Every 10-Q that Financial Instns Inc (FISI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FISI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FISI filings page.
Financial Institutions, Inc. reported improved results for the quarter ended June 30, 2026. Net interest income rose to $53.361 million from $49.122 million a year earlier as total interest expense decreased. Quarterly net income increased to $21.184 million from $17.532 million, and diluted EPS improved to $1.04 from $0.85. For the first six months, net income was $42.169 million versus $34.410 million, with diluted EPS of $2.08 compared with $1.66. The provision for credit losses was $3.108 million for the quarter and $5.347 million year-to-date.
Total assets were $6.335 billion at June 30, 2026, up from $6.274 billion at December 31, 2025, driven mainly by loan growth to $4.705 billion net of allowance for credit losses. Deposits increased to $5.299 billion, and total shareholders’ equity rose to $643.441 million, while accumulated other comprehensive loss widened to $43.349 million due to unrealized losses on available-for-sale securities. The company paid common dividends of $0.32 per share for the quarter.
Financial Institutions, Inc. reported stronger results for the three months ended March 31, 2026. Net income rose to $20.99 million from $16.88 million a year earlier, and net income available to common shareholders reached $20.62 million.
Net interest income increased to $51.99 million from $46.86 million, as interest expense on deposits declined and provision for credit losses decreased to $2.24 million. Basic earnings per common share improved to $1.05 from $0.82, while diluted EPS was $1.04.
Total assets were $6.29 billion and total deposits were $5.34 billion as of March 31, 2026. Comprehensive income was $14.69 million, reflecting unrealized losses in the securities and hedging portfolios, and the allowance for credit losses on loans declined to $44.66 million.
Financial Institutions, Inc. (FISI) filed its Q3 2025 report, showing stronger profitability and a firmer balance sheet. Net income for the quarter was $20,477 thousand, up from $13,466 thousand a year ago, with diluted EPS of $0.99 versus $0.84. Net interest income rose to $51,789 thousand from $40,681 thousand as deposit costs eased and loan yields held up, while the provision for credit losses was $2,732 thousand (prior year $3,104 thousand).
Noninterest income improved to $12,056 thousand, aided by higher company-owned life insurance income and securities gains, and noninterest expense was $35,875 thousand. Total assets reached $6,288,052 thousand, supported by loan growth to $4,543,131 thousand (net). Deposits increased to $5,357,809 thousand, with higher time and savings balances. Shareholders’ equity strengthened to $621,720 thousand as accumulated other comprehensive loss narrowed to $(36,758) thousand. The company declared a $0.31 common dividend for the quarter.
Operating cash flow was $(2,602) thousand year-to-date, with investing cash use of $(77,765) thousand and financing inflows of $178,991 thousand. The registrant reported 20,130,546 common shares outstanding as of October 30, 2025.