Welcome to our dedicated page for First Financial Bancorp SEC filings (Ticker: FFBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Financial Bancorp (FFBC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. First Financial Bancorp is a Cincinnati, Ohio-based bank holding company for First Financial Bank, and its filings give detailed insight into its commercial banking, retail banking, commercial finance and wealth management activities.
Through this page, readers can review current reports on Form 8-K, where the company reports material events such as earnings releases, acquisitions, capital offerings and regulatory approvals. Recent 8-K filings describe the Stock Purchase Agreement and completion of the acquisition of Westfield Bancorp, Inc. and Westfield Bank, FSB, the Agreement and Plan of Merger with BankFinancial Corporation, and regulatory approvals for the merger of BankFinancial, National Association into First Financial Bank. Other 8-Ks detail the pricing and issuance of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035, including terms of the notes, use of proceeds and related underwriting agreements.
Investors can also use this page to locate periodic reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which the company references in its news releases and forward-looking statements. These filings typically contain comprehensive information on loan and deposit portfolios, capital structure, risk factors, regulatory capital standards and segment performance across Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management.
The filings page further surfaces information about unregistered sales of equity securities related to acquisitions, such as shares issued in connection with the Westfield Bancorp transaction, as disclosed under Item 3.02 of certain 8-K reports. It also includes Regulation FD disclosures and investor presentations that management intends to use in meetings with investors and analysts.
Stock Titan enhances these documents with AI-powered summaries that explain the key points of lengthy filings, helping readers understand complex topics such as subordinated note terms, merger agreements, regulatory conditions and capital planning. Real-time updates from EDGAR, combined with simplified explanations of 10-Ks, 10-Qs and 8-Ks, allow users to track how First Financial Bancorp reports its financial condition, strategic transactions and regulatory events over time.
First Financial Bancorp. plans to acquire BankFinancial Corporation in an all-stock merger. BankFinancial stockholders will receive 0.480 First Financial common shares for each BankFinancial share. Based on First Financial’s August 11, 2025 closing price, the exchange ratio implied $11.34 per BankFinancial share and aggregate merger consideration of about $141.3 million.
First Financial expects to issue approximately 5.98 million new shares, after which First Financial shareholders would own about 94% and former BankFinancial stockholders about 6% of the combined company. The deal is intended to qualify as a tax-free reorganization for U.S. federal income tax purposes, except for cash paid in lieu of fractional shares.
A special meeting of BankFinancial stockholders to vote on the merger, a non-binding compensation proposal, and a possible adjournment will be held on December 18, 2025 at 11:00 a.m. CT in Oak Brook, Illinois. Conditions include BankFinancial stockholder approval, required regulatory approvals, effectiveness of the registration statement, Nasdaq listing of the new shares, accuracy of representations, and tax opinions. If the merger is not completed in certain circumstances, BankFinancial may owe a $5.0 million termination fee. BankFinancial stockholders do not have appraisal rights.
First Financial Bancorp. filed a current report to share that it has released its earnings press release for the first nine months and third quarter of 2025. The release, dated October 23, 2025, details the company's results of operations and financial condition and is furnished as Exhibit 99.1.
The company also prepared electronic presentation slides for its earnings conference call, which are furnished as Exhibit 99.2 and will be available on its website, www.bankatfirst.com. These materials are being furnished, not filed, which means they are not subject to certain Exchange Act liabilities and are only incorporated into other SEC documents if specifically referenced.
First Financial Bancorp. (FFBC) announced that it received regulatory approvals from the Board of Governors of the Federal Reserve System and the Ohio Department of Commerce, Division of Financial Institutions for the merger of Westfield Bank, FSB into its subsidiary, First Financial Bank. These approvals relate to FFBC’s previously announced acquisition of Westfield Bancorp, Inc. from Ohio Farmers Insurance Company under a Stock Purchase Agreement dated June 23, 2025.
The company anticipates closing the acquisition on November 1, 2025, after satisfying remaining conditions.
