First Guaranty Bancshares, Inc. filings document the regulatory disclosures of a bank holding company whose wholly owned subsidiary is First Guaranty Bank. The records cover operating and financial results, loan and deposit trends, capital levels, shareholder equity, common-stock dividends and other material events reported through Form 8-K exhibits and press-release disclosures.
The company’s filings also describe its capital structure, including common stock and depositary shares representing interests in 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. Additional disclosure areas include preferred-stock distributions, material agreements, amendments to promissory-note arrangements, branch and headquarters property transactions, related-party considerations, board composition and other governance matters.
First Guaranty Bancshares, Inc. reported third-quarter 2026 net income of $12.0 million, versus a $45.0 million loss a year earlier; nine-month net income was $18.1 million versus a $58.5 million loss. The July 31, 2026 sale of its Texas operations to Armstrong Bank included five branches, approximately $234 million of deposits and $88 million of loans, with an estimated $17.6 million net pre-tax contribution.
The Consent Order issued by the FDIC and Louisiana Office of Financial Institutions, effective August 7, 2026, requires the Bank to maintain at least 9.0% Tier 1 leverage and 14.0% total risk-based capital. At September 30, reported Tier 1 leverage was 8.29% based on full-quarter average assets; using September average assets, it exceeded 9.0%. Management expects the reported ratio to exceed 9.0% at December 31, 2026; total risk-based capital was 18.79%.
Quarterly net interest income was $17.7 million, versus $22.2 million a year earlier. Assets were $3.2 billion and deposits $2.9 billion at September 30, 2026, compared with $4.1 billion and $3.6 billion, respectively, at December 31, 2025.
First Guaranty Bancshares, Inc. declared a quarterly cash dividend of $16.875 per share on its 6.75% Series A preferred stock. Holders of its depositary shares, each representing a 1/40th interest in a preferred share, are scheduled to receive $0.421875 per depositary share on December 1, 2026, if they are holders of record on November 15, 2026. The depositary will receive the preferred-stock dividend and distribute it to depositary-share holders.
First Guaranty Bancshares, Inc. reported an exempt equity offering relying on Rule 506(b), with $822,013 sold and $0 remaining to be sold. The first sale date was September 30, 2026, and reported finders’ fees were $0.
First Guaranty Bancshares, Inc. reported that Smith & Tate Investments, LLC purchased 99,277 common shares on September 30, 2026. Director and 10% owner Edgar R. Smith III reported the shares as indirectly owned through the LLC; the purchase was reported at $8.28 per share. The shares were issued pursuant to amendments to a promissory note and a floating-rate subordinated note, and the LLC held 958,523 shares afterward. Smith disclaims beneficial ownership of the shares except to the extent of his pecuniary interest; no Rule 10b5-1 plan is reported.
First Guaranty Bancshares, Inc. (FGBI) director Bruce McAnally reported a series of open-market purchases of the company’s Depository Shares between September 15 and September 17, 2026, totaling 1,380 Depository Shares at prices between $17.60 and $17.75 per share, all held indirectly through a trust and various IRA accounts.
Each Depository Share represents a 1/40th interest in First Guaranty’s 6.75% Series A Fixed Rate Non-Cumulative Perpetual Preferred Stock with a $1,000 liquidation preference per preferred share, equivalent to $25.00 per Depository Share. No Rule 10b5-1 trading plan is reported for these transactions.
First Guaranty Bancshares, Inc. (FGBI) director Robert W. Walker purchased 4,000 depository shares on September 15, 2026 in an open-market or private transaction at a price of $17.74 per depository share, and now holds 11,702 depository shares directly.
Each depository share represents a 1/40th interest in a share of the issuer's 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, with a $1,000 par value and $1,000 liquidation preference per preferred share, equivalent to $25.00 per depository share. No Rule 10b5-1 trading plan is reported for this transaction.
First Guaranty Bancshares, Inc. (FGBI) director Robert W. Walker purchased additional securities on September 10, 2026. He bought 2,500 depository shares at $18.18 per share, bringing his direct holdings in those depository shares to 7,702. Each depository share represents a 1/40th interest in the company’s 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, with a $1,000 liquidation preference per preferred share (equivalent to $25.00 per depository share).
On the same date, he also purchased 6,000 shares of common stock at $7.88 per share, increasing his directly held common stock to 62,621 shares. The filing states these were purchases in open-market or private transactions and no Rule 10b5-1 trading plan is reported.
First Guaranty Bancshares, Inc. (FGBI) announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on its outstanding common stock on August 20, 2026. The dividend will be paid to shareholders of record as of September 25, 2026 and is expected to be paid on September 30, 2026.
This represents the 133rd consecutive quarterly dividend paid to common shareholders, underscoring a long history of making regular dividend payments, although the amount and any change from prior quarters are not described.
First Guaranty Bancshares, Inc. (FGBI) director Bruce McAnally, through the BMAC Irrevocable Asset Trust for which he serves as trustee, reported open-market purchases of the company’s depository shares representing interests in its 6.75% Series A preferred stock. The trust bought 500 depository shares at $18.40 on September 8, 2026 and 250 depository shares at $18.25 on September 9, 2026, for a total of 750 depository shares. Each depository share represents a 1/40th interest in a share of the Series A preferred stock, which has a stated liquidation preference of $1,000 per share (equivalent to $25.00 per depository share). The reporting person disclaims beneficial ownership of these trust-held securities except to the extent of his pecuniary interest, and the transactions are not reported as made under a Rule 10b5-1 trading plan.
First Guaranty Bancshares, Inc. (FGBI) director Bruce McAnally, through the BMAC Irrevocable Asset Trust for which he is trustee, reported a series of open-market purchases totaling 1,000 DEPOSITORY SHARES between June 22 and September 3, 2026, at prices from $18.50 to $20.00 per share. The securities are held indirectly by the trust, and McAnally disclaims beneficial ownership except to the extent of his pecuniary interest. Each depository share represents a 1/40th interest in FGBI's 6.75% Series A Fixed Rate Non-Cumulative Perpetual Preferred Stock with a $1,000 liquidation preference per preferred share, equivalent to $25.00 per depository share.