Welcome to our dedicated page for First Merchants SEC filings (Ticker: FRME), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Merchants Corporation (FRME) SEC filings page provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. First Merchants is an Indiana-incorporated financial holding company whose common stock and depositary shares for its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A (FRMEP), are listed on the Nasdaq Global Select Market. Through its full-service bank charter, First Merchants Bank, the company operates a community banking business that includes personal and business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance.
Among the key filings available are Form 8-K current reports, which First Merchants uses to disclose material events. These include quarterly earnings announcements, where the company reports net interest income, noninterest income, noninterest expense, loan and deposit balances, asset quality measures, and capital ratios, along with details about scheduled earnings conference calls and webcasts. Other 8-K filings document dividend declarations on common stock and on the Series A preferred stock, specifying cash dividend amounts, record dates, and payment dates.
Filings also cover corporate actions such as the entry into a material definitive agreement. For example, First Merchants has filed an 8-K describing its Agreement and Plan of Merger with First Savings Financial Group, Inc., outlining the all-stock merger terms, exchange ratio, anticipated timing, and related voting and registration arrangements. Additional exhibits, such as merger agreements, voting agreements, press releases, and investor presentations, are incorporated by reference in these reports.
On this page, users can review FRME’s SEC filings to analyze how the company describes its financial condition, capital structure, dividend practices, and significant transactions. AI-powered summaries can help explain the contents of lengthy documents, highlight key items in earnings releases, and clarify the implications of corporate actions and preferred stock terms for common and preferred shareholders.
First Merchants Corporation reported that it has received a non-objection from the Federal Reserve Bank of Chicago for its requested waiver of application related to its pending merger with First Savings Financial Group, Inc.
The company previously obtained approvals from the Federal Deposit Insurance Corporation and the Indiana Department of Financial Institutions, so all required regulatory approvals for the merger are now in place. Boards of both companies have approved the transaction, and First Savings’ shareholders approved it at a special meeting on December 19, 2025.
With these steps completed, First Merchants and First Savings anticipate that the merger will become effective as of February 1, 2026, subject to satisfaction of customary closing conditions in the merger agreement. The company also cautions that forward-looking statements about the merger involve risks, including potential failure to meet closing conditions or termination of the agreement.
FIRST MERCHANTS CORP filed a quarterly institutional holdings report on Form 13F, indicating that it is providing a complete 13F holdings report for this period. The filing covers 513 reportable positions with a total reported market value of $2,700,283,340, rounded to the nearest dollar.
The report is signed by Heather Roche, identified as Private Wealth Operations, Assistant Manager, confirming that the information submitted is represented as true, correct, and complete. The filing also notes there are 0 other included managers, meaning the holdings are reported solely by FIRST MERCHANTS CORP.
First Merchants Corporation announced that director Patrick Fehring retired from the Board effective immediately on November 14, 2025. He had served since 2022 and was a member of the Risk and Credit Policy Committee. The company stated his retirement was not due to any disagreement regarding operations, policies, or practices.
On the same date, the Board size was reduced from 13 to 12 members, reflecting Mr. Fehring’s departure.
First Merchants Corporation declared a cash dividend of $0.36 per common share.
The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
First Merchants Corporation announced a cash dividend of $0.36 per common share. The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
The disclosure is presented under Item 8.01 (Other Events) and specifies that the information is furnished, not filed, under the Exchange Act.
First Merchants Corporation filed a prospectus/proxy for an all‑stock merger with First Savings Financial Group, exchanging 0.85 FRME share per FSFG share. Based on FRME prices, the implied value was $33.60 per FSFG share on September 24, 2025 and $31.45 on October 15, 2025. The market value of aggregate consideration was approximately $235.2 million and $220.5 million on those dates, respectively.
Assuming 7,000,558 FSFG shares at closing, FRME expects to issue about 5,950,474 shares. Cash will be paid in lieu of fractional shares, and FSFG options will vest then be cancelled for cash based on the exchange ratio and a 10‑day FRME VWAP. The Merger is intended to qualify as a tax‑free reorganization under Section 368(a).
FSFG shareholders will vote on December 19, 2025; approval requires a majority of outstanding shares, and there are no dissenters’ rights. No FRME vote is required. Regulatory approvals from the Indiana DFI, FDIC, and potentially the Federal Reserve are needed. A $10,000,000 termination fee may apply under certain conditions. Closing is expected in Q1 2026, creating a company with 127 branches and about $21.1 billion in assets.
First Merchants Corp (FRME): Officer Jacob Burkett reported an insider sale. On 11/04/2025, he sold 5,689 shares of common stock at $35.55 per share. Following the transaction, he beneficially owns 27,752.586 shares directly and 3,599.291 shares indirectly through a 401(k) plan. The direct total includes Restricted Stock Awards totaling 21,634.835 shares. Burkett is listed as Chief Information Officer and Senior Vice President.
First Merchants Corporation reported solid third‑quarter results. Net income reached $56.8 million, and diluted EPS was $0.98, up from $0.84 a year ago. Net interest income was $133.7 million versus $131.1 million, while the provision for credit losses declined to $4.3 million from $5.0 million, supporting earnings.
Fee businesses contributed meaningfully: noninterest income rose to $32.5 million from $24.9 million on steady service charges, fiduciary fees, and higher mortgage‑related gains. Expenses were contained at $96.6 million versus $94.6 million, reflecting disciplined cost control.
The balance sheet expanded. Loans were $13.59 billion and deposits were $14.87 billion. Total assets were $18.81 billion. Stockholders’ equity rose to $2.41 billion, and accumulated other comprehensive loss improved to $(155.9) million from $(188.7) million at year‑end. The company paid a common dividend of $0.36 per share in the quarter. As of October 27, 2025, common shares outstanding were 57,825,020. The glossary notes a Merger Agreement with First Savings Financial Group with an exchange ratio of 0.85 share of First Merchants stock.
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