STOCK TITAN

[Form 4] FB Financial Corporation Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

SEC Form 4 highlights: On 07/31/2025 FB Financial Corp. (FBK) director William F. Carpenter III received 308 common shares at $48.76 each (≈ $15 k) under the company’s Non-Employee Director Compensation Policy, taking stock in lieu of cash fees.

The transaction is coded “A” (acquisition) and lifts Carpenter’s direct holdings to 25,085 shares. No sales, options, or other derivative securities were reported, and the filing involves only one reporting person. Because the shares were granted as routine board compensation rather than an open-market purchase, the economic impact on FBK’s float and valuation is immaterial. Nonetheless, the additional equity modestly increases insider alignment with shareholders.

Punti salienti del modulo SEC Form 4: Il 31/07/2025 il direttore di FB Financial Corp. (FBK), William F. Carpenter III, ha ricevuto 308 azioni ordinarie al prezzo di 48,76 $ ciascuna (circa 15.000 $) secondo la politica di compensazione per direttori non dipendenti della società, scegliendo azioni in sostituzione delle commissioni in contanti.

La transazione è classificata come “A” (acquisizione) e porta le partecipazioni dirette di Carpenter a 25.085 azioni. Non sono state segnalate vendite, opzioni o altri titoli derivati, e la comunicazione riguarda una sola persona. Poiché le azioni sono state concesse come compenso ordinario del consiglio e non tramite acquisto sul mercato aperto, l’impatto economico sul flottante e sulla valutazione di FBK è trascurabile. Tuttavia, l’incremento di capitale rafforza leggermente l’allineamento degli interessi del dirigente con quelli degli azionisti.

Aspectos destacados del formulario SEC 4: El 31/07/2025, el director de FB Financial Corp. (FBK), William F. Carpenter III, recibió 308 acciones ordinarias a $48.76 cada una (aproximadamente $15,000) bajo la Política de Compensación para Directores No Empleados de la empresa, optando por acciones en lugar de honorarios en efectivo.

La transacción está codificada como “A” (adquisición) y eleva las participaciones directas de Carpenter a 25,085 acciones. No se reportaron ventas, opciones u otros valores derivados, y la presentación involucra a una sola persona. Dado que las acciones se otorgaron como compensación rutinaria del consejo y no como compra en el mercado abierto, el impacto económico en el flotante y la valoración de FBK es insignificante. No obstante, el aumento de capital incrementa modestamente la alineación de intereses del insider con los accionistas.

SEC 양식 4 주요 내용: 2025년 7월 31일, FB Financial Corp.(FBK)의 이사 William F. Carpenter III는 회사의 비임원 이사 보상 정책에 따라 308주의 보통주를 주당 $48.76에 받았습니다(약 1만 5천 달러 상당), 현금 수수료 대신 주식을 선택한 것입니다.

거래는 “A”(취득)로 분류되며 Carpenter의 직접 보유 주식은 25,085주로 늘어났습니다. 판매, 옵션 또는 기타 파생 증권은 보고되지 않았으며, 제출자는 한 명뿐입니다. 이 주식이 공개 시장에서 구매된 것이 아니라 이사회 보상으로 지급된 것이므로 FBK의 유통 주식 수 및 평가에 미치는 경제적 영향은 미미합니다. 그럼에도 불구하고 추가 주식 보유는 내부자와 주주 간의 이해관계 일치를 다소 강화합니다.

Points clés du formulaire SEC 4 : Le 31/07/2025, William F. Carpenter III, administrateur de FB Financial Corp. (FBK), a reçu 308 actions ordinaires au prix de 48,76 $ chacune (environ 15 000 $) dans le cadre de la politique de rémunération des administrateurs non salariés de la société, optant pour des actions plutôt que des honoraires en espèces.

