Welcome to our dedicated page for First Financial Bancorp SEC filings (Ticker: FFBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Financial Bancorp (FFBC) filings document the regulatory record of an Ohio bank holding company whose common stock is registered on Nasdaq. The company’s 8-K reports cover operating results and financial condition, earnings releases, conference-call materials, Regulation FD investor presentations, share repurchase authorization, and other material events tied to bank capital and corporate communications.
Proxy filings describe annual shareholder meeting matters, including director elections, auditor ratification, executive compensation votes, and equity plan approvals. Capital-structure filings and related 8-K disclosures document registered debt offerings, subordinated note terms, underwriting agreements, use of proceeds, common-stock registration details, and governance matters relevant to a regional banking issuer.
First Financial Bancorp. (FFBC) furnished investor presentation materials under Regulation FD via an 8-K. The presentation is attached as Exhibit 99.1 and dated November 3, 2025. The company states the information in Item 7.01 and Exhibit 99.1 is intended to be furnished and shall not be deemed filed under the Securities Exchange Act or incorporated by reference into Securities Act filings.
First Financial Bancorp. (FFBC) completed its acquisition of Westfield Bancorp, Inc. and Westfield Bank. On November 1, 2025, the company closed the deal and consummated two follow-on mergers: Westfield’s holding company merged into First Financial Bancorp., and Westfield Bank merged into First Financial Bank, with First Financial Bank as the surviving bank.
As consideration, Ohio Farmers Insurance Company received 2,753,094 shares of common stock valued at $65,000,000 based on a 10-day NASDAQ volume-weighted average price tied to the June 23, 2025 agreement, plus $260,000,000 in cash, for a total purchase price of $325,000,000. The shares were issued in a private placement to accredited investors under Section 4(a)(2) and/or Rule 506 of Regulation D. The stock was delivered on November 3, 2025, the first business day after closing. The company also furnished a press release announcing completion of the transaction.
First Financial Bancorp. plans to acquire BankFinancial Corporation in an all-stock merger. BankFinancial stockholders will receive 0.480 First Financial common shares for each BankFinancial share. Based on First Financial’s August 11, 2025 closing price, the exchange ratio implied $11.34 per BankFinancial share and aggregate merger consideration of about $141.3 million.
First Financial expects to issue approximately 5.98 million new shares, after which First Financial shareholders would own about 94% and former BankFinancial stockholders about 6% of the combined company. The deal is intended to qualify as a tax-free reorganization for U.S. federal income tax purposes, except for cash paid in lieu of fractional shares.
A special meeting of BankFinancial stockholders to vote on the merger, a non-binding compensation proposal, and a possible adjournment will be held on December 18, 2025 at 11:00 a.m. CT in Oak Brook, Illinois. Conditions include BankFinancial stockholder approval, required regulatory approvals, effectiveness of the registration statement, Nasdaq listing of the new shares, accuracy of representations, and tax opinions. If the merger is not completed in certain circumstances, BankFinancial may owe a $5.0 million termination fee. BankFinancial stockholders do not have appraisal rights.
First Financial Bancorp. filed a current report to share that it has released its earnings press release for the first nine months and third quarter of 2025. The release, dated October 23, 2025, details the company's results of operations and financial condition and is furnished as Exhibit 99.1.
The company also prepared electronic presentation slides for its earnings conference call, which are furnished as Exhibit 99.2 and will be available on its website, www.bankatfirst.com. These materials are being furnished, not filed, which means they are not subject to certain Exchange Act liabilities and are only incorporated into other SEC documents if specifically referenced.
First Financial Bancorp. (FFBC) announced that it received regulatory approvals from the Board of Governors of the Federal Reserve System and the Ohio Department of Commerce, Division of Financial Institutions for the merger of Westfield Bank, FSB into its subsidiary, First Financial Bank. These approvals relate to FFBC’s previously announced acquisition of Westfield Bancorp, Inc. from Ohio Farmers Insurance Company under a Stock Purchase Agreement dated June 23, 2025.
The company anticipates closing the acquisition on November 1, 2025, after satisfying remaining conditions.
First Financial Bancorp. and BankFinancial Corporation entered into a merger agreement dated August 11, 2025 under which BankFinancial will merge into First Financial in an all‑stock transaction. Each outstanding BankFinancial share will be converted into 0.480 of a First Financial common share. Based on First Financial's closing price on August 11, 2025, the exchange ratio implied approximately $11.34 per BankFinancial share and aggregate consideration of approximately $141.3 million. First Financial expects to issue about 5.98 million shares to BankFinancial stockholders, who would own roughly 6% of First Financial after closing while existing First Financial shareholders would own about 94%.
The transaction requires BankFinancial stockholder approval at a special meeting on December 18, 2025, customary regulatory approvals, effectiveness of the registration statement, and tax opinions that the merger qualifies as a Section 368(a) reorganization. The merger will result in BankFinancial common stock being delisted and deregistered; fractional shares will be cashed out based on a five‑day average closing price. The proxy includes risk factors, a $5.0 million termination fee in certain circumstances, and notes pending demand letters from purported stockholders alleging registration deficiencies.
Arvia Anne L, a director of First Financial Bancorp (FFBC), amended a Form 4 to report a transaction executed on 09/30/2025. The amended filing dated 10/01/2025 shows she acquired 618 shares of First Financial Bancorp common stock at a price of $25.25 per share.
After the reported purchase, the filing shows Ms. Arvia beneficially owned 9,551 shares in a direct ownership form. The form was signed by Terri J Ziepfel as power of attorney on 10/01/2025.
Maribeth S. Rahe, a director of First Financial Bancorp (FFBC), reported an open-market purchase of 618 shares of the company's common stock on 09/30/2025 at a price of $25.25 per share. After this transaction she is reported to beneficially own 67,904 shares directly. The filing shows no derivative transactions and lists an indirect holding of restricted stock with a reported amount of 0. The Form 4 was signed by Terri J. Ziepfel as power of attorney on 10/01/2025.
Form 4 filing for FIRST FINANCIAL BANCORP (FFBC) shows Director Arvia Anne L acquired 618 shares of Common Stock on 09/30/2025 at $25.25 per share. After the purchase the reporting person beneficially owned 9,551 shares, reported as a direct holding. The form is signed by a power of attorney on 10/01/2025. No derivative transactions or additional explanatory details are included.
First Financial Bancorp. and BankFinancial Corporation have entered into a merger agreement dated August 11, 2025 under which BankFinancial will merge into First Financial in an all-stock transaction. Each outstanding share of BankFinancial common stock will be converted into 0.480 of a First Financial common share. Based on First Financial's closing price on August 11, 2025, the exchange ratio represented approximately $11.34 per BankFinancial share and aggregate merger consideration of approximately $141.3 million. The BankFinancial board unanimously recommends the merger. Closing is subject to BankFinancial stockholder approval, required regulatory approvals, listing authorization for the issued First Financial shares, receipt of legal tax opinions, and other customary closing conditions. The merger will result in BankFinancial delisting and deregistration and the bank-level merger of BankFinancial NA into First Financial Bank. The proxy statement discloses a $5.0 million termination fee and notes a pending separate $325.0 million acquisition of Westfield by First Financial.