Welcome to our dedicated page for First Cmnty Bankshares Va SEC filings (Ticker: FCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking net-interest margin swings and credit-loss allowances at a community bank can feel like decoding a foreign language. First Community Bankshares’ filings pack pages of regulatory ratios, branch-level loan data, and capital disclosures that even seasoned analysts wrestle with.
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First Community Bankshares, Inc. (FCBC) announced by press release its earnings for the third quarter of 2025 and declared a quarterly cash dividend of $0.31 per common share.
The dividend is payable on or about November 28, 2025, to shareholders of record on November 14, 2025. The earnings release is provided as Exhibit 99.1.
First Community Bankshares (FCBC) and Hometown Bancshares propose a stock-for-stock merger. Each Hometown share will convert into 11.706 shares of FCBC, with cash paid in lieu of fractional shares. Using FCBC prices, the exchange implied about $472.10 per Hometown share on July 18, 2025 and $402.45 on October 6, 2025. Hometown holders are expected to own about 5.3% of FCBC after closing, with current FCBC holders at about 94.7%.
The deal targets tax-free treatment as a reorganization under Section 368(a). The exchange ratio may adjust downward if Hometown’s adjusted shareholders’ equity is below $29,250,000, and Hometown has a price‑protection termination right if FCBC’s average price is below $30.74 and its ratio is under 80% of the NASDAQ Bank Index ratio. Hometown shareholders will vote at a special meeting on December 2, 2025. Appraisal rights are available under West Virginia law, excluding ESOP-held shares. Regulatory approvals are required before closing.
Dimensional Fund Advisors LP reports beneficial ownership of 912,402 shares of First Community Bankshares Inc common stock, representing 5.0% of the class. Dimensional states these shares are owned by its managed Funds and disclaims direct beneficial ownership, while reporting sole voting power for 893,481 shares and sole dispositive power for 912,402. The filing clarifies the position exists in the ordinary course of business and was not acquired to change or influence control of the issuer. The form is a Schedule 13G/A submitted under the rules for institutional investors and includes a certification by the firm’s Global Chief Compliance Officer dated
First Community Bankshares (NASDAQ: FCBC) signed an all-stock Agreement and Plan of Merger on 19-Jul-25 to acquire Hometown Bancshares, parent of Union Bank, for approximately $41.5 million. Each Hometown share will be converted into 11.706 FCBC shares (worth $472.10 based on FCBC’s 18-Jul-25 close of $40.33); the ratio will be reduced if Hometown’s adjusted equity drops below $29.25 million. Fractional shares will be settled in cash.
Hometown contributes $402.3 million in assets, $175.7 million in loans and $365.7 million in deposits as of 30-Jun-25 across eight West Virginia branches. The deal is intended as a tax-free reorganisation; following closing, Union Bank will merge into First Community Bank.
Targeted closing is 1Q 2026, contingent on Hometown shareholder approval, listing of new FCBC shares, Federal Reserve, Virginia SCC and West Virginia approvals, effectiveness of a Form S-4 (to be filed within 60 days) and other customary conditions.
Termination rights include a 31-May-26 outside date. Under certain scenarios Hometown must pay FCBC a $2 million breakup fee. Directors holding ~17.1 % of Hometown stock have signed voting support agreements, increasing deal certainty.