Finwise Bancorp (FINW) director gets 3,179-share stock grant

Q: What insider transaction did FINW director Gerald Cunningham report?

Gerald Edwin Cunningham reported receiving a grant of 3,179 Finwise Bancorp common shares on March 31, 2026. The filing classifies this as a grant, award, or other acquisition, increasing his directly held position in the company’s common stock.

Q: What indirect Finwise Bancorp holdings did Gerald Cunningham report on Form 4?

The Form 4 shows Gerald Cunningham has an indirect holding of 84,462 Finwise Bancorp shares . These shares are held by the “Gerald E. Cunningham Revocable Trust as of 9-24-2007,” indicating a trust structure in addition to his directly owned shares.

Q: How is the grant price for Gerald Cunningham’s FINW shares determined?

A footnote explains the reported $15.73 grant price equals the average closing price of Finwise Bancorp common stock for the fifteen trading days ending the day before the grant date. This formula sets the valuation used for the awarded shares.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Finwise Bancorp director Gerald Edwin Cunningham reported a stock grant and updated holdings. On March 31, 2026, he received a grant of 3,179 shares of common stock at an average price of $15.73 per share, described as a grant, award, or other acquisition.

Following this grant, his direct ownership rose to 77,129 common shares. He also reported indirect ownership of 84,462 common shares held through the Gerald E. Cunningham Revocable Trust dated September 24, 2007. The grant price reflects the average closing price over the prior fifteen trading days.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Cunningham Gerald Edwin

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, par value $0.001 per share	3,179	$15.73	$50K
holding	Common Stock, par value $0.001 per share	--	--	--

Holdings After Transaction: Common Stock, par value $0.001 per share — 77,129 shares (Direct); Common Stock, par value $0.001 per share — 84,462 shares (Indirect, By: Gerald E. Cunningham Revocable Trust as of 9-24-2007)

Footnotes (1)

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Key Figures

Shares granted: 3,179 shares Grant price: $15.73 per share Direct holdings after grant: 77,129 shares +2 more

5 metrics

Shares granted 3,179 shares Common stock grant on March 31, 2026

Grant price $15.73 per share Average closing price over 15 trading days before grant

Direct holdings after grant 77,129 shares Total Finwise Bancorp common shares held directly post-transaction

Indirect holdings (trust) 84,462 shares Held by Gerald E. Cunningham Revocable Trust as of 9-24-2007

Transaction direction Acquisition via grant/award Form 4 code A, non-derivative common stock

Key Terms

Grant, award, or other acquisition, Revocable Trust, average closing price, Common Stock, par value $0.001 per share

4 terms

Grant, award, or other acquisition financial

"transaction_action is described as grant/award acquisition for the 3,179 shares"

Revocable Trust financial

"nature_of_ownership: By: Gerald E. Cunningham Revocable Trust as of 9-24-2007"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

average closing price financial

"price equals the average closing price of the issuer's common stock for fifteen trading days"

Form 4 Insider Transactions: What Each Field Means →

04/01/2026 - 04:10 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cunningham Gerald Edwin

(Last)

(First)

(Middle)

C/O FINWISE BANCORP

756 EAST WINCHESTER ST, SUITE 100

(Street)

MURRAY

UTAH

84107

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finwise Bancorp [ FINW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock, par value $0.001 per share	03/31/2026		A		3,179	A	$15.73⁽¹⁾	77,129	D
Common Stock, par value $0.001 per share								84,462	I	By: Gerald E. Cunningham Revocable Trust as of 9-24-2007

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. The price reported in Column 4 is equal to the average closing price of the issuer's common stock for the fifteen trading days ending the day before the date of grant.

Remarks:

	/s/ Gerald Edwin Cunningham	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did FINW director Gerald Cunningham report?

Gerald Edwin Cunningham reported receiving a grant of 3,179 Finwise Bancorp common shares on March 31, 2026. The filing classifies this as a grant, award, or other acquisition, increasing his directly held position in the company’s common stock.

At what price was Gerald Cunningham’s Finwise Bancorp stock grant valued?

The 3,179-share grant to Gerald Cunningham was valued at an average price of $15.73 per share. A footnote explains this price equals the average closing price of Finwise Bancorp common stock over the fifteen trading days before the grant date.

How many Finwise Bancorp shares does Gerald Cunningham now hold directly?

After the March 31, 2026 grant, Gerald Cunningham directly owns 77,129 shares of Finwise Bancorp common stock. This figure reflects his total direct holdings immediately following the reported acquisition of 3,179 additional shares under the compensation-related grant.

What indirect Finwise Bancorp holdings did Gerald Cunningham report on Form 4?

The Form 4 shows Gerald Cunningham has an indirect holding of 84,462 Finwise Bancorp shares. These shares are held by the “Gerald E. Cunningham Revocable Trust as of 9-24-2007,” indicating a trust structure in addition to his directly owned shares.

Was Gerald Cunningham’s FINW transaction a market purchase or a grant?

The filing states Cunningham’s 3,179-share acquisition was a grant, award, or other acquisition, not an open-market purchase. It is coded as a compensation-type grant, with the price based on the average closing price over fifteen prior trading days.

How is the grant price for Gerald Cunningham’s FINW shares determined?

A footnote explains the reported $15.73 grant price equals the average closing price of Finwise Bancorp common stock for the fifteen trading days ending the day before the grant date. This formula sets the valuation used for the awarded shares.