[Form 4] F&G Annuities & Life, Inc. 7.950% Senior Notes due 2053 Insider Trading Activity

Rhea-AI Filing Summary

Form 4 filing overview: On 07/01/2025, F&G Annuities & Life, Inc. (ticker FG) disclosed that director Raymond R. Quirk received 845 shares of common stock at a stated price of $0 per share. The grant was made in lieu of cash director fees.

Post-transaction ownership:

• Direct holdings: increased from 16,133 to 16,978 shares.
• Indirect holdings: unchanged at 41 shares in a 401(k) plan and 152,696 shares held by the Quirk 2002 Trust.

The filing lists no derivative securities and contains no sale transactions. The transaction was coded “A” (acquisition) and executed outside the open market.

Investment perspective: An equity grant of 845 shares is modest relative to FG’s public float and therefore unlikely to influence valuation or trading dynamics. Nonetheless, it marginally aligns the director’s incentives with shareholder interests by substituting equity for cash compensation.

Insights

Financial Analyst

TL;DR: Small equity grant; negligible impact on valuation but positive for governance alignment.

This Form 4 records a routine director compensation event—845 unrestricted shares granted to Raymond Quirk. At FG’s recent share price (not disclosed in the filing) the market value is likely well below $50k, immaterial versus FG’s market cap. No shares were sold, so there is no negative supply pressure. Because the award replaces cash fees, it modestly conserves corporate cash and increases insider equity exposure, a governance positive. From a portfolio standpoint, the action is non-impactful; it neither signals meaningful insider buying nor raises concerns about insider selling.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

QUIRK RAYMOND R

(Last) (First) (Middle)

801 GRAND AVENUE

SUITE 2600

(Street)

DES MOINES IA 50309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&G Annuities & Life, Inc. [ FG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2025		A(1)		845	A	$0	16,978	D
Common Stock								41	I	401(k)
Common Stock								152,696	I	Quirk 2002 Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of unrestricted common stock in lieu of cash director fees.

	/s/ Tessa Cantonwine, attorney-in-fact	07/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many FG shares did director Raymond Quirk acquire on 07/01/2025?

He received 845 unrestricted common shares.

Did the Form 4 report any insider sales of FG stock?

No. The filing shows only an acquisition; there were no sales or disposals.

What is Raymond Quirk’s total direct FG shareholding after the transaction?

His direct ownership increased to 16,978 shares.

Why were the shares granted at a $0 price?

The grant was in lieu of cash director fees, so no cash was exchanged.