Welcome to our dedicated page for Fiserv SEC filings (Ticker: FISV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Fiserv, Inc. filings document the regulatory record for a payments and financial services technology company with common stock and listed senior notes registered on Nasdaq. Recent Form 8-K reports furnish quarterly and annual operating results, including disclosures tied to Merchant Solutions, Financial Solutions, revenue, earnings and related exhibits.
Proxy materials describe shareholder voting matters, board composition and refreshment, executive compensation, equity awards and governance around the One Fiserv action plan. The filing record also identifies capital-structure information, including common stock and senior notes, and formal material-event disclosures for compensation, results and other corporate matters.
Fiserv, Inc. files its Annual Report describing a global payments and financial technology business serving merchants, banks and public-sector clients. For 2025, Fiserv generated $21.2 billion in total revenue, with $5.8 billion in operating income and $6.1 billion of net cash from operating activities.
The company reports that processing and services revenue made up 80% of total revenue, mostly from multi‑year, account‑ and transaction‑based contracts. About 84% of 2025 revenue came from the U.S. and Canada, with 16% from international regions, reflecting a primarily North American customer base with growing global exposure.
Fiserv operates through Merchant Solutions, Financial Solutions and Banking, anchored by platforms such as Clover, Commerce Hub, CardHub, DNA, Finxact and VisionPLUS. Its “One Fiserv” action plan focuses on expanding enterprise and small‑business relationships, embedded finance, and AI‑enabled operational efficiency, including new offerings like the FIUSD stablecoin.
The report also details extensive regulatory, cybersecurity and competitive risks, including evolving rules on payments, data privacy, anti‑money‑laundering and stablecoins, as well as challenges from fast‑moving technology and artificial intelligence adoption.
Fiserv, Inc. files its Annual Report describing a global payments and financial technology business serving merchants, banks and public-sector clients. For 2025, Fiserv generated $21.2 billion in total revenue, with $5.8 billion in operating income and $6.1 billion of net cash from operating activities.
The company reports that processing and services revenue made up 80% of total revenue, mostly from multi‑year, account‑ and transaction‑based contracts. About 84% of 2025 revenue came from the U.S. and Canada, with 16% from international regions, reflecting a primarily North American customer base with growing global exposure.
Fiserv operates through Merchant Solutions, Financial Solutions and Banking, anchored by platforms such as Clover, Commerce Hub, CardHub, DNA, Finxact and VisionPLUS. Its “One Fiserv” action plan focuses on expanding enterprise and small‑business relationships, embedded finance, and AI‑enabled operational efficiency, including new offerings like the FIUSD stablecoin.
The report also details extensive regulatory, cybersecurity and competitive risks, including evolving rules on payments, data privacy, anti‑money‑laundering and stablecoins, as well as challenges from fast‑moving technology and artificial intelligence adoption.
Dodge & Cox reports beneficial ownership of 49,474,622 shares of Fiserv, Inc. common stock, representing 9.2% of the class as of 12/31/2025. It has sole voting power over 46,768,972 shares and sole dispositive power over 49,474,622 shares, with no shared voting or dispositive power.
The filing states the securities are held in the ordinary course of business, not for the purpose of changing or influencing control of Fiserv. Clients of Dodge & Cox, including Dodge & Cox Stock Fund, have rights to dividends and sale proceeds; Dodge & Cox Stock Fund holds 31,869,400 shares, or 5.9% of the class.
Dodge & Cox reports beneficial ownership of 49,474,622 shares of Fiserv, Inc. common stock, representing 9.2% of the class as of 12/31/2025. It has sole voting power over 46,768,972 shares and sole dispositive power over 49,474,622 shares, with no shared voting or dispositive power.
The filing states the securities are held in the ordinary course of business, not for the purpose of changing or influencing control of Fiserv. Clients of Dodge & Cox, including Dodge & Cox Stock Fund, have rights to dividends and sale proceeds; Dodge & Cox Stock Fund holds 31,869,400 shares, or 5.9% of the class.
