FRAF sets Q4 2025 dividend at $0.33; year-over-year up 3.1%

Rhea-AI Filing Summary

Franklin Financial Services Corporation declared a $0.33 per share regular cash dividend for the fourth quarter of 2025. The payout matches the third quarter’s $0.33 and is up from $0.32 in the fourth quarter of 2024, a 3.1% increase year over year. The dividend will be paid on November 26, 2025 to shareholders of record as of November 7, 2025.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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United States

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report: October 17, 2025

FRANKLIN FINANCIAL SERVICES CORPORATION

(Exact name of registrant as specified in its new charter)

	Pennsylvania	001-38884	25-1440803
	(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

	1500 Nitterhouse Drive, Chambersburg, PA	17201
	(Address of principal executive office)	(Zip Code)
	Registrant's telephone number, including area code	(717) 264-6116

N/A

(Former name or former address, if changes since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨   Soliciting material pursuant to Rule 14a –12 under the Exchange Act (17 CFR 240.14a –12)

¨   Pre-commencement communications pursuant to Rule 14d – 2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨   Pre-commencement communications pursuant to Rule 13e – 4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:



Title of class	Symbol	Name of exchange on which registered
Common stock	FRAF	Nasdaq Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

‎

Item 8.01 – Other Events

On October 16, 2025, the Board of Directors of Franklin Financial Services Corporation declared a $.33 per share regular cash dividend for the fourth quarter of 2025. This compares to a $.33 per share regular cash dividend for the third quarter of 2025 and $.32 per share regular cash dividend for the fourth quarter of 2024, which represents an increase of 3.1% over prior year. The regular quarterly cash dividend will be paid November 26, 2025 to shareholders of record at the close of business on November 7, 2025.

Item 9.01 Financial Statements and Exhibits

(c) Exhibits. The following exhibits are filed herewith:

Number Description  

104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FRANKLIN FINANCIAL SERVICES CORPORATION

By: /s/ Craig W. Best

Craig W. Best

President and Chief Executive Officer

Dated: October 17, 2025

FAQ

What dividend did FRAF declare for Q4 2025?

Franklin Financial declared a $0.33 per share regular cash dividend for the fourth quarter of 2025.

When is the FRAF dividend record date for Q4 2025?

Shareholders of record on November 7, 2025 will be eligible for the dividend.

When will Franklin Financial (FRAF) pay the Q4 2025 dividend?

The dividend will be paid on November 26, 2025.

How does the Q4 2025 dividend compare to prior periods for FRAF?

It equals Q3 2025’s $0.33 and is up from Q4 2024’s $0.32, a 3.1% increase year over year.

What type of dividend did Franklin Financial declare?

A regular cash dividend for the fourth quarter of 2025.

What is FRAF's stock exchange and symbol?

Franklin Financial’s common stock trades on the Nasdaq Capital Market under the symbol FRAF.