Welcome to our dedicated page for First Long Is SEC filings (Ticker: FLIC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First of Long Island Corporation's SEC filings reveal the financial mechanics behind Long Island's largest independent community bank. Unlike megabanks with complex trading operations, FLIC's disclosures focus on the fundamentals that matter for traditional banking: loan portfolio composition, deposit gathering, and net interest margin trends.
The bank's 10-K annual reports break down its loan book by category, showing the mix of commercial real estate, residential mortgages, and business loans. For community bank investors, these segment details indicate where management sees growth opportunities and where credit risk concentrates. The footnotes disclose allowances for loan losses and nonperforming asset levels, metrics that signal portfolio health.
Quarterly 10-Q filings track how interest rate changes flow through to earnings. Community banks are particularly sensitive to rate movements because their revenue depends heavily on the spread between what they earn on loans and what they pay depositors. FLIC's quarterly disclosures show these dynamics in real time.
Form 4 insider transactions reveal when directors and officers buy or sell FLIC shares. At smaller institutions where management often holds meaningful ownership stakes, these transactions can signal confidence in the bank's direction. Our platform tracks these filings as they post to EDGAR.
8-K filings capture material events between regular reporting periods: dividend declarations, executive changes, or significant loan transactions. For a community bank, these disclosures often provide context that quarterly numbers alone cannot convey.
AI-powered summaries translate banking terminology into plain language, helping you understand capital ratios, interest rate sensitivity disclosures, and regulatory compliance matters without wading through dense financial prose.