Welcome to our dedicated page for Finwise Bancorp SEC filings (Ticker: FINW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The FinWise Bancorp Common (FINW) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a NASDAQ-listed Utah bank holding company and parent of FinWise Bank, FinWise uses SEC filings to report financial performance, governance matters and material developments related to its banking and payments activities.
Key documents for FINW include annual reports on Form 10-K, which summarize the company’s business model, risk factors, Strategic Program Lending operations, Credit Enhanced Balance Sheet Program, SBA 7(a) and other lending programs, as well as its payments and BIN sponsorship initiatives. Quarterly reports on Form 10-Q provide interim updates on loan originations, net interest income, non-interest income such as strategic program fees and credit enhancement income, efficiency ratio metrics, and the composition of loans held-for-investment and loans held-for-sale.
FinWise also files current reports on Form 8-K to disclose material events. Recent 8-K filings have furnished earnings press releases for specific quarters and investor presentation materials, and have reported outcomes of the annual meeting of shareholders, including director elections and ratification of the independent registered public accounting firm. These filings help investors follow changes in governance, capital markets activity and financial results between periodic reports.
On this page, Stock Titan combines real-time EDGAR updates with AI-powered summaries that explain the contents of lengthy filings in clear language. Users can quickly identify sections related to strategic program loans, credit enhanced balances, SBA loan sales and servicing, and other topics that drive FinWise’s results. The filings page is also a resource for tracking any insider transaction reports on Form 4 and proxy statements on Schedule 14A, which address executive and director matters and shareholder voting items.
By using this FINW filings hub, investors can review the official regulatory record behind FinWise Bancorp’s banking, lending and payments activities and understand how management describes the company’s performance, risk profile and strategic priorities.
FinWise Bancorp filed a Form 8-K to furnish its latest financial update. The company attached a press release dated January 29, 2026 reporting financial results for the fiscal quarter ended December 31, 2025 as Exhibit 99.1.
The 8-K also furnishes an investor presentation dated January 2026 as Exhibit 99.2 under Regulation FD, providing additional information for investors. Both exhibits are designated as “furnished,” not “filed,” which limits their use for certain securities law purposes.
FinWise Bancorp has filed a universal shelf registration statement on Form S-3 to register up to $150,000,000 of securities. The shelf covers common stock, preferred stock, debt securities, depositary shares, warrants, units and subscription rights that may be offered in one or more future transactions. Specific terms, including pricing and structure, will be detailed in individual prospectus supplements. The company’s common stock trades on NASDAQ under the symbol FINW, and the shelf may be used for general corporate purposes described in future supplements.
FinWise Bancorp reported Q3 2025 results showing higher earnings and strong fee momentum alongside elevated credit costs. Net income was $4.9 million versus $3.5 million a year ago, with diluted EPS of $0.34 versus $0.25. Net interest income rose to $18.6 million from $14.8 million, while the provision for credit losses increased to $12.8 million from $2.2 million, reflecting loan growth and credit dynamics.
Non-interest income expanded to $18.1 million from $6.1 million, led by credit enhancement income $8.8 million, Strategic Program fees $6.2 million, and gain on sale of loans $1.9 million. Non-interest expense was $17.4 million versus $14.0 million. On the balance sheet, total assets reached $899.9 million (from $746.0 million at December 31, 2024), loans held-for-investment, net were $533.5 million (from $447.8 million), and deposits were $682.3 million (from $545.0 million). Shares outstanding were 13,586,921 as of November 7, 2025.
FinWise Bancorp (FINW)Howard I. Reynolds purchased 2,297 shares of common stock on October 31, 2025 at $18.95 per share.
Following this transaction, Reynolds beneficially owned 38,105 shares, held directly.
FinWise Bancorp (FINW) insider filed a Form 4 reporting an open-market sale. On 11/03/2025, the reporting person sold 1,500 shares of common stock at $19.48 per share.
Following the transaction, the reporting person beneficially owns 56,428 shares held directly. The filing is signed by Robert Keil.
FinWise Bancorp filed a Form 8-K announcing it has furnished a press release reporting financial results for the fiscal quarter ended September 30, 2025, attached as Exhibit 99.1. The company also furnished an investor presentation as Exhibit 99.2 under Regulation FD.
The materials in Items 2.02 and 7.01 are designated as “furnished,” not “filed,” which means they are not incorporated into other filings unless specifically referenced. FinWise’s common stock trades on NASDAQ under the symbol FINW.
James N. Giordano, a director of FinWise Bancorp (FINW), reported transactions on Form 4 dated 09/05/2025. The filing shows a purchase of 2,500 shares of common stock at $19.32 per share, held indirectly in joint ownership with his spouse. The form also records a disposition of 396,428 shares. The report is signed by Mr. Giordano on 09/08/2025.
James Noone, President and reporting person for FinWise Bancorp (FINW), purchased 10,000 shares of the issuer's common stock on 08/26/2025 at a price of $19.49 per share. Following the transaction, Mr. Noone beneficially owns 409,889 shares. The filing reports no derivative transactions and is signed by Mr. Noone on 08/26/2025.
FinWise Bancorp's unaudited quarterly report shows growth across balance sheet and earnings metrics for the quarter ended June 30, 2025 (amounts presented in thousands). Total assets increased to $842,488 from $745,976 and total deposits rose to $635,174 from $544,952. Loans held-for-investment, net were $506,503 versus $447,812 at year-end 2024, while Strategic Program loans (retained plus held-for-sale) rose to $177,981 from $111,710.
Profitability improved year-over-year for the quarter: net income was $4,097 versus $3,180 and basic EPS was $0.31 versus $0.25. However, credit-related costs increased: provision for credit losses for the quarter was $4,726 versus $2,385 and the allowance for credit losses rose to $16,247 from $13,176. Net interest income was roughly stable at $14,728 for the quarter, while non-interest income benefited from higher Strategic Program fees and gains on loan sales.
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