Farmers & Merchants Bancorp (FMAO) CIO awarded 1,620 shares

Rhea-AI Filing Summary

Singhal Shalini reported acquisition or exercise transactions in this Form 4 filing.

Farmers & Merchants Bancorp SVP/Chief Information Officer Shalini Singhal received a grant of 1,620 shares of common stock under the company’s Long-Term Stock Incentive Plan at a reported price of $25.86 per share. Following this award, Singhal directly owns 8,949 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Singhal Shalini

Role SVP/Chief Information Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,620	$25.86	$42K

Holdings After Transaction: Common Stock — 8,949 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Singhal Shalini

(Last) (First) (Middle)

25743 WOOD CREEK RD

(Street)

PERRYSBURG OH 43551

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP INC [ FMAO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP/Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		A		1,620(1)	A	$25.86	8,949	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock acquired as a result of stock awards issued pursuant to the Company's Long -Term Stock Incentive Plan.

	/s/Melinda L. Gies// Attorney in Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMAO executive Shalini Singhal report?

Shalini Singhal reported receiving a grant of 1,620 shares of Farmers & Merchants Bancorp common stock. The shares were issued as a stock award under the company’s Long-Term Stock Incentive Plan, reflecting equity-based compensation rather than an open-market stock purchase.

How many FMAO shares did Shalini Singhal acquire and at what price?

Shalini Singhal acquired 1,620 shares of Farmers & Merchants Bancorp common stock at a reported price of $25.86 per share. This transaction was classified as a grant, award, or other acquisition, tied to the company’s Long-Term Stock Incentive Plan for executives.

What is Shalini Singhal’s total FMAO share ownership after this Form 4?

After the reported stock award, Shalini Singhal directly owns 8,949 shares of Farmers & Merchants Bancorp common stock. This total reflects her holdings following the 1,620-share grant reported in the Form 4 and is listed as directly owned common stock.

Was the FMAO insider transaction a stock purchase or an equity award?

The transaction was an equity award, not an open-market purchase. Form 4 data identify it as a grant, award, or other acquisition, with footnotes stating the stock was acquired through awards issued under Farmers & Merchants Bancorp’s Long-Term Stock Incentive Plan.

What role does Shalini Singhal hold at Farmers & Merchants Bancorp (FMAO)?

Shalini Singhal serves as Senior Vice President and Chief Information Officer at Farmers & Merchants Bancorp. The Form 4 identifies her as an officer, and the reported stock award represents part of her compensation under the company’s Long-Term Stock Incentive Plan.

Is Shalini Singhal’s ownership of FMAO shares direct or indirect?

Her holdings are reported as directly owned. The Form 4 lists the ownership type as “D” for direct, with no nature-of-ownership footnote indicating trusts, partnerships, or other entities, meaning the 8,949 common shares are attributed directly to Shalini Singhal.