Director DiVito Jr receives 2,790-share stock retainer at First Commonwealth (FCF)

Rhea-AI Filing Summary

FIRST COMMONWEALTH FINANCIAL CORP director Joseph V. DiVito Jr received a stock award of 2,790 shares of common stock at $18.41 per share as payment of his director retainer under the company’s Director Retainer Plan, based on the NYSE/FCF closing price on 04.30.26.

Following this equity grant and including 3 shares acquired through automatic dividend reinvestment in February 2026, DiVito directly holds 3,342 shares of First Commonwealth common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DiVito Joseph V. Jr

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,790	$18.41	$51K

Holdings After Transaction: Common Stock — 3,342 shares (Direct, null)

Footnotes (1)

1. Shares issued as payment of Mr. DiVito's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan (based on NYSE/FCF closing price on 04.30.26). Includes 3 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan.

Key Figures

Shares granted: 2,790 shares Grant price: $18.41 per share Shares after transaction: 3,342 shares +1 more

4 metrics

Shares granted 2,790 shares Director stock award on May 1, 2026

Grant price $18.41 per share Based on NYSE/FCF closing price on April 30, 2026

Shares after transaction 3,342 shares Total direct holdings following the award

Dividend reinvestment shares 3 shares Automatic reinvestment of dividends in February 2026

Key Terms

Director Retainer Plan, dividend reinvestment plan, grant, award, or other acquisition

3 terms

Director Retainer Plan financial

"Shares issued as payment of Mr. DiVito's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan"

dividend reinvestment plan financial

"Includes 3 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DiVito Joseph V. Jr

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PENNSYLVANIA 15701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A(1)		2,790	A	$18.41(1)	3,342(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares issued as payment of Mr. DiVito's retainer for service as a director pursuant to the First Commonwealth Financial Corporation Director Retainer Plan (based on NYSE/FCF closing price on 04.30.26).

2. Includes 3 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan.

Remarks:

	/s/ Matthew C. Tomb POA for Joseph V. DiVito Jr.	05/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FCF director Joseph V. DiVito Jr report on this Form 4?

The Form 4 reports that director Joseph V. DiVito Jr received 2,790 shares of First Commonwealth Financial Corp common stock as a stock award, serving as payment of his director retainer under the company’s Director Retainer Plan, valued using the NYSE/FCF closing price on April 30, 2026.

How many FCF shares does Joseph V. DiVito Jr hold after this Form 4 transaction?

After the reported grant, Joseph V. DiVito Jr directly holds 3,342 shares of First Commonwealth Financial Corp common stock. This total includes 3 shares that were purchased in February 2026 through the automatic reinvestment of dividends under First Commonwealth’s dividend reinvestment plan.

At what price was the FCF director stock retainer for Joseph V. DiVito Jr calculated?

The stock retainer for Joseph V. DiVito Jr was calculated using a per-share value of $18.41. According to the footnote, this price reflects the NYSE/FCF closing price on April 30, 2026, which the company used to determine the number of shares issued for his director retainer.

Was the FCF Form 4 transaction an open-market purchase or a stock award?

The filing describes the transaction as a stock award, not an open-market purchase. It records an acquisition coded as a grant or award, issued as payment of Joseph V. DiVito Jr’s director retainer under the First Commonwealth Director Retainer Plan, rather than a market trade.

How were dividends treated for Joseph V. DiVito Jr’s FCF holdings in early 2026?

The Form 4 notes that 3 of Joseph V. DiVito Jr’s First Commonwealth shares were acquired through automatic dividend reinvestment. These shares came from February 2026 dividends, reflecting his participation in First Commonwealth’s dividend reinvestment plan that reinvests cash dividends into additional common shares.