Fiserv, Inc. reported modest 2025 growth but weaker margins and earnings momentum. GAAP revenue rose 1% in the fourth quarter to $5.28 billion and 4% for the full year to $21.19 billion, led by Merchant Solutions, while Financial Solutions grew more slowly.
GAAP diluted EPS was $1.51 in the quarter, down 8%, and $6.34 for 2025, up 18% helped by a large 2024 impairment charge. GAAP operating margin fell to 24.4% in the quarter and 27.5% for the year, with margin compression in both Merchant and Financial segments.
On a non-GAAP basis, adjusted revenue was flat at $4.90 billion in the quarter and up 4% to $19.80 billion for 2025. Organic revenue was flat in the quarter and grew 4% for the year. Adjusted EPS dropped 21% to $1.99 in the quarter and 2% to $8.64 for the full year as adjusted operating margin declined.
Fiserv generated $6.06 billion of operating cash flow and $4.44 billion of free cash flow in 2025, and repurchased 32.2 million shares for $5.6 billion. It completed the acquisition of StoneCastle Cash Management and guided for 2026 organic revenue growth of 1%–3% with adjusted EPS of $8.00–$8.30.
Fiserv, Inc. reported modest 2025 growth but weaker margins and earnings momentum. GAAP revenue rose 1% in the fourth quarter to $5.28 billion and 4% for the full year to $21.19 billion, led by Merchant Solutions, while Financial Solutions grew more slowly.
GAAP diluted EPS was $1.51 in the quarter, down 8%, and $6.34 for 2025, up 18% helped by a large 2024 impairment charge. GAAP operating margin fell to 24.4% in the quarter and 27.5% for the year, with margin compression in both Merchant and Financial segments.
On a non-GAAP basis, adjusted revenue was flat at $4.90 billion in the quarter and up 4% to $19.80 billion for 2025. Organic revenue was flat in the quarter and grew 4% for the year. Adjusted EPS dropped 21% to $1.99 in the quarter and 2% to $8.64 for the full year as adjusted operating margin declined.
Fiserv generated $6.06 billion of operating cash flow and $4.44 billion of free cash flow in 2025, and repurchased 32.2 million shares for $5.6 billion. It completed the acquisition of StoneCastle Cash Management and guided for 2026 organic revenue growth of 1%–3% with adjusted EPS of $8.00–$8.30.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a routine share withholding tied to equity compensation. On 02/07/2026, 4,438 shares of common stock were withheld at $60 per share to cover tax liabilities arising from the vesting of restricted stock units. After this transaction, he directly beneficially owned 62,429 shares of Fiserv common stock.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a routine share withholding tied to equity compensation. On 02/07/2026, 4,438 shares of common stock were withheld at $60 per share to cover tax liabilities arising from the vesting of restricted stock units. After this transaction, he directly beneficially owned 62,429 shares of Fiserv common stock.
Fiserv Inc. executive Andrew Gelb reported a tax-related share withholding. On 02/07/2026, 1,096 shares of Fiserv common stock were withheld at $60 per share to cover tax liability from vesting restricted stock units. After this non-market transaction, he beneficially owned 24,289 shares directly.
Fiserv Inc. executive Andrew Gelb reported a tax-related share withholding. On 02/07/2026, 1,096 shares of Fiserv common stock were withheld at $60 per share to cover tax liability from vesting restricted stock units. After this non-market transaction, he beneficially owned 24,289 shares directly.
Kenneth Best, Chief Accounting Officer of Fiserv Inc., reported a routine share withholding related to equity compensation. On February 7, 2026, 434 shares of Fiserv common stock were withheld at $60 per share to cover taxes upon vesting of restricted stock units. This was recorded as a disposition on a Form 4 but did not involve an open-market sale. After this transaction, Best directly beneficially owned 50,690 shares of Fiserv common stock.
Kenneth Best, Chief Accounting Officer of Fiserv Inc., reported a routine share withholding related to equity compensation. On February 7, 2026, 434 shares of Fiserv common stock were withheld at $60 per share to cover taxes upon vesting of restricted stock units. This was recorded as a disposition on a Form 4 but did not involve an open-market sale. After this transaction, Best directly beneficially owned 50,690 shares of Fiserv common stock.
