 5,015 (1 Mar 2022) and 9,941 (18 Jan 2023). The filer reports no other sales in the past three months. By signing, the seller affirms no undisclosed material adverse information and acknowledges potential criminal liability for false statements.
MarineMax (HZO) reported a sharp swing to loss for Q3 FY25. Revenue fell 13% YoY to $657.2 million as new-boat demand softened; nine-month sales declined 6% to $1.76 billion. Gross margin contracted 80 bp to 30.4%, only partly offset by a 5% reduction in SG&A.
A $69.1 million goodwill impairment in the Product Manufacturing unit drove an operating loss of $41.5 million and a net loss of $52.1 million (-$2.42 diluted EPS) versus $31.6 million profit ($1.37 EPS) a year ago. Interest expense remained elevated at $16.9 million.
Cash & equivalents dropped to $151.0 million (-33% YTD) after $27.5 million of buybacks and $51.1 million of contingent-consideration payouts. Floor-plan borrowings rose 4% to $735.2 million, while inventories were flat at $906.2 million. Total liquidity (cash + $100 million revolver) is adequate, and operating cash flow turned positive at $11.4 million versus -$24.9 million last year.
Balance-sheet leverage remains moderate: net debt/EBITDA (LTM, excl. impairment) near 2.4×. Contingent consideration liabilities were cut to $4.5 million from $81.3 million, easing future cash calls. The company remains a large Sea Ray, Boston Whaler and Azimut dealer, but management flags macro pressure (rates, tariffs) on luxury-boat demand.
Key metrics
- Q3 gross profit: $199.6 m (-18%)
- Q3 SG&A: $172.1 m (-5%)
- YTD operating cash flow: +$11.4 m
- Shares outstanding 21.46 m (7% bought back YoY)
FAQ
What is the current stock price of First Business Finl Svcs W (FBIZ)?
What is the market cap of First Business Finl Svcs W (FBIZ)?
What is the core business model of First Business Financial Services Inc?
What types of banking services does the company offer?
Who are the primary clients of First Business Financial Services Inc?
How does the company differentiate itself in a competitive market?
What role does asset-based lending play in the company’s offerings?
How geographically concentrated is the company’s service area?
How does First Business Financial Services Inc manage financial risks?
