Finwise director awarded 3,189 common shares

Reynolds Howard I reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Reynolds Howard I reported acquisition or exercise transactions in this Form 4 filing.

Finwise Bancorp director Reynolds Howard I received a grant of 3,189 shares of common stock on March 31, 2026. The award was priced at $15.73 per share, equal to the average closing price over the fifteen trading days before the grant date.

Following this grant, he holds 41,294 shares directly. The filing also reports indirect ownership of 190,248 shares through CH Sterling Enterprises, LTD.

Insider Trade Summary

Grant/Award: 3,189 shares

Grant/Award 2 txns

Insider Reynolds Howard I

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, par value $0.001 per share	3,189	$15.73	$50K
holding	Common Stock, par value $0.001 per share	--	--	--

Holdings After Transaction: Common Stock, par value $0.001 per share — 41,294 shares (Direct); Common Stock, par value $0.001 per share — 190,248 shares (Indirect, By: CH Sterling Enterprises, LTD)

Footnotes (1)

1. F1. The price reported in Column 4 is equal to the average closing price of the issuer's common stock for the fifteen trading days ending the day before the date of grant.

Key Figures

Share grant: 3,189 shares Grant valuation price: $15.73 per share Direct holdings after grant: 41,294 shares +1 more

4 metrics

Share grant 3,189 shares Common stock awarded to director on March 31, 2026

Grant valuation price $15.73 per share Average closing price over fifteen trading days before grant

Direct holdings after grant 41,294 shares Common stock held directly by Reynolds Howard I after award

Indirect holdings 190,248 shares Common stock held indirectly via CH Sterling Enterprises, LTD

Key Terms

Grant, award, or other acquisition, indirect ownership, average closing price

3 terms

Grant, award, or other acquisition financial

"Transaction code A is described as a Grant, award, or other acquisition."

indirect ownership financial

"Indirect ownership is reported as held By: CH Sterling Enterprises, LTD."

average closing price financial

"The reported price equals the average closing price over fifteen trading days."

The average closing price is the arithmetic mean of a security’s end-of-day prices over a chosen period, found by adding each day’s closing price and dividing by the number of days. It smooths out daily ups and downs to show a typical market value—like averaging daily temperatures to understand a month’s climate—and helps investors spot trends, judge whether a stock is generally rising or falling, and make clearer buy or sell decisions.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Finwise Bancorp (FINW) disclose for Reynolds Howard I?

Finwise Bancorp reported that director Reynolds Howard I received a grant of 3,189 shares of common stock. The shares were awarded on March 31, 2026 at $15.73 per share, increasing his reported direct and indirect holdings in the company.

At what price were the new Finwise Bancorp (FINW) shares granted to the director?

The 3,189 Finwise Bancorp shares granted to director Reynolds Howard I were valued at $15.73 per share. This price equals the average closing price of the company’s common stock over the fifteen trading days ending the day before the grant date.

How many Finwise Bancorp (FINW) shares does Reynolds Howard I hold directly after the grant?

After the March 31, 2026 grant, Reynolds Howard I holds 41,294 Finwise Bancorp common shares directly. This total reflects the addition of 3,189 awarded shares to his existing direct position, as reported in the Form 4 insider filing.

What indirect Finwise Bancorp (FINW) holdings were reported for Reynolds Howard I?

The filing shows that 190,248 Finwise Bancorp common shares are held indirectly for Reynolds Howard I through CH Sterling Enterprises, LTD. This indirect ownership is reported separately from his direct holdings and reflects shares attributed via that related entity.

Was the Finwise Bancorp (FINW) share grant to Reynolds Howard I an open-market purchase?

No. The Form 4 classifies the 3,189 shares as a “Grant, award, or other acquisition,” not an open-market purchase. The price used reflects the average closing price over fifteen prior trading days rather than a single market trade.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/01/2026 - 04:12 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reynolds Howard I

(Last) (First) (Middle)

C/O FINWISE BANCORP

756 EAST WINCHESTER ST, SUITE 100

(Street)

MURRAY UTAH 84107

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finwise Bancorp [ FINW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.001 per share	03/31/2026		A		3,189	A	$15.73(1)	41,294	D
Common Stock, par value $0.001 per share								190,248	I	By: CH Sterling Enterprises, LTD

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is equal to the average closing price of the issuer's common stock for the fifteen trading days ending the day before the date of grant.

Remarks:

	/s/ Howard I. Reynolds	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)