STOCK TITAN

First Citizens (FCNCA) CEO adds 335 Class B shares in open-market buys

Filing Impact
(Very High)
Filing Sentiment
(Positive)
Form Type
4

Rhea-AI Filing Summary

FIRST CITIZENS BANCSHARES INC /DE/ chairman and CEO Frank B. Holding Jr., a more than 10% owner, reported a series of open-market purchases of Class B Common Stock on June 5, 2026. He bought a total of 335 Class B shares at reported prices ranging from about $1,860 to $1,998 per share across multiple small trades, bringing his directly held Class B position to 64,160 shares.

The Form 4 also updates indirect holdings in both Class A and Class B shares through spouse accounts, grantor retained annuity trusts, custodial accounts for family members, and a trust where he is a beneficiary. The filing notes that beneficial ownership of certain of these indirect holdings is disclaimed.

Positive

  • None.

Negative

  • None.
Insider HOLDING FRANK B JR
Role Chairman and CEO
Bought 335 shs ($643K)
Type Security Shares Price Value
Purchase Class B Common 60 $1,860.00 $112K
Purchase Class B Common 1 $1,879.48 $2K
Purchase Class B Common 12 $1,886.00 $23K
Purchase Class B Common 3 $1,890.00 $6K
Purchase Class B Common 111 $1,898.00 $211K
Purchase Class B Common 2 $1,899.00 $4K
Purchase Class B Common 21 $1,920.00 $40K
Purchase Class B Common 1 $1,927.40 $2K
Purchase Class B Common 3 $1,940.40 $6K
Purchase Class B Common 25 $1,950.00 $49K
Purchase Class B Common 43 $1,970.00 $85K
Purchase Class B Common 26 $1,990.00 $52K
Purchase Class B Common 1 $1,993.96 $2K
Purchase Class B Common 26 $1,997.97 $52K
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class A Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
holding Class B Common -- -- --
Holdings After Transaction: Class B Common — 64,160 shares (Direct, null); Class A Common — 206,942 shares (Direct, null); Class A Common — 11,140 shares (Indirect, As beneficiary of a trust); Class B Common — 2,527 shares (Indirect, As beneficiary of a trust)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,885.99 to $1,886.00, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (1) through (3) to this Form 4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,989.99 to $1,990.00, inclusive. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,997.23 to $1,998.00, inclusive. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
Class B shares purchased 335 shares Open-market buys on June 5, 2026
Purchase price range $1,860–$1,998 per share Reported transaction and footnote price ranges
Direct Class B holdings 64,160 shares Total Class B Common directly held after transactions
Direct Class A holdings 206,942 shares Class A Common directly held as reported
Indirect Class B holdings (example) 24,300 shares Held by spouse as trustee for Ruth P. Holding 2025 GRAT
Indirect Class A holdings (example) 115,000 shares Held by spouse as trustee for Ruth P. Holding 2025 GRAT
Net buy shares 335 shares Net-buy direction in transaction summary
open-market purchase financial
"transaction_action: open-market purchase"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
grantor retained annuity trust financial
"Ruth P. Holding 2025 GRAT"
A grantor retained annuity trust (GRAT) is an estate-planning tool where the person who creates the trust transfers assets into it but receives fixed cash payments (an annuity) from the trust for a set number of years; whatever remains after that term passes to designated beneficiaries. It matters to investors because it can shift future appreciation of assets out of the creator’s taxable estate—like putting an asset into a timed vending machine that pays you fixed amounts while any extra value that grows inside the machine goes to heirs with reduced gift or estate tax consequences.
beneficial ownership financial
"The reporting person disclaims beneficial ownership of these securities"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
net-buy financial
"netBuySellDirection: net-buy"
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLDING FRANK B JR

(Last)(First)(Middle)
4300 SIX FORKS ROAD

(Street)
RALEIGH NORTH CAROLINA 27609

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST CITIZENS BANCSHARES INC /DE/ [ FCNCA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chairman and CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class B Common06/05/2026P60A$1,86064,160D
Class B Common06/05/2026P1A$1,879.4864,161D
Class B Common06/05/2026P12A$1,886(1)64,173D
Class B Common06/05/2026P3A$1,89064,176D
Class B Common06/05/2026P111A$1,89864,287D
Class B Common06/05/2026P2A$1,89964,289D
Class B Common06/05/2026P21A$1,92064,310D
Class B Common06/05/2026P1A$1,927.464,311D
Class B Common06/05/2026P3A$1,940.464,314D
Class B Common06/05/2026P25A$1,95064,339D
Class B Common06/05/2026P43A$1,97064,382D
Class B Common06/05/2026P26A$1,990(2)64,408D
Class B Common06/05/2026P1A$1,993.9664,409D
Class B Common06/05/2026P26A$1,997.97(3)64,435D
Class A Common206,942D
Class A Common11,140IAs beneficiary of a trust
Class A Common3,728I(4)By Spouse
Class A Common3,416I(4)As custodian for James Freeman Bailey, Jr.
Class A Common1,591I(4)As custodian for Royall Holding Bailey
Class A Common317I(4)As custodian for Jones Powell Bailey
Class A Common95,829IFrank B. Holding Jr. 2025 #1 GRAT
Class A Common106,000IFrank B. Holding Jr. 2025 #2 GRAT
Class A Common115,000I(4)By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Class B Common2,527IAs beneficiary of a trust
Class B Common9,160I(4)By Spouse
Class B Common4,957I(4)As custodian for James Freeman Bailey, Jr.
Class B Common4,800I(4)As custodian for Royall Holding Bailey
Class B Common5,158I(4)As custodian for Jones Powell Bailey
Class B Common9,780IFrank B. Holding Jr. 2025 #2 GRAT
Class B Common24,300I(4)By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,885.99 to $1,886.00, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (1) through (3) to this Form 4.
2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,989.99 to $1,990.00, inclusive.
3. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,997.23 to $1,998.00, inclusive.
4. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
Frank B. Holding, Jr., By: E. Knox Proctor V, Attorney-in-fact06/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FCNCA chairman and CEO Frank B. Holding Jr. report?

Frank B. Holding Jr. reported multiple open-market purchases of Class B Common Stock totaling 335 shares on June 5, 2026. These small trades were executed at various prices and modestly increased his direct Class B holdings.

At what prices did FCNCA’s CEO buy Class B shares on June 5, 2026?

The reported Class B share purchases were executed at prices ranging from about $1,860 to $1,998 per share. Several trades used weighted-average prices, reflecting executions across narrow intraday price ranges.

How many First Citizens Class B shares does Frank B. Holding Jr. now hold directly?

After the reported June 5, 2026 purchases, Frank B. Holding Jr. directly holds 64,160 Class B Common shares. This figure reflects his direct ownership only and excludes separately reported indirect and trust-related holdings.

What indirect FCNCA shareholdings are associated with Frank B. Holding Jr.?

Indirect holdings include Class A and Class B shares held by his spouse, grantor retained annuity trusts, custodial accounts for family members, and a trust in which he is a beneficiary. Some of these positions carry a disclaimer of beneficial ownership.

Does the FCNCA Form 4 indicate any sales or only insider purchases?

The Form 4 reflects net buying activity, with 335 Class B shares purchased and no reported sales. Additional entries relate to indirect holdings and do not indicate buy or sell transactions for those accounts.