Finwise director amends Form 4 holdings

Finwise Bancorp director Reynolds Howard I filed an amended Form 4 to correct his reported share ownership, which had been overstated by 10 shares due to a clerical error.

Rhea-AI Filing Summary

Finwise Bancorp director Reynolds Howard I filed an amended Form 4 to correct his reported share ownership, which had been overstated by 10 shares due to a clerical error.

Following the correction, he is shown holding 41,284 common shares directly and 190,248 common shares indirectly through CH Sterling Enterprises, LTD. The amendment does not report any new stock purchases, sales, or option exercises; it only updates the total number of securities beneficially owned.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Reynolds Howard I

Role Director

Type	Security	Shares	Price	Value
holding	Common Stock, par value $0.001 per share	--	--	--
holding	Common Stock, par value $0.001 per share	--	--	--

Holdings After Transaction: Common Stock, par value $0.001 per share — 190,248 shares (Indirect, By: CH Sterling Enterprises, LTD); Common Stock, par value $0.001 per share — 41,284 shares (Direct)

Footnotes (1)

1. F1. The Form 4 filed on April 1, 2026 is being amended to correct the total number of securities beneficially owned, which were overstated in the original Form 4 by 10 shares due to a clerical error.

Key Figures

Direct holdings: 41,284 shares Indirect holdings: 190,248 shares Clerical overstatement: 10 shares +2 more

5 metrics

Direct holdings 41,284 shares Common stock beneficially owned directly after correction

Indirect holdings 190,248 shares Common stock beneficially owned indirectly via CH Sterling Enterprises, LTD

Clerical overstatement 10 shares Prior Form 4 overstated beneficial ownership by this amount

Unknown transaction entries 2 entries Holding lines with unknown transaction codes in Form 4/A

Net buy/sell shares 0 shares No net insider buying or selling reported in this amendment

Key Terms

beneficially owned, Form 4, clerical error, indirect, +1 more

5 terms

beneficially owned financial

"correct the total number of securities beneficially owned, which were overstated"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Form 4 regulatory

"The Form 4 filed on April 1, 2026 is being amended"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

clerical error other

"overstated in the original Form 4 by 10 shares due to a clerical error"

indirect financial

"Indirect ownership reported as By: CH Sterling Enterprises, LTD"

CH Sterling Enterprises, LTD financial

"nature_of_ownership: By: CH Sterling Enterprises, LTD"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did the amended Form 4 for FINW disclose about Reynolds Howard I?

The amended Form 4 for Finwise Bancorp (FINW) corrects director Reynolds Howard I's reported holdings. It states a prior filing overstated beneficial ownership by 10 shares, updating his direct and indirect common stock totals without showing any new transactions.

How many Finwise Bancorp shares does Reynolds Howard I now hold directly?

The amended filing shows Reynolds Howard I directly holds 41,284 shares of Finwise Bancorp common stock. This figure reflects the corrected beneficial ownership after fixing a 10-share clerical overstatement in the original Form 4 filed for FINW.

What indirect FINW share ownership is reported for Reynolds Howard I?

The Form 4/A reports 190,248 shares of Finwise Bancorp common stock held indirectly by CH Sterling Enterprises, LTD. These shares are reported as indirect beneficial ownership related to Reynolds Howard I, separate from his 41,284 directly held shares.

Did the Finwise Bancorp Form 4/A show any insider buying or selling?

The Form 4/A for Finwise Bancorp (FINW) does not show any new insider purchases or sales. Both entries are labeled as holdings with unknown transaction codes, indicating the amendment only corrects ownership totals rather than reporting fresh trades.

Why was the original Finwise Bancorp Form 4 amended for Reynolds Howard I?

The original Form 4 for Finwise Bancorp (FINW) was amended because total securities beneficially owned were overstated by 10 shares. The footnote explains this resulted from a clerical error, and the Form 4/A adjusts the reported ownership figures accordingly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/21/2026 - 05:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reynolds Howard I

(Last) (First) (Middle)

C/O FINWISE BANCORP

756 EAST WINCHESTER ST, SUITE 100

(Street)

MURRAY UTAH 84107

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finwise Bancorp [ FINW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
04/01/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.001 per share								190,248	I	By: CH Sterling Enterprises, LTD
Common Stock, par value $0.001 per share								41,284(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Form 4 filed on April 1, 2026 is being amended to correct the total number of securities beneficially owned, which were overstated in the original Form 4 by 10 shares due to a clerical error.

Remarks:

	/s/ Howard I. Reynolds	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)