Flagstar Bank (NYSE: FLG) files 8-K on Q4 and full-year 2025 results

Rhea-AI Filing Summary

Flagstar Bank, National Association filed a current report to furnish its latest financial results. The company issued a news release covering its performance for the quarter and year ended December 31, 2025, and attached this press release as Exhibit 99.1 to the filing.

The report clarifies that the disclosure is made through an accompanying press release rather than detailed financial tables in the 8-K itself. The filing is signed on behalf of the bank by Executive Vice President and Director of Investor Relations, Salvatore DiMartino.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 30, 2026

Flagstar Bank, National Association

(Exact Name of Registrant as Specified in Charter)

United States of America

1-31565

38-2734984

(State or Other Jurisdiction of Incorporation)

Commission File Number

(IRS Employer Identification No.)

102 Duffy Avenue,			Hicksville,			New York			11801
(Address of principal executive offices)

(516) 683-4100

(Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Common stock, $0.01 par value per share

FLG

New York Stock Exchange

Bifurcated Option Note Unit Securities SM

FLG PRU

New York Stock Exchange

Depositary Shares each representing a 1/40th interest in a share of Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock

FLG PRA

New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange

Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 30, 2026, Flagstar Bank, National Association (the “Company”) issued a news release reporting its financial results for the quarter and year ended December 31, 2025. A copy of the news release is attached as Exhibit 99.1 to this report.

Item 9.01 Financial Statements and Exhibits

(d) Attached as Exhibit 99.1 is the news release issued by the Company on January 30, 2026 to report its financial results for the quarter and year ended December 31, 2025.

Exhibit						Description of Exhibit
No.
99.1						Press release issued by the Company on January 30, 2026
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date:			January 30, 2026						FLAGSTAR BANK, NATIONAL ASSOCIATION
									/s/ Salvatore DiMartino
									Salvatore DiMartino
									Executive Vice President and Director of Investor Relations

FAQ

What did Flagstar Bank (FLG) disclose in this 8-K filing?

Flagstar Bank disclosed that it issued a news release reporting financial results for the quarter and year ended December 31, 2025. The press release is attached as Exhibit 99.1, making the detailed financial information available outside the body of the 8-K.

Which financial period does Flagstar Bank’s (FLG) press release cover?

The Flagstar Bank press release covers the quarter and full year ended December 31, 2025. This means it provides both quarterly and annual financial information for 2025, although the specific figures are contained in Exhibit 99.1 rather than in the filing text.

Where can investors find the detailed financial results for Flagstar Bank (FLG)?

Investors can find detailed financial results in Exhibit 99.1 to the 8-K, which is the press release issued on January 30, 2026. The main filing simply notes the release, while the exhibit contains the specific quarterly and annual financial data.

Who signed the Flagstar Bank (FLG) 8-K furnishing the 2025 results release?

The 8-K was signed on behalf of Flagstar Bank by Salvatore DiMartino, Executive Vice President and Director of Investor Relations. His signature confirms the bank’s authorization of the filing that furnishes the financial results press release as Exhibit 99.1.

What exhibits are included with this Flagstar Bank (FLG) 8-K filing?

The filing includes Exhibit 99.1, a press release issued January 30, 2026 reporting quarterly and annual 2025 results, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document, which supports electronic access and tagging of basic cover information.