La transaction est codée « A » (acquisition) et porte les participations directes de Carpenter à 25 085 actions. Aucune vente, option ou autre titre dérivé n’a été signalé, et le dépôt concerne une seule personne. Comme les actions ont été attribuées en tant que rémunération habituelle du conseil d’administration et non par achat sur le marché libre, l’impact économique sur le flottant et la valorisation de FBK est négligeable. Néanmoins, cette augmentation de capital renforce modestement l’alignement des intérêts de l’initié avec ceux des actionnaires.

Wichtige Punkte im SEC Formular 4: Am 31.07.2025 erhielt William F. Carpenter III, Direktor von FB Financial Corp. (FBK), 308 Stammaktien zu je 48,76 $ (ca. 15.000 $) im Rahmen der Vergütungsrichtlinie für nicht angestellte Direktoren des Unternehmens, wobei er Aktien anstelle von Barvergütungen wählte.

Die Transaktion ist mit „A“ (Erwerb) gekennzeichnet und erhöht Carpenters direkte Beteiligung auf 25.085 Aktien. Es wurden keine Verkäufe, Optionen oder sonstige derivative Wertpapiere gemeldet, und die Meldung betrifft nur eine Person. Da die Aktien als routinemäßige Vorstandskompensation und nicht durch einen Kauf am offenen Markt gewährt wurden, ist die wirtschaftliche Auswirkung auf den Streubesitz und die Bewertung von FBK unerheblich. Dennoch erhöht die zusätzliche Beteiligung die Interessensangleichung des Insiders mit den Aktionären leicht.

Positive
  • Director’s direct ownership increased to 25,085 shares, marginally tightening board-shareholder alignment.
Negative
  • Grant size is immaterial (≈ $15 k), providing little insight into insider conviction or future performance.

Insights

TL;DR: Small, routine equity grant; negligible effect on valuation or sentiment.

Carpenter’s 308-share award (≈ $15 k) represents under 0.01 % of FBK’s 48 m share count, so price impact is immaterial. Because the shares were compensation in lieu of cash, it does not signal an active insider buy. Still, expanding insider ownership is directionally positive for governance alignment. Overall market reaction should be neutral.

TL;DR: Routine stock-settled director fees slightly improve alignment; no governance red flags.

Issuing equity instead of cash supports best-practice pay philosophy by tying director rewards to shareholder value. The grant size is consistent with peer norms and does not create over-concentration. No 10b5-1 plan was used, indicating standard board compensation. I view the disclosure as low impact.

Punti salienti del modulo SEC Form 4: Il 31/07/2025 il direttore di FB Financial Corp. (FBK), William F. Carpenter III, ha ricevuto 308 azioni ordinarie al prezzo di 48,76 $ ciascuna (circa 15.000 $) secondo la politica di compensazione per direttori non dipendenti della società, scegliendo azioni in sostituzione delle commissioni in contanti.

La transazione è classificata come “A” (acquisizione) e porta le partecipazioni dirette di Carpenter a 25.085 azioni. Non sono state segnalate vendite, opzioni o altri titoli derivati, e la comunicazione riguarda una sola persona. Poiché le azioni sono state concesse come compenso ordinario del consiglio e non tramite acquisto sul mercato aperto, l’impatto economico sul flottante e sulla valutazione di FBK è trascurabile. Tuttavia, l’incremento di capitale rafforza leggermente l’allineamento degli interessi del dirigente con quelli degli azionisti.

Aspectos destacados del formulario SEC 4: El 31/07/2025, el director de FB Financial Corp. (FBK), William F. Carpenter III, recibió 308 acciones ordinarias a $48.76 cada una (aproximadamente $15,000) bajo la Política de Compensación para Directores No Empleados de la empresa, optando por acciones en lugar de honorarios en efectivo.

La transacción está codificada como “A” (adquisición) y eleva las participaciones directas de Carpenter a 25,085 acciones. No se reportaron ventas, opciones u otros valores derivados, y la presentación involucra a una sola persona. Dado que las acciones se otorgaron como compensación rutinaria del consejo y no como compra en el mercado abierto, el impacto económico en el flotante y la valoración de FBK es insignificante. No obstante, el aumento de capital incrementa modestamente la alineación de intereses del insider con los accionistas.

