Welcome to our dedicated page for First Merchants SEC filings (Ticker: FRME), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Merchants Corporation (FRME) SEC filings page provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. First Merchants is an Indiana-incorporated financial holding company whose common stock and depositary shares for its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A (FRMEP), are listed on the Nasdaq Global Select Market. Through its full-service bank charter, First Merchants Bank, the company operates a community banking business that includes personal and business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance.
Among the key filings available are Form 8-K current reports, which First Merchants uses to disclose material events. These include quarterly earnings announcements, where the company reports net interest income, noninterest income, noninterest expense, loan and deposit balances, asset quality measures, and capital ratios, along with details about scheduled earnings conference calls and webcasts. Other 8-K filings document dividend declarations on common stock and on the Series A preferred stock, specifying cash dividend amounts, record dates, and payment dates.
Filings also cover corporate actions such as the entry into a material definitive agreement. For example, First Merchants has filed an 8-K describing its Agreement and Plan of Merger with First Savings Financial Group, Inc., outlining the all-stock merger terms, exchange ratio, anticipated timing, and related voting and registration arrangements. Additional exhibits, such as merger agreements, voting agreements, press releases, and investor presentations, are incorporated by reference in these reports.
On this page, users can review FRME’s SEC filings to analyze how the company describes its financial condition, capital structure, dividend practices, and significant transactions. AI-powered summaries can help explain the contents of lengthy documents, highlight key items in earnings releases, and clarify the implications of corporate actions and preferred stock terms for common and preferred shareholders.
First Merchants Corp director and First Vice President Larry W. Myers sold 5,000 shares of common stock at
First Merchants Corporation reports proposed sale of vested restricted common stock. The filing lists 15,300 shares from a grant dated
First Merchants Corporation reports solid balance sheet growth and a sizeable acquisition in its latest annual filing. As of December 31, 2025, the bank held $19.0 billion in assets, $15.3 billion in deposits and $2.5 billion in stockholders’ equity, supported by strong Basel III capital ratios, including a CET1 ratio of 11.70% and total risk‑based capital of 13.41%, well above regulatory minimums.
Net interest income on a fully tax‑equivalent basis was $560.7 million, producing a net interest margin of 3.25% in 2025, slightly higher than 2024. Loans totaled $13.8 billion, led by commercial and industrial credits and commercial real estate, with diversified consumer and residential exposure.
Credit quality remains manageable: nonperforming assets were $72.4 million, and net charge‑offs were $18.4 million, or 0.14% of average loans. The allowance for credit losses on loans stood at $195.6 million. On February 1, 2026, First Merchants completed the acquisition of First Savings Financial Group, adding approximately $2.4 billion in assets, $1.9 billion in loans and $1.7 billion in deposits to expand its Indiana footprint.
FIRST MERCHANTS CORP director and First Vice President Larry W. Myers filed an initial ownership report on Form 3. He reported direct ownership of 114,491 shares of common stock, plus indirect holdings of 181,728 shares through a 401k and 71,983 shares through a spousal IRA.
First Merchants Corp’s Chief Risk Officer Eva D. Scurlock reported multiple stock option exercises on February 12, 2026. She exercised employee stock options covering 4,762, 681, and 5,986 shares of common stock at exercise prices of $26.04 and $21.79.
Corresponding entries show acquisitions of the same numbers of First Merchants common shares, and a separate transaction where 3,810 shares were disposed of at $41.64 in a tax-withholding transaction. After these moves, she directly held 27,682.128 common shares, including 9,842.109 shares from restricted stock awards.
First Merchants Corp executive Stephan Fluhler reported an open-market sale of company stock. On 02/11/2026, he sold 4,161 shares of First Merchants common stock at a price of $41.96 per share. After the sale, he directly beneficially owned 21,999.805 shares, which include restricted stock awards totaling 15,879.362 shares, and indirectly held 3,642.059 shares through a 401(k) plan.
First Merchants Corp’s Chief Commercial Officer, Joseph C. Peterson, reported a transaction in the company’s common stock. On 02/08/2026, 1,789 shares were disposed of in a transaction coded “F” at a price of $42.34 per share.
After this transaction, Peterson beneficially owned 38,025.267 shares of First Merchants common stock, held directly. This total includes 19,889.125 shares of restricted stock awards, as noted in the footnote to the filing.
First Merchants Corp executive Martin John reported a share disposition. On February 8, 2026, he completed a transaction coded “F” involving 5,398 shares of Common Stock at $42.34 per share.
After this transaction, John beneficially owns 64,877.688 shares of First Merchants Common Stock, including 22,928.443 shares of Restricted Stock Awards. His ownership is reported as held directly.
First Merchants Corp Chief Financial Officer Michele Kawiecki reported a disposition of 1,782 shares of common stock on February 8, 2026 at $42.34 per share under transaction code F. After this transaction, she directly beneficially owned 61,221.287 common shares.
She also indirectly held 2,008.079 common shares through a 401(k) plan. According to a footnote, her reported holdings include Restricted Stock Awards totaling 37,430.843 shares, indicating a substantial portion of her position is in restricted equity.
First Merchants Corp (FRME) reported an insider equity transaction by Chief Human Resources Officer and Executive Vice President Steven C. Harris. On 02/08/2026, he disposed of 970 shares of common stock at $42.34 per share, coded as transaction type "F".
After this transaction, Harris beneficially owned 19,884.061 shares of common stock directly, which the footnote states includes 8,003.666 shares of Restricted Stock Awards. He also held 148.478 shares indirectly through a 401(k) plan.