Finwise officer reports tax-withholding share disposition

Finwise Bancorp officer Juan Carlos Arias reported a compensation-related share disposition rather than an open-market trade.

Rhea-AI Filing Summary

Finwise Bancorp officer Juan Carlos Arias reported a compensation-related share disposition rather than an open-market trade. On May 28, 2026, 285 shares of common stock were withheld at $14.24 per share to satisfy tax obligations, leaving 8,359 shares held directly.

The filing also lists indirect holdings, including 607 shares held by an IRA, 100 shares held as UTMA custodian for a child, and 380 shares held by his wife’s IRA. These entries reflect how his ownership is split across personal and family accounts.

Insider Trade Summary

Exercise Price or Tax Liability: 285 shares

Exercise Price or Tax Liability 4 txns

Insider Arias Juan Carlos

Role See Remarks

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock, par value $0.001 per share	285	$14.24	$4K
holding	Common Stock, par value $0.001 per share	--	--	--
holding	Common Stock, par value $0.001 per share	--	--	--
holding	Common Stock, par value $0.001 per share	--	--	--

Holdings After Transaction: Common Stock, par value $0.001 per share — 8,359 shares (Direct); Common Stock, par value $0.001 per share — 380 shares (Indirect, By IRA - Wife); Common Stock, par value $0.001 per share — 100 shares (Indirect, By UTMA custodian for child); Common Stock, par value $0.001 per share — 607 shares (Indirect, By IRA)

Key Figures

Tax-withholding shares: 285 shares Tax-withholding price: $14.24 per share Direct holdings after transaction: 8,359 shares +3 more

6 metrics

Tax-withholding shares 285 shares Withheld at $14.24 per share on May 28, 2026

Tax-withholding price $14.24 per share Price used for 285-share F-code disposition

Direct holdings after transaction 8,359 shares Common stock held directly after May 28, 2026

Indirect IRA holdings 607 shares Held indirectly by IRA

UTMA custodial holdings 100 shares Held indirectly as UTMA custodian for child

Spouse IRA holdings 380 shares Held indirectly by IRA - Wife

Key Terms

tax-withholding disposition, Common Stock, par value $0.001 per share, IRA, UTMA custodian

4 terms

tax-withholding disposition financial

"transaction_action: "tax-withholding disposition" for the F-code entry"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Common Stock, par value $0.001 per share financial

"security_title: "Common Stock, par value $0.001 per share""

IRA financial

"nature_of_ownership entries include "By IRA" and "By IRA - Wife""

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

UTMA custodian financial

"nature_of_ownership: "By UTMA custodian for child""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Juan Carlos Arias report in the latest Finwise Bancorp (FINW) Form 4?

Juan Carlos Arias reported a tax-related share disposition, not a market trade. The Form 4 shows 285 shares of Finwise Bancorp common stock withheld to cover tax obligations, along with updated direct and indirect share holdings across several personal and family accounts.

How many Finwise Bancorp (FINW) shares were withheld for taxes in this Form 4?

The Form 4 shows that 285 shares of Finwise Bancorp common stock were withheld for tax obligations at a price of $14.24 per share. This tax-withholding disposition is coded as an F transaction, which reflects payment of exercise price or tax liability using company stock.

How many Finwise Bancorp (FINW) shares does Juan Carlos Arias hold directly after this filing?

After the tax-withholding transaction, Juan Carlos Arias directly holds 8,359 shares of Finwise Bancorp common stock. This figure reflects his direct ownership following the 285-share tax-withholding disposition reported on May 28, 2026, and is separate from his indirect holdings through family accounts.

What indirect Finwise Bancorp (FINW) holdings are reported for Juan Carlos Arias?

The Form 4 lists several indirect positions: 607 shares held by an IRA, 100 shares held as UTMA custodian for a child, and 380 shares held by his wife’s IRA. These accounts are all reported as indirect ownership interests in Finwise Bancorp common stock.

Does the Form 4 for Finwise Bancorp (FINW) show an open-market sale by Juan Carlos Arias?

No, the filing reports a tax-withholding disposition coded F, not an open-market sale. In this type of transaction, 285 shares were delivered to cover tax obligations or exercise price, while Arias retained 8,359 shares directly plus additional indirect holdings.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/01/2026 - 04:08 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Arias Juan Carlos

(Last) (First) (Middle)

C/O FINWISE BANK

756 EAST WINCHESTER, SUITE 100

(Street)

MURRAY UTAH 84107

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finwise Bancorp [ FINW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See Remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.001 per share	05/28/2026		F		285	D	$14.24	8,359	D
Common Stock, par value $0.001 per share								380	I	By IRA - Wife
Common Stock, par value $0.001 per share								100	I	By UTMA custodian for child
Common Stock, par value $0.001 per share								607	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Relationship of Reporting Person(s) to Issuer: EVP, Chief Strategy Officer of FinWise Bank, a wholly owned subsidiary of FinWise Bancorp

	/s/ Juan C. Arias	06/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)