First Financial Bancorp (FFBC) director awarded 2,328 common shares

Rhea-AI Filing Summary

First Financial Bancorp director William J. Kramer received a grant of 2,328 shares of Common Stock on May 26, 2026. The award was recorded at a reference price of $31.15 per share and is classified as a grant, award, or other acquisition, not an open-market purchase. Following this grant, Kramer directly holds 52,479 shares of First Financial Bancorp common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider kramer william j

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,328	$31.15	$73K

Holdings After Transaction: Common Stock — 52,479 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares granted: 2,328 shares Grant reference price: $31.15 per share Shares held after grant: 52,479 shares +1 more

4 metrics

Shares granted 2,328 shares Common Stock grant to director on May 26, 2026

Grant reference price $31.15 per share Reported price for the 2,328-share award

Shares held after grant 52,479 shares Director’s direct holdings following the transaction

Dividend reinvestment shares 71.3374 shares Acquired via dividend reinvestment between 6/17/2019 and 3/16/2020

Key Terms

Grant, award, or other acquisition, Common Stock, dividend reinvestment, Form 4

4 terms

Grant, award, or other acquisition financial

"transaction is coded as a “Grant, award, or other acquisition”"

Common Stock financial

"received a grant of 2,328 shares of Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

dividend reinvestment financial

"shares acquired via dividend reinvestment between 6/17/2019 and 3/16/2020"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

Form 4 regulatory

"newly granted 2,328 shares disclosed in the Form 4"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

kramer william j

(Last) (First) (Middle)

255 EAST FIFTH STREET

SUITE 2900

(Street)

CINCINNATI OHIO 45202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		2,328	A	$31.15	52,479	D(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 71.3374 shares acquired via dividend reinvestment between 6/17/2019 and 3/16/2020.

	/s/ Maria Hinkel, POA	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FFBC director William J. Kramer report?

Director William J. Kramer reported receiving a grant of 2,328 shares of First Financial Bancorp Common Stock. The transaction is coded as a grant, award, or other acquisition and reflects compensation rather than an open-market trade.

Was the FFBC insider transaction by William J. Kramer a stock purchase or a grant?

The transaction was a share grant, not an open-market purchase. It is classified as a “Grant, award, or other acquisition,” meaning Kramer received 2,328 shares as compensation rather than buying them on the market.

At what price was William J. Kramer’s FFBC stock grant recorded?

The 2,328-share grant to William J. Kramer was recorded at $31.15 per share. This represents the transaction’s reference price for reporting purposes and does not necessarily indicate a cash outlay by the director.

How many FFBC shares does William J. Kramer hold after this Form 4 transaction?

After the reported grant, William J. Kramer directly holds 52,479 shares of First Financial Bancorp Common Stock. This total includes his existing holdings plus the newly granted 2,328 shares disclosed in the Form 4.

Does William J. Kramer’s FFBC Form 4 mention dividend reinvestment shares?

Yes. A footnote states that his holdings include 71.3374 shares acquired via dividend reinvestment between June 17, 2019 and March 16, 2020. These reinvested shares form part of his overall ownership position.