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First Commonwealth Financial Corporation 8-K Filings

FCF NYSE

Every 8-K that First Commonwealth Financial Corporation (FCF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow FCF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCF filings page.

Rhea-AI Summary

First Commonwealth Financial Corporation’s Board of Directors approved amendments to its by-laws on July 28, 2026. The changes update rules for shareholder meetings held solely via the Internet or other electronic communications, aligning them with the Pennsylvania Business Corporation Law.

Disclosure rules for advance notice of director nominations now require nominating shareholders to solicit proxies from holders representing at least 67% of the voting power entitled to vote on director elections, in line with Rule 14a-19 under the Exchange Act. Provisions on board vacancies now clarify that an appointed director serves until the next annual meeting and until a successor is elected and qualified, and references to “Chairman” are replaced with “Chair” throughout Article 10. An Amended and Restated version of the by-laws is included as Exhibit 3.1.

Rhea-AI Summary

First Commonwealth Financial Corporation reported strong results for the quarter ended June 30, 2026. GAAP net income was $44.6 million, or $0.44 per diluted share, up from $37.5 million ($0.37) in the prior quarter and $33.4 million ($0.32) a year earlier. Core net income was $44.4 million, or $0.44 per share. Return on average assets reached 1.47%, return on average equity was 11.44%, and return on average tangible common equity was 15.71%.

Net interest income on a fully taxable-equivalent basis was $112.8 million, with net interest margin of 4.01%, up 9 basis points sequentially and 18 basis points year over year. Noninterest income was $27.0 million, while noninterest expense was $74.2 million, driving a core efficiency ratio of 52.24%, an improvement of 320 basis points from the prior quarter. The allowance for credit losses was 1.35% of loans. Nonperforming loans fell to $81.6 million, or 0.86% of loans, but net charge-offs increased to $11.4 million, or 0.49% of average loans.

Capital remained robust, with a total risk-based capital ratio of 15.1% and common equity Tier 1 of 12.6%. The company repurchased 645,695 shares at an average price of $18.66 in the quarter and the board authorized an additional $75.0 million share repurchase program. A quarterly cash dividend of $0.14 per share was declared, implying a 2.7% projected annual yield based on a $20.87 share price.

Rhea-AI Summary

First Commonwealth Financial Corporation reported results of its annual shareholder meeting held on April 28, 2026. Shareholders elected 12 directors, including Todd D. Brice and T. Michael Price, to terms expiring in 2027.

Shareholders also ratified Ernst & Young LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 82,611,684 votes for, 202,073 against, and 298,327 abstentions. In addition, an advisory vote approved the compensation of the company’s named executive officers, with 72,113,645 votes for, 2,020,266 against, 459,974 abstentions and 8,518,199 broker non-votes.

Rhea-AI Summary

First Commonwealth Financial Corporation reported first-quarter 2026 net income of $37.5 million, or $0.37 per diluted share, down from $44.9 million ($0.43) in the prior quarter but up from $32.7 million ($0.32) a year earlier.

Net interest income was $109.0 million on a fully taxable equivalent basis and the net interest margin was 3.92%, slightly lower than 3.98% in the prior quarter but higher than 3.62% in first quarter 2025. Provision for credit losses rose to $10.7 million, while net charge-offs were $8.2 million, or 0.35% of average loans.

Nonperforming loans were $92.3 million, representing 0.98% of total loans. Capital remained strong, with a Total Capital Ratio of 14.9% and tangible common equity to tangible assets of 9.72%. The board increased the quarterly cash dividend by 3.7% to $0.14 per share, and the company repurchased 1.28 million shares at a weighted average price of $17.67.

Rhea-AI Summary

First Commonwealth Financial Corporation has appointed Ryan L. Gorney as Executive Vice President and Chief Information Officer, effective April 27, 2026. He will join the company’s executive leadership team, reporting to President and CEO T. Michael Price, and will oversee information technology, digital strategy, operations, and enterprise transformation.

Gorney succeeds long-time Business Integration Group Leader Norm Montgomery, who is retiring May 1. He brings more than two decades of financial services technology leadership across banking, fintech, and professional services, including prior CIO and CTO roles and experience in core banking strategy and digital delivery.

Rhea-AI Summary

First Commonwealth Financial Corporation filed a report covering several board actions and updates. The company issued a press release with financial results for the three and twelve months ended December 31, 2025, and declared a quarterly cash dividend of $0.135 per common share.

The board also authorized an additional $25.0 million share repurchase program for the company’s common stock, which may be carried out through various methods and can be suspended or discontinued at any time. In addition, Norman Montgomery, Executive Vice President and Business Integration Group Manager, notified the company of his intention to retire effective May 1, 2026.

Rhea-AI Summary

First Commonwealth Financial Corporation announced that its Board of Directors has authorized a new $25.0 million share repurchase program for the company’s common stock. Management may buy back shares through Rule 10b5‑1 trading plans, open market purchases, privately negotiated deals, block trades or other methods that comply with federal securities laws, including Rule 10b‑18 under the Exchange Act.

The company can suspend or discontinue the program at any time, so the authorization sets a maximum amount but does not guarantee that all $25.0 million will be used.

Rhea-AI Summary

First Commonwealth Financial Corporation appointed Joseph V. DiVito, Jr. to its Board of Directors, effective November 1, 2025. He will serve on the Board’s Audit Committee and Risk Committee, and the Board size increased from 12 to 13 directors in connection with his appointment. The company stated there was no arrangement or understanding pursuant to which he was elected and disclosed no related-party transactions requiring Item 404(a) reporting.

Mr. DiVito will receive the same cash and equity compensation provided to all non-management directors, consistent with the company’s 2025 proxy statement. On November 3, 2025, the company issued a press release announcing the appointment, furnished as Exhibit 99.1 under Item 7.01, which is not deemed filed for purposes of the Exchange Act.

Rhea-AI Summary

First Commonwealth Financial Corporation (FCF) furnished a current report announcing that it issued a press release with financial results for the three and nine months ended September 30, 2025. The company also declared a cash dividend of $0.135 per share on its common stock. The earnings information and dividend declaration are contained in the press release referenced in the filing.