Welcome to our dedicated page for First Guaranty Bancshares SEC filings (Ticker: FGBIP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on First Guaranty Bancshares's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into First Guaranty Bancshares's regulatory disclosures and financial reporting.
First Guaranty Bancshares, Inc. (FGBI) director Robert W. Walker purchased additional securities on September 10, 2026. He bought 2,500 depository shares at $18.18 per share, bringing his direct holdings in those depository shares to 7,702. Each depository share represents a 1/40th interest in the company’s 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, with a $1,000 liquidation preference per preferred share (equivalent to $25.00 per depository share).
On the same date, he also purchased 6,000 shares of common stock at $7.88 per share, increasing his directly held common stock to 62,621 shares. The filing states these were purchases in open-market or private transactions and no Rule 10b5-1 trading plan is reported.
First Guaranty Bancshares, Inc. (FGBI) announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on its outstanding common stock on August 20, 2026. The dividend will be paid to shareholders of record as of September 25, 2026 and is expected to be paid on September 30, 2026.
This represents the 133rd consecutive quarterly dividend paid to common shareholders, underscoring a long history of making regular dividend payments, although the amount and any change from prior quarters are not described.
First Guaranty Bancshares, Inc. (FGBI) director Bruce McAnally, through the BMAC Irrevocable Asset Trust for which he serves as trustee, reported open-market purchases of the company’s depository shares representing interests in its 6.75% Series A preferred stock. The trust bought 500 depository shares at $18.40 on September 8, 2026 and 250 depository shares at $18.25 on September 9, 2026, for a total of 750 depository shares. Each depository share represents a 1/40th interest in a share of the Series A preferred stock, which has a stated liquidation preference of $1,000 per share (equivalent to $25.00 per depository share). The reporting person disclaims beneficial ownership of these trust-held securities except to the extent of his pecuniary interest, and the transactions are not reported as made under a Rule 10b5-1 trading plan.
First Guaranty Bancshares, Inc. (FGBI) director Bruce McAnally, through the BMAC Irrevocable Asset Trust for which he is trustee, reported a series of open-market purchases totaling 1,000 DEPOSITORY SHARES between June 22 and September 3, 2026, at prices from $18.50 to $20.00 per share. The securities are held indirectly by the trust, and McAnally disclaims beneficial ownership except to the extent of his pecuniary interest. Each depository share represents a 1/40th interest in FGBI's 6.75% Series A Fixed Rate Non-Cumulative Perpetual Preferred Stock with a $1,000 liquidation preference per preferred share, equivalent to $25.00 per depository share.
First Guaranty Bancshares, Inc. (FGBI) reported that Eric Dosch, SVP and CFO, recorded several indirect ownership updates in common stock. On August 27–28, 2026, entities associated with him acquired three small acquisitions under Rule 16a-6, including shares held in an IRA and custodial accounts for his minor children. The filing also lists updated direct and indirect holdings, including shares held by his spouse and a revocable living trust, with beneficial ownership of the trust units disclaimed except for his pecuniary interest.
First Guaranty Bancshares, Inc. (FGBI) director Robert W. Walker reported open‑market purchases of a total of 3,601 depository shares of the company’s preferred stock on August 18–19, 2026. The depository shares represent interests in FGBI’s 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock with a $1,000 liquidation preference per preferred share, equivalent to $25.00 per depository share.
First Guaranty Bancshares, Inc. (FGBI) director Robert W. Walker reported purchasing 1,601 depository shares of the company’s 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock on 2026-08-14 in an open-market or private transaction at a weighted average price of $19.22 per depository share, bringing his directly held position in these depository shares to 1,601.
Each depository share represents a 1/40th interest in a preferred share with a $1,000 par value and $1,000 liquidation preference, equivalent to $25.00 per depository share. The trade was executed in multiple lots at prices ranging from $19.18 to $19.28, with the reported price reflecting a weighted average.
First Guaranty Bancshares, Inc. director Robert W. Walker purchased common stock in the open market. On 2026-08-13, he bought 5,500 shares at a weighted average price of $8.40 per share, increasing his directly held position to 56,621 shares. The price reflects multiple trades executed between $8.39 and $8.40, and the transaction was not made under a Rule 10b5-1 trading plan.
First Guaranty Bancshares, Inc. reported a return to profitability, with net income of $3.4 million for the quarter and $6.2 million for the first half of 2026, compared with losses in 2025. Net interest income was $22.3 million for the quarter and $43.0 million year‑to‑date.
Total assets were $3.9 billion at June 30, 2026, down from $4.1 billion as loans shrank to $1.77 billion (down 14.7%) and deposits to $3.46 billion (down 4.8%). The loan book is 80.6% real estate, and criticized loans declined: nonaccrual loans fell to $40.6 million, while special mention and substandard balances also decreased. The allowance for credit losses was $34.3 million, or 1.94% of total loans.
Credit costs remain elevated: net charge‑offs were $13.2 million in the first half, partially offset by a sharply lower provision of $5.3 million versus $31.2 million a year earlier. Securities grew to $1.21 billion, but carry $69.6 million in gross unrealized losses across AFS and HTM portfolios, reflected in accumulated other comprehensive loss of $17.5 million.
Subsequent to quarter‑end, the bank closed the sale of its Texas operations and entered into a Consent Order with the FDIC and Louisiana OFI. The order imposes enhanced oversight, credit and CRE risk controls, higher capital requirements, and restricts dividends from the bank to the holding company. As of June 30, 2026, the bank’s Tier 1 leverage ratio was 7.09%, below the required 9%, while the total risk‑based capital ratio was 16.21%. A capital plan has been submitted to regulators.
First Guaranty Bancshares, Inc. reported that its subsidiary, First Guaranty Bank, entered into a Stipulation to the Issuance of a Consent Order with the FDIC and the Louisiana Office of Financial Institutions, effective August 7, 2026. The Bank consented to the order without admitting or denying any charges. The Consent Order, which followed a September 2, 2025 joint examination, requires stronger board oversight and higher capital, including a Tier 1 leverage capital ratio of at least 9% and a total risk-based capital ratio of at least 14%. While the order is in effect, the Bank may not pay dividends to the holding company without prior written consent from both regulators.
The Consent Order also limits additional credit to borrowers with assets classified loss, doubtful, or substandard in the 2025 examination, and sets deadlines to charge off or collect loss and a portion of doubtful assets, submit a plan to reduce remaining classified assets, and address weaknesses in loan documentation, loan review, commercial real estate concentration monitoring, stress testing, and underwriting. As of June 30, 2026, the Bank’s Tier 1 leverage ratio was 7.09% and its total risk-based capital ratio was 16.21%, so the leverage ratio remains below the new minimum. The Bank has submitted a capital plan and currently believes it complies with the Consent Order apart from the Tier 1 leverage requirement.