FS Bancorp (FSBW) leaders to present at Janney 2026 CEO Forum with investor deck

Rhea-AI Filing Summary

FS Bancorp, Inc. filed a current report to share that senior leadership will participate in the Janney 2026 CEO Forum in Scottsdale, Arizona on February 4–5, 2026. President Matthew D. Mullet, Chief Financial Officer Phil Whittington, and Director of Finance Susan Dumontet will attend and use prepared investor materials.

The company has attached these investor presentation materials as Exhibit 99.1 so all investors can see the same information being shared at the conference, supporting broad and equal access to the company’s disclosures.

false000153024900015302492026-02-022026-02-02

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 2, 2026

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington	001-35589	45-4585178
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

6920 220th Street SW Mountlake Terrace, Washington	98043
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code:  (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		FSBW		The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [  ]

Item 7.01  Regulation FD Disclosure.*

 FS Bancorp, Inc.’s President, Matthew D. Mullet, Chief Financial Officer Phil Whittington and Director of Finance Susan Dumontet will be attending the Janney 2026 CEO Forum on February 4-5, 2026 in Scottsdale, Arizona.

   Attached as Exhibit 99.1 is a copy of the investor materials that are being provided in connection with the Conference.

Item 9.01  Financial Statements and Exhibits.*

(d)   Exhibits

Exhibit No.		Description
99.1		FS Bancorp, Inc. Investor Materials
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

* The information furnished under Item 7.01 and Item 9.01 of this Current Report on Form 8-K, including the exhibit, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of FS Bancorp, Inc. under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 2, 2026	FS BANCORP, INC.
	/s/  Phil Whittington
	Phil Whittington
	Chief Financial Officer

3

FAQ

What did FS Bancorp (FSBW) disclose in this 8-K filing?

FS Bancorp disclosed that key executives will attend the Janney 2026 CEO Forum and that investor presentation materials used at the event are furnished as Exhibit 99.1. This makes the same information available to all investors via public disclosure.

Who from FS Bancorp (FSBW) is attending the Janney 2026 CEO Forum?

FS Bancorp stated that President Matthew D. Mullet, Chief Financial Officer Phil Whittington, and Director of Finance Susan Dumontet will attend the Janney 2026 CEO Forum. Their presence signals leadership-level participation in investor meetings and presentations at the conference.

When and where is the Janney 2026 CEO Forum mentioned by FS Bancorp?

The Janney 2026 CEO Forum will be held on February 4–5, 2026 in Scottsdale, Arizona. FS Bancorp’s leadership team plans to attend and use the same investor materials that have been publicly furnished as Exhibit 99.1 in this current report.

What is included in Exhibit 99.1 to FS Bancorp’s (FSBW) 8-K?

Exhibit 99.1 consists of FS Bancorp’s investor materials that will be provided in connection with the Janney 2026 CEO Forum. These materials typically summarize the company’s business, strategy, and performance for conference participants and are now publicly accessible to all investors.

Why did FS Bancorp (FSBW) file this information under Regulation FD?

FS Bancorp used a Regulation FD item to ensure fair disclosure of information shared at the Janney 2026 CEO Forum. By furnishing the investor presentation as Exhibit 99.1, the company makes any material information presented at the conference equally available to the broader market.