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First Financial Bancorp 10-Q Filings

FFBC NASDAQ

Every 10-Q that First Financial Bancorp (FFBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FFBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FFBC filings page.

Rhea-AI Summary

First Financial Bancorp. reported net income of $76,456 thousand for the second quarter and $150,901 thousand for the six months ended June 30, 2026. Basic earnings per share were $0.74 for the quarter and $1.45 year‑to‑date, with diluted EPS of $0.73 and $1.44, respectively.

Net interest income was $190,377 thousand in the quarter, up from $158,269 thousand a year earlier, and $379,987 thousand for the first half, while noninterest income reached $73,791 thousand, supported by leasing income and a $3,189 thousand bargain‑purchase gain. Noninterest expenses rose to $161,542 thousand, driven mainly by higher salaries, occupancy and intangible amortization.

Total loans and leases increased to $13,734,914 thousand and deposits to $17,583,229 thousand at June 30, 2026. The allowance for credit losses on loans and leases was $189,912 thousand, influenced by recent acquisitions and early adoption of new credit‑loss guidance. The available‑for‑sale portfolio had $257,038 thousand of unrealized losses, and year‑to‑date AFS impairment losses totaled $8.3 million alongside $560.4 million of AFS sales.

Rhea-AI Summary

First Financial Bancorp. reported stronger Q1 2026 results, with net income of $74.4 million compared with $51.3 million a year earlier and diluted EPS of $0.71 versus $0.54. Net interest income rose to $189.6 million from $149.3 million, helped by higher loan and securities income.

Total noninterest income increased to $81.9 million from $51.1 million, including an $8.9 million gain on a bargain purchase tied to acquisitions, partly offset by a $1.3 million net loss on investment securities and $5.0 million impairment on available-for-sale securities. Loans reached $13.5 billion and deposits $17.9 billion, while the allowance for credit losses on loans and leases was $183.7 million at quarter-end.

Rhea-AI Summary

First Financial Bancorp (FFBC) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $71.9 million and diluted EPS was $0.75. Net interest income rose to $160.5 million as deposit and borrowing costs eased, with total interest expense at $89.8 million. The provision for credit losses on loans was $8.6 million. Noninterest income reached $73.5 million, led by foreign exchange income of $16.7 million, leasing business income of $21.0 million, and net gains from sales of loans of $6.8 million.

For the nine months ended September 30, 2025, net income was $193.2 million and diluted EPS was $2.02. The balance sheet remained stable: total assets were $18.55 billion, loans and leases were $11.71 billion, and total deposits were $14.43 billion. Borrowed funds declined to $817.0 million from $1.10 billion at year-end. Accumulated other comprehensive loss improved to $223.0 million from $289.8 million, reflecting higher AFS securities valuations. The company declared a quarterly common dividend of $0.25 per share.