STOCK TITAN

First Financial Bancorp (FFBC) CFO shifts 566 UTMA shares

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

ANDERSON JAMES M reported disposition transactions in this Form 4 filing.

First Financial Bancorp Chief Financial Officer James M. Anderson reported an internal restructuring of indirect holdings in common stock. On 2026-08-03, 566 shares held as UTMA custodian for his daughter were transferred to her personal account, leaving that custodial account at 0 shares. Anderson continues to hold 114,537 shares directly, plus indirect positions of 828 shares as UTMA custodian for his son and 20,563.4069 shares through a 401-K plan, and disclaims beneficial ownership of the transferred shares.

Positive

  • None.

Negative

  • None.
Insider ANDERSON JAMES M
Role Chief Financial Officer
Type Security Shares Price Value
Other Common Stock F1 566 $0.00 $0.00
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 0 shares (Indirect, As UTMA Custodian for Daughter); Common Stock — 828 shares (Indirect, As UTMA Custodian for Son); Common Stock — 20,563.4069 shares (Indirect, By 401-K); Common Stock — 114,537 shares (Direct)
Footnotes (1)
  1. F1. Shares were transferred from the UTMA account to the personal account of the now non-minor child. Child does not reside with the Insider and Insider disclaims any beneficial ownership.
UTMA shares transferred (daughter) 566 shares Common Stock moved from UTMA custodial account for daughter on 2026-08-03
UTMA daughter account balance after transfer 0 shares Total shares following transaction in UTMA account for daughter
Direct holdings after transaction 114,537 shares Directly held First Financial Bancorp common stock as of 2026-08-03
401-K indirect holdings 20,563.4069 shares Indirect holdings reported as "By 401-K" after the transaction
UTMA son indirect holdings 828 shares Indirect holdings reported "As UTMA Custodian for Son" after the transaction
UTMA financial
"As UTMA Custodian for Daughter"
beneficial ownership financial
"Insider disclaims any beneficial ownership."
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
indirect ownership financial
"ownership_type: "indirect", nature_of_ownership: As UTMA Custodian"
restructuring financial
"restructuringCount: 1, restructuringShares: 566"
Restructuring is a deliberate rearrangement of a company’s operations, finances, or ownership—like reorganizing a cluttered house to run more efficiently—often involving cost cuts, asset sales, debt changes, or staff moves. Investors pay attention because restructuring can improve profitability and free up cash, but it can also signal distress, incur one-time costs, or dilute shareholder value; its success affects future earnings and stock performance.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did FFBC CFO James M. Anderson report?

FFBC CFO James M. Anderson reported a transfer of 566 shares of common stock on 2026-08-03. The shares moved from a UTMA custodial account for his daughter to her personal account, and he disclaims beneficial ownership of those transferred shares.

How many FFBC shares were transferred from the UTMA account?

A total of 566 FFBC shares were transferred from a UTMA custodial account for Anderson’s daughter to her personal account. After this restructuring, that UTMA account shows 0 shares remaining in his reported indirect holdings.

What are James M. Anderson’s direct FFBC holdings after this Form 4?

After the reported transactions, James M. Anderson holds 114,537 shares of First Financial Bancorp common stock directly. This direct position is separate from his reported indirect holdings via a 401-K plan and a remaining UTMA custodial account for his son.

What indirect FFBC holdings does the CFO still report after the transfer?

Following the transfer, Anderson reports indirect holdings of 20,563.4069 shares through a 401-K plan and 828 shares as UTMA custodian for his son. The UTMA account for his daughter now has no shares, and he disclaims beneficial ownership of those transferred shares.

Was the FFBC Form 4 transaction made under a Rule 10b5-1 plan?

No. The Rule 10b5-1 checkbox is not affirmed for this Form 4, indicating the transaction was not reported as occurring under a Rule 10b5-1 trading plan. The filing instead characterizes the movement as an internal restructuring of custodial holdings.

Does the FFBC CFO claim beneficial ownership of the transferred UTMA shares?

No. A footnote states the 566 shares were transferred from the UTMA account to the personal account of the now non-minor child, who does not reside with him, and that the insider disclaims any beneficial ownership of these shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
ANDERSON JAMES M

(Last)(First)(Middle)
255 EAST 5TH STREET, SUITE 2900

(Street)
CINCINNATI OHIO 45202

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/03/2026J(1)566D$00IAs UTMA Custodian for Daughter
Common Stock828IAs UTMA Custodian for Son
Common Stock20,563.4069IBy 401-K
Common Stock114,537D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares were transferred from the UTMA account to the personal account of the now non-minor child. Child does not reside with the Insider and Insider disclaims any beneficial ownership.
/s/ Maria Hinkel, POA08/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)