FNB Financial Services, LP is offering up to $500,000,000 aggregate principal amount of nonnegotiable subordinated term, daily, and special daily notes (the “New Notes”), fully and unconditionally guaranteed by F.N.B. Corporation.
Annual interest rates effective October 15, 2025 include examples such as: Subordinated Daily Notes 1.40% (APY 1.41%), 6‑Month Subordinated Term Notes 4.10% (APY 4.16%) marked special, and 120‑Month Subordinated Term Notes 5.50% (APY 5.61%) marked special. Special Daily Notes require a minimum balance of $25,000; Jumbo Daily Notes require $100,000.
Renewals of notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.
Alfred D. Cho, appointed Chief Consumer Banking Officer, reported beneficial ownership of 33,867 shares of FNB (FNB CORP/PA) in an initial Form 3 filing. The shares were awarded at a weighted average price of $16.24 effective on his appointment date of 09/29/2025. The award is subject to a cliff vesting schedule where 100% vests on 09/29/2028, and the shares are held directly by Mr. Cho.
F.N.B. Corporation disclosed that Barry C. Robinson, its Chief Consumer Banking Officer, intends to retire effective October 10, 2025 after 15 years with the company. The filing states this change is part of the company’s executive succession planning and that Alfred D. Cho has been appointed to succeed Mr. Robinson as Chief Consumer Banking Officer.
The notice identifies a planned, orderly leadership transition rather than an abrupt departure and ties the change to the firm’s succession framework; no compensation, change-in-control, or other transactional details are disclosed in the report.