[8-K] FLAGSTAR FINANCIAL, INC. Reports Material Event

Rhea-AI Filing Summary

Flagstar Bank, National Association filed an 8-K stating it issued a news release reporting financial results for the quarter ended September 30, 2025. The release is furnished as Exhibit 99.1.

The filing lists the company’s securities on the NYSE: common stock (FLG), Bifurcated Option Note Unit Securities SM (FLG PRU), and depositary shares for Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock (FLG PRA). The report was signed by Executive Vice President and Director of Investor Relations, Salvatore DiMartino.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 24, 2025

Flagstar Bank, National Association

(Exact Name of Registrant as Specified in Charter)

United States of America

1-31565

38-2734984

(State or Other Jurisdiction of Incorporation)

Commission File Number

(IRS Employer Identification No.)

102 Duffy Avenue,			Hicksville,			New York			11801
(Address of principal executive offices)

(516) 683-4100

(Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Common stock, $0.01 par value per share

FLG

New York Stock Exchange

Bifurcated Option Note Unit Securities SM

FLG PRU

New York Stock Exchange

Depositary Shares each representing a 1/40th interest in a share of Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock

FLG PRA

New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange

Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 24, 2025, Flagstar Bank, National Association (the “Company”) issued a news release reporting its financial results for the quarter ended September 30, 2025. A copy of the news release is attached as Exhibit 99.1 to this report.

Item 9.01 Financial Statements and Exhibits

(d) Attached as Exhibit 99.1 is the news release issued by the Company on October 24, 2025 to report its financial results for the quarter ended September 30, 2025.

Exhibit						Description of Exhibit
No.
99.1						Press release issued by the Company on October 24, 2025
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date:			October 24, 2025						FLAGSTAR BANK, NATIONAL ASSOCIATION
									/s/ Salvatore DiMartino
									Salvatore DiMartino
									Executive Vice President and Director of Investor Relations

FAQ

What did Flagstar Bank (FLG) disclose in this 8-K?

The company issued a news release reporting financial results for the quarter ended September 30, 2025, furnished as Exhibit 99.1.

When was the Flagstar Bank (FLG) press release issued?

The press release was issued on October 24, 2025.

Which period do the reported results cover for FLG?

The news release covers the quarter ended September 30, 2025.

Which exhibits are included with the FLG 8-K?

The filing includes Exhibit 99.1 (press release) and Exhibit 104 (Cover Page Interactive Data File).

What are the NYSE tickers listed for Flagstar Bank?

Listed are FLG (common), FLG PRU (Bifurcated Option Note Unit Securities SM), and FLG PRA (depositary shares of Series A preferred).

Who signed the FLG 8-K?

It was signed by Salvatore DiMartino, Executive Vice President and Director of Investor Relations.

Where is Flagstar Bank’s principal executive office?

The address is 102 Duffy Avenue, Hicksville, New York 11801.