SEC 양식 4 주요 내용: 2025년 7월 31일, FB Financial Corp.(FBK)의 이사 William F. Carpenter III는 회사의 비임원 이사 보상 정책에 따라 308주의 보통주를 주당 $48.76에 받았습니다(약 1만 5천 달러 상당), 현금 수수료 대신 주식을 선택한 것입니다.

거래는 “A”(취득)로 분류되며 Carpenter의 직접 보유 주식은 25,085주로 늘어났습니다. 판매, 옵션 또는 기타 파생 증권은 보고되지 않았으며, 제출자는 한 명뿐입니다. 이 주식이 공개 시장에서 구매된 것이 아니라 이사회 보상으로 지급된 것이므로 FBK의 유통 주식 수 및 평가에 미치는 경제적 영향은 미미합니다. 그럼에도 불구하고 추가 주식 보유는 내부자와 주주 간의 이해관계 일치를 다소 강화합니다.

Points clés du formulaire SEC 4 : Le 31/07/2025, William F. Carpenter III, administrateur de FB Financial Corp. (FBK), a reçu 308 actions ordinaires au prix de 48,76 $ chacune (environ 15 000 $) dans le cadre de la politique de rémunération des administrateurs non salariés de la société, optant pour des actions plutôt que des honoraires en espèces.

La transaction est codée « A » (acquisition) et porte les participations directes de Carpenter à 25 085 actions. Aucune vente, option ou autre titre dérivé n’a été signalé, et le dépôt concerne une seule personne. Comme les actions ont été attribuées en tant que rémunération habituelle du conseil d’administration et non par achat sur le marché libre, l’impact économique sur le flottant et la valorisation de FBK est négligeable. Néanmoins, cette augmentation de capital renforce modestement l’alignement des intérêts de l’initié avec ceux des actionnaires.

Wichtige Punkte im SEC Formular 4: Am 31.07.2025 erhielt William F. Carpenter III, Direktor von FB Financial Corp. (FBK), 308 Stammaktien zu je 48,76 $ (ca. 15.000 $) im Rahmen der Vergütungsrichtlinie für nicht angestellte Direktoren des Unternehmens, wobei er Aktien anstelle von Barvergütungen wählte.

Die Transaktion ist mit „A“ (Erwerb) gekennzeichnet und erhöht Carpenters direkte Beteiligung auf 25.085 Aktien. Es wurden keine Verkäufe, Optionen oder sonstige derivative Wertpapiere gemeldet, und die Meldung betrifft nur eine Person. Da die Aktien als routinemäßige Vorstandskompensation und nicht durch einen Kauf am offenen Markt gewährt wurden, ist die wirtschaftliche Auswirkung auf den Streubesitz und die Bewertung von FBK unerheblich. Dennoch erhöht die zusätzliche Beteiligung die Interessensangleichung des Insiders mit den Aktionären leicht.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
CARPENTER WILLIAM F III

(Last) (First) (Middle)
1221 BROADWAY, SUITE 1300

(Street)
NASHVILLE TN 37203

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
FB Financial Corp [ FBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock(1) 07/31/2025 A 308 A $48.76 25,085 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. This transaction represents stock received by the reporting person in lieu of cash pursuant to the issuer's Non-Employee Director Compensation Policy.
Remarks:
/s/ Beth W. Sims, as Attorney-in-Fact 08/01/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many FBK shares did Director William F. Carpenter III acquire?

He received 308 common shares on 07/31/2025.

At what price were the FBK shares valued in the Form 4 filing?

The shares are reported at $48.76 each.

What is Carpenter’s total FBK share ownership after the transaction?

His direct holdings rise to 25,085 shares.

Was the transaction a purchase or compensation grant?

It was a stock grant in lieu of cash under the Non-Employee Director Compensation Policy.

Does the filing include any derivative securities or sales?

No. No derivatives or disposals were reported.
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