First Financial (NASDAQ: FFBC) exec uses 1,957 shares to cover tax liability

Rhea-AI Filing Summary

First Financial Bancorp executive Gregory A. Harris reported a routine tax-related share disposition. On the transaction date, 1,957 shares of Common Stock at $27.25 per share were withheld to cover tax obligations, tied to a 114.4% payout of 2023 restricted performance shares. After this non-market transaction, Harris directly holds 51,324 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Harris Gregory A

(Last) (First) (Middle)

255 E. FIFTH STREET

(Street)

CINCINNATI OH 45202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President, Wealth Management

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		1,957	D	$27.25	51,324(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects payout at 114.4% for the 2023 restricted performance shares.

	/s/ Maria Hinkel, POA	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did First Financial Bancorp (FFBC) report for Gregory A. Harris?

Gregory A. Harris reported a tax-withholding disposition of 1,957 Common Stock shares at $27.25 per share. The transaction reflects shares delivered to satisfy tax obligations, rather than an open-market sale, in connection with vested restricted performance shares.

Was the FFBC insider transaction by Gregory A. Harris a market sale of shares?

No, the transaction was classified as a tax-withholding disposition rather than an open-market sale. Shares were used to cover tax liability associated with a payout of 2023 restricted performance shares, making this a routine administrative event rather than a discretionary stock sale.

How many First Financial Bancorp (FFBC) shares does Gregory A. Harris hold after the transaction?

Following the tax-withholding disposition, Gregory A. Harris directly holds 51,324 shares of First Financial Bancorp Common Stock. This figure reflects his position after 1,957 shares were delivered to satisfy tax obligations tied to the 2023 restricted performance share payout.

What price per share was used for Gregory A. Harris’s FFBC tax-withholding disposition?

The tax-withholding disposition used a price of $27.25 per share for 1,957 shares of First Financial Bancorp Common Stock. This value determines the dollar amount of shares applied toward Harris’s tax obligation on vested restricted performance shares.

What does the 114.4% payout for FFBC’s 2023 restricted performance shares mean in this filing?

The filing notes a 114.4% payout for 2023 restricted performance shares, indicating the performance-based award vested above its target level. The related tax-withholding disposition of 1,957 shares was executed to cover tax liabilities arising from this above-target vesting.