Every 8-K that FinWise Bancorp (FINW) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FINW and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FINW filings page.
FinWise Bancorp reported Q2 2026 results with loan originations of $1.6 billion, slightly below Q1 but above the prior-year quarter. Net interest income was $28.7 million and net interest margin expanded to 13.69% as higher-yielding credit‑enhanced loans grew.
Provision for credit losses increased to $22.7 million, largely tied to credit‑enhanced programs and higher provisioning on core loans, which, together with higher credit enhancement expenses, reduced net income to $2.1 million and diluted EPS to $0.15. Nonperforming loans fell to $37.7 million, 6.6% of loans, while the allowance rose to 8.3% of loans.
Total assets reached $925.3 million and deposits $693.8 million. Tangible book value per share improved to $14.55 and the bank‑level leverage ratio was 18.1%. FinWise also acquired the Tallied Technologies card platform and expects about $4.0 million of integration and transition costs over the next year.
FinWise Bancorp announced it acquired Tallied Technologies’ credit card issuance and processing platform and related assets, bringing its card technology stack fully in-house from application and decisioning through issuing, processing, rewards, fraud scoring, disputes and compliance. The platform is cloud-native, SOC2 certified and API-first, and Tallied’s engineering and operations team has joined FinWise.
The company highlights expanded revenue capture, since it will now retain fees, interchange and interest economics previously shared with a third-party program manager, while describing the upfront capital outlay as minimal. Integration and transition costs are expected to total about $4.0 million over the next year as FinWise integrates the platform and eliminates duplicative vendor and platform expenses.
Because Tallied will no longer act as program manager, roughly $50 million of seasoned credit card receivables will convert to standard balances on the bank’s balance sheet, with FinWise retaining full economics and associated credit exposure. Prior guidance of approximately $217 million in credit-enhanced balances by the end of 2026 no longer applies due to this structural change, and management plans to update investors as purchase accounting and receivable strategy are finalized.
FinWise Bancorp filed an amended report to update the text of its 2019 Stock Plan exhibit and correct a scrivener’s error. At its 2026 annual meeting, shareholders approved increasing the number of common shares available for awards under the 2019 Stock Plan by 750,000 to 2,530,000.
Shareholders also elected two directors for terms running to the 2029 annual meeting, reaffirmed the amended 2019 Stock Plan, and ratified Baker Tilly US, LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
FinWise Bancorp reported results from its 2026 Annual Meeting of Shareholders. Investors approved an increase of 750,000 shares of common stock available for awards under the 2019 Stock Plan, bringing the total plan pool to 2,530,000 shares. Named executive officers are expected to continue participating in this equity incentive plan.
Shareholders, who could vote 13,706,039 common shares as of the record date, had 11,183,721 shares represented in person or by proxy. They elected Gerald E. Cunningham and Lisa Ann Nievaard as directors and ratified Baker Tilly US, LLP as independent auditor for the fiscal year ending December 31, 2026.
FinWise Bancorp announced that its board has authorized a common stock repurchase program for up to 685,000 shares, described as approximately 5% of issued and outstanding shares as of May 19, 2026. The program runs through May 31, 2028 and may be executed in open market or privately negotiated transactions.
The company highlighted a Bank Leverage Ratio of 16.8% at the end of the first quarter and tangible book value of $14.34 per share as support for the decision. Repurchases are discretionary, can be started, suspended, limited or terminated at any time, and are expected to be funded from available cash balances. Transactions may be conducted under Rule 10b5-1 trading plans.
FinWise Bancorp reported first quarter 2026 results with net income of $2.7 million and diluted EPS of $0.20, down from $3.9 million and $0.27 in the prior quarter and $3.2 million and $0.23 a year earlier. Loan originations reached $1.75 billion, up from $1.56 billion in the prior quarter and $1.26 billion in the prior-year quarter, driven by Strategic Program lending growth.
Net interest income rose to $28.1 million from $24.6 million, and net interest margin expanded to 12.90%, helped by higher yields on credit enhanced loans and lower deposit costs. However, the provision for credit losses increased year over year to $10.6 million, reflecting growth in credit enhanced balances and higher net charge-offs, including legacy SBA credits.
Nonperforming loans increased to $49.8 million, or 8.5% of loans held-for-investment, compared with $43.7 million and 7.5% at December 31, 2025. Total assets were $899.4 million and total deposits were $674.9 million as of March 31, 2026. Tangible book value per share improved to $14.34, and the Bank leverage ratio was 16.8%, well above the well-capitalized minimum.
FinWise Bancorp announced a planned leadership transition. Effective April 6, 2026, longtime Chief Executive Officer Kent Landvatter, who has served as CEO since 2010, ceased serving as CEO of the holding company and moved into the role of Executive Chairman of both the Company and FinWise Bank, remaining an employee with unchanged compensation.
Jim Noone, 47, was appointed Chief Executive Officer of the Company and will continue as President and Chief Executive Officer of FinWise Bank. The Board describes this as the culmination of a deliberate, multi-year succession plan, noting that Noone progressed from Executive Vice President and Chief Credit Officer in 2018 to President in 2023, President of the Company in 2024, and CEO of the Bank in 2025. The Company states there are no new or amended compensatory arrangements, no related party transactions, and no family relationships tied to his appointment, and emphasizes that its strategic priorities, financial targets, and operating model remain unchanged.
FinWise Bancorp filed a Form 8-K to furnish an investor presentation outlining fourth quarter and full-year 2025 results and its fintech-focused banking strategy. For 2025, total operating revenue was $130.7 million, with net income of $16.1 million and diluted earnings per share of $1.13. Return on average assets was 1.9% and return on average equity was 8.9%, while the efficiency ratio improved to 53.8%. Total assets reached $977.1 million and deposits were $754.6 million as of December 31, 2025. Tangible book value per share rose to $14.15. The presentation highlights rapid growth in strategic program and credit enhanced lending to fintech partners, a diversified loan portfolio with significant SBA exposure, and a strong capital position well above regulatory requirements. Management notes higher 4Q25 credit loss provision, including a $1.1 million after-tax impact from refined servicing and administration standards, and emphasizes continued investment in compliance, risk management and payments infrastructure.
FinWise Bancorp filed a Form 8-K to furnish its latest financial update. The company attached a press release dated January 29, 2026 reporting financial results for the fiscal quarter ended December 31, 2025 as Exhibit 99.1.
The 8-K also furnishes an investor presentation dated January 2026 as Exhibit 99.2 under Regulation FD, providing additional information for investors. Both exhibits are designated as “furnished,” not “filed,” which limits their use for certain securities law purposes.
FinWise Bancorp filed a Form 8-K announcing it has furnished a press release reporting financial results for the fiscal quarter ended September 30, 2025, attached as Exhibit 99.1. The company also furnished an investor presentation as Exhibit 99.2 under Regulation FD.
The materials in Items 2.02 and 7.01 are designated as “furnished,” not “filed,” which means they are not incorporated into other filings unless specifically referenced. FinWise’s common stock trades on NASDAQ under the symbol FINW.
FinWise Bancorp (NASDAQ:FINW) filed an 8-K reporting results of its 26 June 2025 Annual Meeting. Shareholders representing 10.03 million of 13.21 million eligible shares (≈76%) voted.
- Director elections: Kent Landvatter won 7.10 million for / 0.49 million withheld; Howard I. Reynolds won 5.78 million for / 1.81 million withheld. Both will serve until 2028.
- Auditor ratification: Baker Tilly US, LLP approved with 9.61 million for (97.7%), 0.42 million against, 3,896 abstentions.
No other material items, financial results, or forward-looking statements were disclosed.