First Commonwealth (FCF) EVP has 4,335 shares withheld for taxes, holds 47,276

Rhea-AI Filing Summary

First Commonwealth Financial Corp. EVP and Chief Banking Officer Michael P. McCuen had 4,335 shares of common stock withheld by the company to cover tax liabilities tied to restricted stock vesting. After this tax-withholding disposition, he directly holds 47,276 common shares. He also holds service-based restricted stock units tied to 6,500, 6,900 and 6,800 underlying common shares, plus 8,000 restricted shares scheduled to vest on September 11, 2026 and 15,000 restricted shares scheduled to vest on July 1, 2027.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider McCuen Michael P

Role EVP/Chief Banking Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	4,335	$0.00	--
holding	Restricted Stock Units-Service Based	--	--	--
holding	Restricted Stock Units-Service Based	--	--	--
holding	Restricted Stock Units-Service Based	--	--	--

Holdings After Transaction: Common Stock — 47,276 shares (Direct, null); Restricted Stock Units-Service Based — 6,800 shares (Direct, null)

Footnotes (1)

1. Shares withheld by the issuer to pay tax liability in connection with the vesting of restricted stock. Securities Beneficially Owned includes 8,000 shares of restricted stock which vest in a single installment on September 11, 2026 and 15,000 shares of restricted stock which vest on July 1, 2027, in each case subject to the terms of Restricted Stock Agreements entered into between the Issuer and the Reporting Person. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Key Figures

Tax-withholding shares: 4,335 shares Shares held after transaction: 47,276 shares 2024 service-based units: 6,500 underlying shares +4 more

7 metrics

Tax-withholding shares 4,335 shares Common stock withheld to pay tax liability on vesting restricted stock

Shares held after transaction 47,276 shares Direct common stock ownership following tax-withholding disposition

2024 service-based units 6,500 underlying shares Restricted stock units-service based, 1-for-1 into common stock

2025 service-based units 6,900 underlying shares Restricted stock units-service based, 1-for-1 into common stock

2026 service-based units 6,800 underlying shares Restricted stock units-service based, 1-for-1 into common stock

Restricted stock vesting 2026 8,000 shares Restricted stock vesting in a single installment on September 11, 2026

Restricted stock vesting 2027 15,000 shares Restricted stock vesting on July 1, 2027

Key Terms

Restricted Stock Units-Service Based, tax-withholding disposition, Securities Beneficially Owned, vesting, +1 more

5 terms

Restricted Stock Units-Service Based financial

"security_title: "Restricted Stock Units-Service Based""

tax-withholding disposition financial

"transaction_action: "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Securities Beneficially Owned financial

"Securities Beneficially Owned includes 8,000 shares of restricted stock"

vesting financial

"shares of restricted stock which vest in a single installment on September 11, 2026"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

service based stock units financial

"Award in 2024 of service based stock units convertible into shares"

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 02:43 PM Accepted by SEC EDGAR 07/02/2026 - 02:42 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McCuen Michael P

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PENNSYLVANIA 15701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2026		F(1)		4,335	D	$0	47,276(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(3)							(3)	(3)	Common Stock	6,800		6,800	D
Restricted Stock Units-Service Based	(4)							(4)	(4)	Common Stock	6,900		13,700	D
Restricted Stock Units-Service Based	(5)							(5)	(5)	Common Stock	6,500		20,200	D

Explanation of Responses:

1. Shares withheld by the issuer to pay tax liability in connection with the vesting of restricted stock.

2. Securities Beneficially Owned includes 8,000 shares of restricted stock which vest in a single installment on September 11, 2026 and 15,000 shares of restricted stock which vest on July 1, 2027, in each case subject to the terms of Restricted Stock Agreements entered into between the Issuer and the Reporting Person.

3. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

4. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

5. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for Michael P. McCuen	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did FCF executive Michael P. McCuen report in this Form 4?

Michael P. McCuen reported a tax-withholding disposition of 4,335 common shares. These shares were withheld by First Commonwealth Financial Corp. to pay taxes related to restricted stock vesting, leaving him with a substantial continuing equity position in the company.

How many First Commonwealth (FCF) shares does Michael P. McCuen hold after this filing?

After the reported tax-withholding disposition, Michael P. McCuen directly holds 47,276 shares of common stock. This position reflects his remaining ownership following the 4,335 shares withheld to satisfy tax obligations on vesting restricted stock awards.

Is the 4,335-share transaction in FCF stock an open-market sale?

No. The 4,335-share transaction is a tax-withholding disposition, not an open-market sale. The issuer withheld these shares to cover McCuen’s tax liability arising from the vesting of restricted stock, as described in the filing’s footnote.

What restricted stock is included in Michael P. McCuen’s beneficial ownership of FCF?

Beneficial ownership includes 8,000 restricted shares vesting on September 11, 2026 and 15,000 restricted shares vesting on July 1, 2027. Both awards are subject to the terms of restricted stock agreements with First Commonwealth Financial Corp.

What service-based stock units does Michael P. McCuen hold in First Commonwealth (FCF)?

He holds service-based stock units from 2024, 2025 and 2026 awards, each convertible into FCF common stock on a 1-for-1 basis after a three-year vesting period, covering underlying amounts of 6,500, 6,900 and 6,800 shares respectively.

Does this FCF Form 4 suggest a change in Michael P. McCuen’s investment view?

The filing shows a routine tax-withholding event tied to restricted stock vesting, rather than a discretionary market sale. He retains 47,276 common shares plus significant restricted and unit-based awards, indicating an ongoing equity stake in First Commonwealth.