First BanCorp director Dedrick gets 1,518-share award

The restricted-stock award is scheduled to vest solely with the passage of time over one year, through September 30, 2027.

Rhea-AI Filing Summary

First BanCorp director Tracey A. Dedrick reported a 1,518-share restricted-stock award on September 30, 2026, and 19 shares withheld for taxes related to restricted stock that vested that day. The award shares vest solely with the passage of time over one year, on September 30, 2027. Dedrick also acquired 251 shares through a personal Dividend Reinvestment Plan on March 13, 2026; the plan is not linked to First BanCorp, and the shares were eligible for deferred reporting under Rule 16a-6.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Dedrick Tracey A

Role Director

Type	Security	Shares	Price	Value
Tax Withholding	First BanCorp Common Stock, par value $0.10 per share. F2	19	$26.34	$500.46
Grant/Award	First BanCorp Common Stock, par value $0.10 per share. F3	1,518	$26.34	$40K
Small Acquisition	First BanCorp Common Stock, par value $0.10 per share. F1	250.843	$19.913	$5K

Holdings After Transaction: First BanCorp Common Stock, par value $0.10 per share. — 35,536.6533 shares (Direct)

Footnotes (3)

1. F1. Represents shares acquired by reporting person through a personal Dividend Reinvestment Plan that is not linked to First BanCorp, which are eligivle for deferred reporting pursuant to Rule 16a-6 under the Securities and Exchange Act of 1934, as amended.
2. F2. Shares withheld to cover taxes related to restricted stock that vested on September 30, 2026 pursuant to the terms of the restricted stock award made on September 30, 2025.
3. F3. Represents shares of restricted stock issued on September 30, 2026 pursuant to the First BanCorp 2026 Omnibus Incentive Plan, which vest solely on the basis of the passage of time over a one-year period on September 30, 2027.

Key Figures

Restricted-stock award: 1,518 shares Shares withheld for taxes: 19 shares Dividend Reinvestment Plan acquisition: 251 shares

3 metrics

Restricted-stock award 1,518 shares Issued September 30, 2026; scheduled to vest September 30, 2027

Shares withheld for taxes 19 shares September 30, 2026

Dividend Reinvestment Plan acquisition 251 shares March 13, 2026

Key Terms

Dividend Reinvestment Plan, Rule 16a-6, Omnibus Incentive Plan

3 terms

Dividend Reinvestment Plan financial

"personal Dividend Reinvestment Plan that is not linked to First BanCorp"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Rule 16a-6 regulatory

"eligible for deferred reporting pursuant to Rule 16a-6"

Omnibus Incentive Plan financial

"First BanCorp 2026 Omnibus Incentive Plan"

An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transactions did FBP director Tracey A. Dedrick report?

Tracey A. Dedrick reported a 1,518-share restricted-stock award and 19 shares withheld for taxes on September 30, 2026. She also acquired 251 shares through a personal Dividend Reinvestment Plan on March 13, 2026; the plan is not linked to First BanCorp, and the shares were eligible for deferred reporting under Rule 16a-6.

When does Tracey A. Dedrick's FBP restricted stock vest?

The 1,518 restricted shares issued on September 30, 2026, vest solely based on the passage of time over a one-year period, on September 30, 2027.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 10/02/2026 - 04:31 PM Accepted by SEC EDGAR 10/02/2026 - 04:30 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dedrick Tracey A

(Last) (First) (Middle)

P.O. BOX 9146

(Street)

SAN JUAN PUERTO RICO 00908

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST BANCORP /PR/ [ FBP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
First BanCorp Common Stock, par value $0.10 per share.	03/13/2026		L		250.843(1)	A	$19.913	34,037.6533	D
First BanCorp Common Stock, par value $0.10 per share.	09/30/2026		F		19(2)	D	$26.34	34,018.6533	D
First BanCorp Common Stock, par value $0.10 per share.	09/30/2026		A		1,518(3)	A	$26.34	35,536.6533	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares acquired by reporting person through a personal Dividend Reinvestment Plan that is not linked to First BanCorp, which are eligivle for deferred reporting pursuant to Rule 16a-6 under the Securities and Exchange Act of 1934, as amended.

2. Shares withheld to cover taxes related to restricted stock that vested on September 30, 2026 pursuant to the terms of the restricted stock award made on September 30, 2025.

3. Represents shares of restricted stock issued on September 30, 2026 pursuant to the First BanCorp 2026 Omnibus Incentive Plan, which vest solely on the basis of the passage of time over a one-year period on September 30, 2027.

	/s/ Adolfo Sepulveda, Esq., Attorney-in-Fact	10/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)