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First Commonwealth Financial SEC Filings

FCF NYSE

Welcome to our dedicated page for First Commonwealth Financial SEC filings (Ticker: FCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Searching for credit-loss trends or deposit flows inside First Commonwealth Financial’s filings can feel daunting. Investors often ask, “Where is the allowance disclosure?” or “How did the loan portfolio shift this quarter?” This page brings every answer within one click.

Stock Titan collects each document the instant it hits EDGAR and applies AI-powered summaries that translate technical language into plain English. Need the First Commonwealth Financial quarterly earnings report 10-Q filing to compare net interest margins? It’s here. Curious about First Commonwealth Financial insider trading Form 4 transactions? Our alerts arrive in seconds, giving you First Commonwealth Financial Form 4 insider transactions real-time without manual digging.

  • Annual deep dive: First Commonwealth Financial annual report 10-K simplified so you can evaluate loan concentrations, capital ratios, and community-bank strategy.
  • Quarterly pulse: First Commonwealth Financial earnings report filing analysis highlights fee income shifts and provision expenses.
  • Governance clarity: First Commonwealth Financial proxy statement executive compensation breaks down pay-for-performance metrics.
  • Event monitoring: First Commonwealth Financial 8-K material events explained, from branch acquisitions to dividend announcements.
  • Insider insights: Track First Commonwealth Financial executive stock transactions Form 4 alongside price charts.

Our guide, “understanding First Commonwealth Financial SEC documents with AI,” answers common questions like “How to read a community bank’s 10-Q?” Every filing—10-K, 10-Q, 8-K, Form 4—is organized, searchable, and updated continuously. Explore First Commonwealth Financial SEC filings explained simply and make informed decisions faster.

Rhea-AI Summary

SEC Form 4 filed for First Guaranty Bancshares, Inc. (FGBI) discloses that director Edgar R. Smith III markedly increased his ownership on 30 June 2025.

  • Open-market purchase: 30,865 common shares acquired at $8.10 (Code P).
  • Debt-for-equity exchange: 1,981,506 new shares issued at $7.57 in exchange for a $15 million floating-rate subordinated note under an Exchange Agreement dated 16 June 2025.
  • Note amendments: 88,482 shares issued at $8.00 to Smith & Tate Investments, LLC pursuant to amendments to an existing promissory note and a subordinated note.

Following these transactions, Smith reports 2,852,467 shares held directly. Indirectly, he controls additional positions through several LLCs, including Smith & Hood Holding Company, LLC (1,062,817 shares) and three other investment entities, taking total reported beneficial ownership well above three million shares.

The filing signals a net addition of roughly 2.1 million shares, replacing interest-bearing debt with equity and reflecting continued insider confidence. Because the new shares were issued below recent market purchases ($7.57 vs. $8.10), the company reduces debt at a valuation apparently acceptable to both parties while the director deepens alignment with common shareholders.

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FAQ

What is the current stock price of First Commonwealth Financial (FCF)?

The current stock price of First Commonwealth Financial (FCF) is $17 as of July 11, 2025.

What is the market cap of First Commonwealth Financial (FCF)?

The market cap of First Commonwealth Financial (FCF) is approximately 1.8B.

What core services does First Commonwealth Financial offer?

First Commonwealth Financial offers a range of services including consumer and commercial banking, lending, wealth management, trust services, and insurance products.

How does the company generate its revenue?

The company primarily generates revenue through net interest income derived from various deposit and loan products, complemented by fee-based services such as wealth and trust management.

In which regions does First Commonwealth Financial operate?

FCF operates predominantly in western and central Pennsylvania and throughout Ohio, providing services through numerous community banking offices and specialized commercial lending centers.

How does First Commonwealth Financial maintain its community-focused approach?

The bank emphasizes long-term relationships, community outreach initiatives, and an inclusive work culture that values diverse ideas, ensuring personalized service and deep local engagement.

What sets First Commonwealth Financial apart from larger national banks?

FCF’s commitment to an authentic community banking experience, combined with its regional expertise and diversified financial services, allows it to offer personalized solutions not typically found at larger institutions.

How does the company manage risk and ensure financial stability?

The firm employs conservative lending practices, rigorous credit analysis, and disciplined asset quality management, ensuring that risk is carefully managed while maintaining strong capital adequacy ratios.

What type of customers benefit from FCF's services?

Both individual consumers and commercial clients benefit, as the bank provides tailored banking solutions ranging from personal accounts to business loans and comprehensive wealth management services.

How does FCF support its local communities?

FCF engages in community outreach, fosters long-term relationships with customers, and invests in local economies through various initiatives, ensuring that its growth is aligned with community success.
First Commonwealth Financial

NYSE:FCF

FCF Rankings

FCF Stock Data

1.81B
102.71M
1.98%
76.6%
1.39%
Banks - Regional
National Commercial Banks
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United States
INDIANA