Welcome to our dedicated page for Flushing Finl SEC filings (Ticker: FFIC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Flushing Financial Corporation (NASDAQ: FFIC) SEC filings page on Stock Titan provides access to the company’s public regulatory documents, including current reports on Form 8‑K and other key submissions. As the holding company for Flushing Bank, an FDIC insured, New York State‑chartered commercial bank, Flushing Financial uses these filings to report material events, financial results, and corporate actions to investors and regulators.
Recent 8‑K filings include disclosures of quarterly and annual earnings press releases, dividend declarations, and investor presentations. For example, the company has filed 8‑Ks to announce results of operations and financial condition, to make investor slide decks available, and to report board decisions regarding quarterly dividends on its common stock. These filings often reference metrics such as net interest margin, deposit trends, credit quality indicators, and capital ratios, which are central to evaluating a savings institution and commercial bank.
A notable 8‑K dated December 29, 2025, describes a definitive merger agreement among Flushing Financial Corporation, OceanFirst Financial Corp., and a merger subsidiary, as well as a related $225 million equity investment in OceanFirst by affiliates of funds managed by Warburg Pincus. The filing outlines a multi‑step merger structure under which Flushing would ultimately combine with OceanFirst and Flushing Bank would merge into OceanFirst Bank, N.A., subject to regulatory and shareholder approvals and other customary conditions.
On Stock Titan, these SEC filings are updated in real time from the EDGAR system and are paired with AI‑generated summaries that explain the purpose and implications of each document in clear language. Users can quickly see what each 8‑K addresses—such as earnings, dividends, or merger developments—and use the underlying filings for deeper analysis of Flushing Financial’s financial reporting, risk profile, and corporate transactions.
Flushing Financial Corporation disclosed that it and OceanFirst Financial Corp. have executed an Agreement and Plan of Merger that will combine the companies and their bank subsidiaries in a multi-step transaction. First, an OceanFirst subsidiary will merge into Flushing, then Flushing will merge into OceanFirst, followed by the merger of Flushing Bank into OceanFirst, National Association, with the OceanFirst bank as the surviving institution.
The companies also announced that affiliates of funds managed by Warburg Pincus LLC plan to invest $225 million in newly issued equity securities of OceanFirst, substantially concurrently with the merger’s effective time. Flushing and OceanFirst released an investor presentation and a joint press release outlining the transaction, and they expect to provide a joint proxy statement/prospectus in a future registration statement for stockholder votes.
OceanFirst Financial Corp. is combining with Flushing Financial Corporation in an all-stock merger valued at about $579 million, based on OceanFirst’s $19.76 share price. Flushing stockholders will receive 0.85 shares of OceanFirst common stock for each Flushing share. Concurrently, affiliates of Warburg Pincus will invest $225 million in newly issued OceanFirst equity, including approximately 9.7 million common shares, non‑voting common‑equivalent shares representing about 1.7 million shares, and a seven‑year warrant for non‑voting stock economically equivalent to roughly 11.4 million shares with a $30.00 trigger price.
After closing, the combined bank is expected to have about $23 billion in assets, $17 billion in loans and $18 billion in deposits across 71 branches, with ownership split roughly 58% existing OceanFirst holders, 30% former Flushing holders and 12% Warburg Pincus. The companies project approximately 16% EPS accretion by 2027, about 6% tangible book value dilution with a roughly three‑year earnback, and stronger profitability metrics such as higher return on tangible common equity and net interest margin, subject to shareholder and regulatory approvals.
Flushing Financial Corporation, parent of Flushing Bank, announced that its Board of Directors declared a regular quarterly cash dividend of $0.22 per common share. The dividend will be paid on December 19, 2025 to shareholders who are on record as owning the stock at the close of business on December 5, 2025. This filing is primarily a notification of the dividend declaration and references a related press release with further details.
Flushing Financial Corporation reported Q3 2025 results with net income of $10.447 million and diluted EPS of $0.30. Net interest income rose to $53.828 million as interest expense declined to $62.641 million from $76.990 million a year ago. The provision for credit losses was $1.531 million. Non-interest income was $4.746 million, while non-interest expense totaled $43.365 million.
For the first nine months of 2025, net income was $14.854 million (diluted EPS $0.43) and includes a $17.636 million goodwill impairment recorded earlier in the year. As of September 30, 2025, total assets were $8.872 billion, net loans held for investment were $6.628 billion, and total deposits were $7.333 billion. Borrowed funds were reduced to $492.457 million from $916.054 million at year-end, including Federal Home Loan Bank advances and other borrowings of $253.934 million. The company reported 33,778,438 common shares outstanding as of October 31, 2025.
Flushing Financial Corporation filed a current report to notify investors that it has released new information on its results of operations and financial condition. The company issued a press release on October 29, 2025, which is attached as Exhibit 99.1 and incorporated by reference for full financial details.
Flushing Financial Corporation (FFIC) announced a Regulation FD disclosure. The company made its presentation for the 2025 third quarter results available to investors and posted it on its website on October 29, 2025. The investor presentation is attached as Exhibit 99.1 to this report and is dated October 30, 2025.
Dimensional Fund Advisors LP filed an amended Schedule 13G reporting beneficial ownership of 1,688,825 shares of Flushing Financial Corp common stock, representing
Gabelli-related reporting persons disclosed ownership of 1,509,591 shares of Flushing Financial Corp, equal to 4.47% of 33,778,438 outstanding shares. The filing breaks down holdings: GAMCO Asset Management 961,650 shares (2.85%), Gabelli Funds 413,741 shares (1.22%), Teton Advisors 132,000 shares (0.39%) and Associated Capital Group 2,200 shares (0.01%). The amendment lists detailed purchases and sales by multiple Gabelli funds and GAMCO between June and August 2025, showing both acquisitions and dispositions across fund vehicles at prices roughly in the $11.50–$12.95 range. The filing also states the Reporting Persons ceased to be beneficial owners of more than 5% of the issuer on August 20, 2025.
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