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Fidelity National: July refis +15% YoY, Aug −5%

Fidelity National Financial corrects refinance order trends for July and August 2026, without changing previously announced financial results.

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Fidelity National Financial, Inc. (FNF) clarified year-over-year performance metrics for its refinance opened orders that were discussed in a fireside chat at the Barclays Global Financial Services Conference on September 15, 2026. The company now states that July 2026 refinance opened orders were up approximately 15% year-over-year and August 2026 refinance opened orders were down approximately 5% year-over-year.

Previously, management had indicated that July 2026 refinance opened orders were down 5% year-over-year and that August 2026 refinance opened orders were down in the mid-30% range. The company states that this clarification does not affect its previously announced financial results or its SEC filings.

Positive

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Negative

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Filing Explained

The clarification was furnished under Item 7.01, so it is not deemed filed for Section 18 liability and is not incorporated by reference into other SEC filings unless expressly referenced.

Item 7.01 Regulation FD Disclosure Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
July 2026 refinance opened orders change Up approximately 15% year-over-year Corrected metric disclosed for July 2026
August 2026 refinance opened orders change Down approximately 5% year-over-year Corrected metric disclosed for August 2026
Previously stated July 2026 change Down 5% year-over-year Original statement during conference Q&A, later corrected
Previously stated August 2026 change Down in the mid-30% range year-over-year Original statement during conference Q&A, later corrected
refinance opened orders financial
"year-over-year metrics for the Company's refinance opened orders for July"
fireside chat financial
"participated in a fireside chat at the Barclays Global Financial Services"
Emerging growth company regulatory
"Emerging growth company"
An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.
Exchange Act regulatory
"pursuant to Section 13 or 15(d) of the Securities Exchange Act"
A federal law that sets rules for trading securities on public exchanges, requiring companies and market participants to register, disclose regular financial information, and follow standards that promote honest, orderly markets. For investors, it matters because it creates transparency and legal protections—like stopping insider trading and ensuring timely company disclosures—so you can evaluate risks and rely on consistent rules much as players rely on a referee to keep a game fair.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What metrics did FNF (Fidelity National Financial, Inc.) correct in this 8-K?
FNF corrected year-over-year metrics for its refinance opened orders for July and August 2026 that were discussed during a fireside chat at the Barclays Global Financial Services Conference.

What is the corrected year-over-year change for FNF’s July 2026 refinance opened orders?
FNF reports that July 2026 refinance opened orders were up approximately 15% year-over-year, revising earlier comments that had described them as down 5% year-over-year.

What is the corrected year-over-year change for FNF’s August 2026 refinance opened orders?
FNF reports that August 2026 refinance opened orders were down approximately 5% year-over-year, revising earlier remarks that indicated a decline in the mid-30% range.

Does this clarification affect FNF’s previously announced financial results?
No. FNF states that this clarification of refinance opened order metrics does not affect the company’s previously announced financial results or its filings with the Securities and Exchange Commission.

Is the information in this FNF 8-K considered filed or furnished?
The company states that the information provided under Item 7.01 is furnished, not filed, and is not subject to Section 18 liability or incorporated into other Securities Act or Exchange Act filings, except where specifically referenced.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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United States
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K

Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (date of earliest event reported): September 15, 2026

Fidelity National Financial, Inc.
(Exact Name of Registrant as Specified in its Charter)
001-32630
(Commission File Number)
Nevada16-1725106

(State or Other Jurisdiction of 
Incorporation or Organization)		(IRS Employer Identification Number)
601 Riverside Avenue
Jacksonville, Florida 32204
(Addresses of Principal Executive Offices)
(904) 854-8100
(Registrant's Telephone Number, Including Area Code)
(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of Each ClassTrading SymbolName of Each Exchange on Which Registered
FNF Common Stock, $0.0001 par valueFNFNew York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐





Item 7.01.Regulation FD Disclosure
On September 15, 2026, Fidelity National Financial, Inc. (the "Company"), participated in a fireside chat at the Barclays Global Financial Services Conference. During the question and answer session, the Company provided year-over-year metrics for the Company's refinance opened orders for July and August 2026.
The Company is filing this Current Report on Form 8-K to correct the year-over-year refinance opened order metrics for July and August 2026 as follows:

–July 2026: Refinance opened orders were up approximately 15% year-over-year.
–August 2026: Refinance opened orders were down approximately 5% year-over-year.

During the question and answer session, the Company stated that July 2026 refinance opened orders were down 5% year-over-year and that August 2026 refinance opened orders were down in the mid-30% range.

The Company is furnishing this information to ensure that investors and other market participants have accurate information regarding this matter. This clarification does not affect the Company's previously announced financial results or filings with the Securities and Exchange Commission.

The information furnished pursuant to Item 7.01 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.


Item 9.01Financial Statements and Exhibits
(d) Exhibits
ExhibitDescription
101 Cover Page Interactive Data File (embedded within the Inline XBRL document)


SIGNATURE
     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Fidelity National Financial, Inc.
 
Date:September 16, 2026By:/s/ Anthony J. Park
Name:Anthony J. Park
Title:Chief Financial Officer


Source: View Original Filing on SEC EDGAR

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