Every 10-Q that First Merchants Corp (FRME) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FRME and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FRME filings page.
First Merchants Corporation reported Q2 2026 net income of $43.98 million (basic and diluted EPS $0.70), down from $56.83 million (EPS $0.98) a year earlier. For the first six months, net income was $72.14 million versus $112.17 million in 2025.
Total assets grew to $21.35 billion at June 30, 2026 from $19.03 billion, driven by the February acquisition of First Savings Financial Group for a purchase price of about $243.22 million, including 6.1 million shares issued, $76.18 million of goodwill and $30.18 million of intangibles.
Net interest income rose to $158.94 million from $133.01 million in Q2 2025, but the provision for credit losses increased to $33.0 million from $5.6 million. Six‑month noninterest income fell to $42.99 million from $61.35 million, largely reflecting a $29.76 million loss on mortgage loans reclassified to held for sale. Noninterest expense increased to $115.35 million in Q2, including $3.8 million of integration and transaction‑related costs; such costs totaled $20.8 million year‑to‑date.
Net loans reached $15.29 billion (up from $13.60 billion), deposits $16.75 billion (from $15.29 billion), and the allowance for credit losses on loans rose to $241.62 million from $195.60 million. Nonaccrual loans increased to $118.20 million from $71.77 million, and total past due loans reached $154.6 million.
First Merchants Corporation reported net income of $28.2 million for the quarter ended March 31, 2026, down from $55.3 million a year earlier, as one‑time items weighed on results. Diluted earnings per share were $0.45 versus $0.94 in the prior‑year quarter.
Results reflected a $29.8 million loss on mortgage loans reclassified to held for sale and $17.0 million of integration and transaction‑related expenses tied to the acquisition of First Savings Financial Group, Inc. Completed on February 1, 2026, that acquisition added $2.46 billion of assets, generated $13.6 million of revenue and $3.8 million of net income in the partial quarter, and led to recognition of $70.8 million of goodwill and $30.2 million of other intangibles.
Total assets rose to $21.1 billion, loans to $15.3 billion, and deposits to $16.5 billion at March 31, 2026. The allowance for credit losses on loans increased to $212.5 million, supported by acquisition‑date credit marks and a $4.9 million provision. Nonaccrual loans grew to $89.6 million, and investment securities continued to carry sizable unrealized losses driven by interest rates.
First Merchants Corporation reported solid third‑quarter results. Net income reached $56.8 million, and diluted EPS was $0.98, up from $0.84 a year ago. Net interest income was $133.7 million versus $131.1 million, while the provision for credit losses declined to $4.3 million from $5.0 million, supporting earnings.
Fee businesses contributed meaningfully: noninterest income rose to $32.5 million from $24.9 million on steady service charges, fiduciary fees, and higher mortgage‑related gains. Expenses were contained at $96.6 million versus $94.6 million, reflecting disciplined cost control.
The balance sheet expanded. Loans were $13.59 billion and deposits were $14.87 billion. Total assets were $18.81 billion. Stockholders’ equity rose to $2.41 billion, and accumulated other comprehensive loss improved to $(155.9) million from $(188.7) million at year‑end. The company paid a common dividend of $0.36 per share in the quarter. As of October 27, 2025, common shares outstanding were 57,825,020. The glossary notes a Merger Agreement with First Savings Financial Group with an exchange ratio of 0.85 share of First Merchants stock.