Director Jon L. Gorney (FCF) receives 2,704-share retainer grant at $18.41

Rhea-AI Filing Summary

GORNEY JON L reported acquisition or exercise transactions in this Form 4 filing.

First Commonwealth Financial Corporation director Jon L. Gorney received an award of 2,704 shares of Common Stock valued at $18.41 per share as payment of his director retainer under the company’s Director Retainer Plan. After this grant and dividend reinvestments, he directly holds 50,723 shares of Common Stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider GORNEY JON L

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,704	$18.41	$50K

Holdings After Transaction: Common Stock — 50,723 shares (Direct, null)

Footnotes (1)

1. Shares issued as payment of Mr. Gorney's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan (based on NYSE/FCF closing price on 04.30.26). Includes 315 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan.

Key Figures

Shares granted: 2,704 shares Grant valuation price: $18.41 per share Total holdings after grant: 50,723 shares +1 more

4 metrics

Shares granted 2,704 shares Director retainer paid in stock

Grant valuation price $18.41 per share Based on NYSE/FCF closing price on 04.30.26

Total holdings after grant 50,723 shares Direct Common Stock ownership following transaction

Dividend reinvestment shares 315 shares Purchased via dividend reinvestment in February 2026

Key Terms

Director Retainer Plan, dividend reinvestment plan, Common Stock

3 terms

Director Retainer Plan financial

"payment of Mr. Gorney's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan"

dividend reinvestment plan financial

"purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GORNEY JON L

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PENNSYLVANIA 15701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A(1)		2,704	A	$18.41(1)	50,723(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares issued as payment of Mr. Gorney's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan (based on NYSE/FCF closing price on 04.30.26).

2. Includes 315 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan.

Remarks:

	/s/ Matthew C. Tomb POA for Jon L. Gorney	05/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Jon L. Gorney report in this Form 4 for FCF?

Jon L. Gorney reported receiving 2,704 shares of First Commonwealth Financial Common Stock as a grant. The shares were issued as payment of his director retainer under the Director Retainer Plan at a value of $18.41 per share.

How many First Commonwealth (FCF) shares did Gorney acquire in this transaction?

Gorney acquired 2,704 shares of First Commonwealth Financial Common Stock in this transaction. These shares were issued as non-cash compensation for his service as a director, rather than purchased in the open market or through a separate investment decision.

What is Jon L. Gorney’s total FCF shareholding after the reported grant?

After the reported grant, Jon L. Gorney directly holds 50,723 shares of First Commonwealth Financial Common Stock. This total includes shares obtained through director compensation and 315 shares accumulated via automatic dividend reinvestment in February 2026.

How was the director retainer share grant for FCF calculated for Gorney?

The director retainer grant of 2,704 shares to Gorney was based on the NYSE closing price of First Commonwealth Financial stock on April 30, 2026. That closing price was $18.41 per share, which determined the number of shares issued as retainer payment.

Are any of Jon L. Gorney’s FCF shares from dividend reinvestment?

Yes, Gorney’s holdings include 315 shares acquired through automatic dividend reinvestment. These were purchased in February 2026 under First Commonwealth’s dividend reinvestment plan, where cash dividends are used to buy additional shares for participating shareholders.