STOCK TITAN

Finwise Bancorp (FINW) officer logs 348-share tax-withholding stock disposition

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Finwise Bancorp officer Juan Carlos Arias reported updated holdings in the company’s common stock. On May 27, 2026, 348 shares of directly held stock were disposed of as a tax-withholding disposition at $14.00 per share, leaving 8,644 shares held directly. In addition, the filing lists indirect holdings of 607 shares held by an IRA, 100 shares held as UTMA custodian for a child, and 380 shares held by an IRA in the name of his wife.

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Negative

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Insider Arias Juan Carlos
Role See Remarks
Type Security Shares Price Value
Exercise Price or Tax Liability Common Stock, par value $0.001 per share 348 $14.00 $5K
holding Common Stock, par value $0.001 per share -- -- --
holding Common Stock, par value $0.001 per share -- -- --
holding Common Stock, par value $0.001 per share -- -- --
Holdings After Transaction: Common Stock, par value $0.001 per share — 8,644 shares (Direct); Common Stock, par value $0.001 per share — 380 shares (Indirect, By IRA - Wife); Common Stock, par value $0.001 per share — 100 shares (Indirect, By UTMA custodian for child); Common Stock, par value $0.001 per share — 607 shares (Indirect, By IRA)
Tax-withholding shares 348 shares Disposed to cover tax obligations at $14.00 per share on May 27, 2026
Tax-withholding price $14.00 per share Price for 348-share tax-withholding disposition
Direct holdings after transaction 8,644 shares Direct Finwise Bancorp common stock held following tax-withholding disposition
Indirect IRA holdings 607 shares Finwise Bancorp shares held indirectly by IRA
UTMA custodial holdings 100 shares Finwise Bancorp shares held indirectly as UTMA custodian for child
Spouse IRA holdings 380 shares Finwise Bancorp shares held indirectly by IRA in wife’s name
Form 4 regulatory
"This Form 4 reflects updated holdings and a tax-withholding disposition."
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
tax-withholding disposition financial
"The 348-share event is reported as a tax-withholding disposition at $14.00 per share."
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
UTMA financial
"100 shares are held indirectly as UTMA custodian for a child."
IRA financial
"Indirect holdings include 607 shares by an IRA and 380 shares by an IRA in his wife’s name."
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Juan Carlos Arias report for Finwise Bancorp (FINW)?

Juan Carlos Arias reported a tax-withholding disposition of 348 Finwise Bancorp shares at $14.00 per share. This represents shares withheld to cover tax obligations, rather than an open-market sale, as part of his equity compensation activity.

How many Finwise Bancorp shares does Juan Carlos Arias hold directly after this Form 4?

After the reported tax-withholding disposition, Juan Carlos Arias directly holds 8,644 shares of Finwise Bancorp common stock. This figure reflects his remaining direct ownership following the 348-share tax-withholding transaction on May 27, 2026.

What indirect Finwise Bancorp holdings are reported for Juan Carlos Arias on this Form 4?

The Form 4 lists indirect holdings of 607 shares by an IRA, 100 shares as UTMA custodian for a child, and 380 shares by an IRA in his wife’s name, all in Finwise Bancorp common stock.

Was the 348-share Finwise Bancorp transaction a market sale by Juan Carlos Arias?

The 348-share transaction is reported as a tax-withholding disposition, not an open-market sale. Shares were delivered at $14.00 per share to satisfy exercise price or tax liabilities related to equity compensation.

Does this Finwise Bancorp Form 4 show any option exercises or derivative transactions?

The filing shows no derivative transactions or option exercises, with derivativeTransactionCount at 0. The only disposition event is the 348-share tax-withholding entry, alongside updates to indirect holding balances.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Arias Juan Carlos

(Last)(First)(Middle)
C/O FINWISE BANK
756 EAST WINCHESTER, SUITE 100

(Street)
MURRAY UTAH 84107

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Finwise Bancorp [ FINW ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
See Remarks
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, par value $0.001 per share05/27/2026F348D$148,644D
Common Stock, par value $0.001 per share380IBy IRA - Wife
Common Stock, par value $0.001 per share100IBy UTMA custodian for child
Common Stock, par value $0.001 per share607IBy IRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
Remarks:
Relationship of Reporting Person(s) to Issuer: EVP, Chief Strategy Officer of FinWise Bank, a wholly owned subsidiary of FinWise Bancorp
/s/ Juan C. Arias05/28/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)