FMAO director receives 645-share stock grant

FRANK SIMON R. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

FRANK SIMON R. reported acquisition or exercise transactions in this Form 4 filing.

FARMERS & MERCHANTS BANCORP INC director Frank R. Simon received a grant of 645 shares of Common Stock at $27.14 per share. This compensation-related award increased his direct holdings to 3,265 shares following the transaction. The filing reflects a routine equity grant rather than an open-market purchase or sale.

Insider Trade Summary

Grant/Award: 645 shares

Grant/Award 1 txn

Insider FRANK SIMON R.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	645	$27.14	$18K

Holdings After Transaction: Common Stock — 3,265 shares (Direct)

Key Figures

Shares granted: 645 shares Grant price: $27.14 per share Shares after transaction: 3,265 shares

3 metrics

Shares granted 645 shares Equity grant to director Frank R. Simon

Grant price $27.14 per share Reported transaction price for granted shares

Shares after transaction 3,265 shares Direct holdings following the grant

Key Terms

Common Stock, Grant, award, or other acquisition, transaction code A

3 terms

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

transaction code A regulatory

"transaction_code: "A""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FARMERS & MERCHANTS BANCORP INC (FMAO) disclose for Frank R. Simon?

FARMERS & MERCHANTS BANCORP INC reported that director Frank R. Simon received a grant of 645 shares of Common Stock. The award was recorded at $27.14 per share and classified as a grant, award, or other acquisition under transaction code A.

Was the FMAO insider transaction an open-market purchase or a grant?

The transaction was a share grant, not an open-market purchase. It is coded as transaction type A, described as a grant, award, or other acquisition, indicating routine equity compensation rather than a discretionary market trade in FARMERS & MERCHANTS BANCORP INC stock.

How many FMAO shares does Frank R. Simon hold after this Form 4 transaction?

After receiving the 645-share grant, Frank R. Simon directly holds 3,265 shares of FARMERS & MERCHANTS BANCORP INC Common Stock. This total represents his reported direct ownership following the equity award disclosed in the Form 4 insider filing.

What price per share is associated with Frank R. Simon’s FMAO stock grant?

The grant to Frank R. Simon is reported at $27.14 per share for FARMERS & MERCHANTS BANCORP INC Common Stock. This value is the transaction price per share used for reporting the 645-share equity award on the Form 4 filing.

What does transaction code A mean in the FMAO Form 4 for Frank R. Simon?

Transaction code A on the Form 4 indicates a grant, award, or other acquisition of shares. For FMAO, this means Frank R. Simon’s 645 shares were received as a compensation-related equity grant rather than bought or sold in the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/04/2026 - 05:18 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FRANK SIMON R.

(Last) (First) (Middle)

2950 WALNUT LAKE RD

(Street)

WEST BLOOMFIELD MICHIGAN 48323

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP INC [ FMAO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/04/2026		A		645	A	$27.14	3,265	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/Melinda L. Gies// Attorney in Fact	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)