First Financial Bancorp. and BankFinancial Corporation entered into a merger agreement dated August 11, 2025 under which BankFinancial will merge into First Financial in an all‑stock transaction. Each outstanding BankFinancial share will be converted into 0.480 of a First Financial common share. Based on First Financial's closing price on August 11, 2025, the exchange ratio implied approximately $11.34 per BankFinancial share and aggregate consideration of approximately $141.3 million. First Financial expects to issue about 5.98 million shares to BankFinancial stockholders, who would own roughly 6% of First Financial after closing while existing First Financial shareholders would own about 94%.
The transaction requires BankFinancial stockholder approval at a special meeting on December 18, 2025, customary regulatory approvals, effectiveness of the registration statement, and tax opinions that the merger qualifies as a Section 368(a) reorganization. The merger will result in BankFinancial common stock being delisted and deregistered; fractional shares will be cashed out based on a five‑day average closing price. The proxy includes risk factors, a $5.0 million termination fee in certain circumstances, and notes pending demand letters from purported stockholders alleging registration deficiencies.
Arvia Anne L, a director of First Financial Bancorp (FFBC), amended a Form 4 to report a transaction executed on 09/30/2025. The amended filing dated 10/01/2025 shows she acquired 618 shares of First Financial Bancorp common stock at a price of $25.25 per share.
After the reported purchase, the filing shows Ms. Arvia beneficially owned 9,551 shares in a direct ownership form. The form was signed by Terri J Ziepfel as power of attorney on 10/01/2025.
Maribeth S. Rahe, a director of First Financial Bancorp (FFBC), reported an open-market purchase of 618 shares of the company's common stock on 09/30/2025 at a price of $25.25 per share. After this transaction she is reported to beneficially own 67,904 shares directly. The filing shows no derivative transactions and lists an indirect holding of restricted stock with a reported amount of 0. The Form 4 was signed by Terri J. Ziepfel as power of attorney on 10/01/2025.
Form 4 filing for FIRST FINANCIAL BANCORP (FFBC) shows Director Arvia Anne L acquired 618 shares of Common Stock on 09/30/2025 at $25.25 per share. After the purchase the reporting person beneficially owned 9,551 shares, reported as a direct holding. The form is signed by a power of attorney on 10/01/2025. No derivative transactions or additional explanatory details are included.
First Financial Bancorp. and BankFinancial Corporation have entered into a merger agreement dated August 11, 2025 under which BankFinancial will merge into First Financial in an all-stock transaction. Each outstanding share of BankFinancial common stock will be converted into 0.480 of a First Financial common share. Based on First Financial's closing price on August 11, 2025, the exchange ratio represented approximately $11.34 per BankFinancial share and aggregate merger consideration of approximately $141.3 million. The BankFinancial board unanimously recommends the merger. Closing is subject to BankFinancial stockholder approval, required regulatory approvals, listing authorization for the issued First Financial shares, receipt of legal tax opinions, and other customary closing conditions. The merger will result in BankFinancial delisting and deregistration and the bank-level merger of BankFinancial NA into First Financial Bank. The proxy statement discloses a $5.0 million termination fee and notes a pending separate $325.0 million acquisition of Westfield by First Financial.
Thomas Murray O'Brien, a director of First Financial Bancorp (FFBC), reported a sale of Common Stock on 08/22/2025. The filing shows 7,383 shares sold at a price of $26.54 per share. The report lists 46,480 shares beneficially owned indirectly through a revocable trust and 2,957 shares beneficially owned directly.
The Form 4 was executed via power of attorney by Maria Hinkel on 08/25/2025. This filing documents a routine insider sale by a director and provides the specific transaction date, price and post-transaction holdings reported in the form.
Form 144 filed for First Financial Bancorp (FFBC) discloses a proposed sale of 7,383 common shares through The Charles Schwab Corporation with an aggregate market value of $195,328.34. The filing lists 95,753,956 shares outstanding and an approximate sale date of 08/22/2025 on NASDAQ. The shares were acquired as restricted stock units: 713 on 12/31/2020, 3,522 on 05/23/2024, and 3,148 on 05/28/2025. The filer reports no securities sold in the past three months. Relationship to the issuer and the filer CIK/CCC details are not shown in the provided content.