The Vanguard Group filed an amended Schedule 13G reporting a large ownership position in Fiserv Inc. It reports beneficial ownership of 63,408,549 shares of Fiserv common stock, representing 11.78% of the outstanding class as of the event date.
Vanguard reports no sole voting or dispositive power, with shared voting power over 5,469,076 shares and shared dispositive power over 63,408,549 shares. The filing states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of Fiserv.
Vanguard also notes an internal realignment effective January 12, 2026, after which certain subsidiaries or business divisions may report beneficial ownership separately while pursuing the same investment strategies as before.
The Vanguard Group filed an amended Schedule 13G reporting a large ownership position in Fiserv Inc. It reports beneficial ownership of 63,408,549 shares of Fiserv common stock, representing 11.78% of the outstanding class as of the event date.
Vanguard reports no sole voting or dispositive power, with shared voting power over 5,469,076 shares and shared dispositive power over 63,408,549 shares. The filing states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of Fiserv.
Vanguard also notes an internal realignment effective January 12, 2026, after which certain subsidiaries or business divisions may report beneficial ownership separately while pursuing the same investment strategies as before.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a Form 4 transaction involving company common stock. On 01/17/2026, 25,790 shares of common stock were withheld at a price of $66.29 per share. According to the footnote, this withholding reflects payment of tax liability related to the vesting of restricted stock units, rather than an open-market sale. After this tax-related withholding, Georgakopoulos beneficially owns 66,867 shares of Fiserv common stock directly.
Fiserv Inc. Co-President Panagiotis Georgakopoulos reported a Form 4 transaction involving company common stock. On 01/17/2026, 25,790 shares of common stock were withheld at a price of $66.29 per share. According to the footnote, this withholding reflects payment of tax liability related to the vesting of restricted stock units, rather than an open-market sale. After this tax-related withholding, Georgakopoulos beneficially owns 66,867 shares of Fiserv common stock directly.
Fiserv, Inc. reported an equity grant to one of its directors. On 01/01/2026, the director acquired 1,743 shares of Fiserv common stock at a price of $0, reported as an acquisition of non-derivative securities held directly. An explanation clarifies that these are restricted stock units, each representing a contingent right to receive one share of Fiserv common stock. The units vest 100% on the earlier of the first anniversary of the grant date or immediately before the first annual shareholder meeting after the grant date.
Fiserv, Inc. reported an equity grant to one of its directors. On 01/01/2026, the director acquired 1,743 shares of Fiserv common stock at a price of $0, reported as an acquisition of non-derivative securities held directly. An explanation clarifies that these are restricted stock units, each representing a contingent right to receive one share of Fiserv common stock. The units vest 100% on the earlier of the first anniversary of the grant date or immediately before the first annual shareholder meeting after the grant date.
Fiserv, Inc. reported that one of its directors received a grant of restricted stock units on 01/01/2026. The Form 4 shows an acquisition of 1,314 shares of common stock at a price of $0, reported as directly owned after the transaction. These are restricted stock units, each representing a contingent right to receive one share of Fiserv common stock.
The restricted stock units vest 100% on the earlier of the first anniversary of the grant date or immediately prior to the first annual meeting of shareholders after the grant date. After this grant, the director beneficially owns 1,314 shares directly, reflecting a routine equity compensation award rather than an open‑market purchase or sale.
Fiserv, Inc. reported that one of its directors received a grant of restricted stock units on 01/01/2026. The Form 4 shows an acquisition of 1,314 shares of common stock at a price of $0, reported as directly owned after the transaction. These are restricted stock units, each representing a contingent right to receive one share of Fiserv common stock.
The restricted stock units vest 100% on the earlier of the first anniversary of the grant date or immediately prior to the first annual meeting of shareholders after the grant date. After this grant, the director beneficially owns 1,314 shares directly, reflecting a routine equity compensation award rather than an open‑market purchase or sale.