First Financial (FFBC) counsel sells 10,000 shares in open-market trade

Rhea-AI Filing Summary

First Financial Bancorp General Counsel and Chief Administrative Officer Karen B. Woods reported an open-market sale of common stock. On 02/13/2026, she sold 10,000 shares at a price of $30.28 per share. After this transaction, she directly beneficially owned 63,954 common shares and indirectly held 100 common shares as UTMA custodian for her daughter.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Woods Karen B

(Last) (First) (Middle)

255 EAST 5TH STREET, SUITE 2900

(Street)

CINCINNATI OH 45202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel & CAO

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		S		10,000	D	$30.28	63,954	D
Common Stock								100	I	UTMA Custodian for Daughter

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Maria Hinkel, POA	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FFBC executive Karen B. Woods report?

Karen B. Woods reported selling 10,000 shares of First Financial Bancorp common stock in an open-market transaction. The sale occurred on 02/13/2026 and was reported on a Form 4 insider trading filing, reflecting changes in her beneficial ownership position.

At what price did Karen B. Woods sell FFBC shares on February 13, 2026?

The reported sale price was $30.28 per share for the 10,000 First Financial Bancorp common shares. This price reflects the transaction value disclosed in the Form 4 and is used to calculate the total dollar amount of the open-market sale.

How many FFBC shares does Karen B. Woods own after the reported sale?

Following the sale, Karen B. Woods beneficially owned 63,954 First Financial Bancorp common shares directly. She also indirectly held 100 additional common shares as UTMA custodian for her daughter, as disclosed in the ownership table of the Form 4 filing.

What is Karen B. Woods’ role at First Financial Bancorp (FFBC)?

Karen B. Woods serves as General Counsel & Chief Administrative Officer of First Financial Bancorp. Her position is disclosed in the Form 4, which identifies her as an officer of the company subject to Section 16 reporting requirements for insider transactions.

Is the 100-share UTMA position in FFBC held directly by Karen B. Woods?

The 100-share position is held indirectly, with Karen B. Woods listed as UTMA custodian for her daughter. This means she reports beneficial ownership of these First Financial Bancorp shares in an indirect capacity rather than as direct personal holdings.

What transaction code was used for Karen B. Woods’ FFBC stock sale?

The transaction used code S, indicating a sale in an open market or private transaction. This standard Form 4 code shows that the 10,000 First Financial Bancorp common shares were disposed of rather than acquired in the reported transaction.